First Bank Hampton: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Fed funds purchased and repos climbed 104.2% in Q2 2026, from $2.2M to $4.4M. It was the largest change from Q1 2026 among the key lines here. Within Iowa, First Bank Hampton is 40th of 225 on loan-to-deposit ratio, 96.84% as of Q2 2026. The median for banks in the $100M-1B asset tier is 80.55% on loan-to-deposit ratio. First Bank Hampton sits 16.28 points higher, at 96.84% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $7.2M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $34.7M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $4.4M |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 96.84% |
| Net loans and leases to deposits | 94.98% |
| Loans and leases to core deposits | 103.52% |
| Core deposits to total deposits | 93.54% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 83.42% | 95.60% | $1.5M | $0 |
| Q4 2023 | 90.66% | 95.58% | $7.8M | $0 |
| Q1 2024 | 91.61% | 95.04% | $6.4M | $0 |
| Q2 2024 | 94.82% | 93.76% | $8.5M | $0 |
| Q3 2024 | 82.89% | 95.82% | $10.2M | $0 |
| Q4 2024 | 91.47% | 95.08% | $13.8M | $0 |
| Q1 2025 | 89.04% | 93.10% | $568K | $0 |
| Q2 2025 | 91.71% | 91.19% | $469K | $0 |
| Q3 2025 | 91.73% | 86.38% | $1.2M | $0 |
| Q4 2025 | 91.79% | 92.24% | $851K | $0 |
| Q1 2026 | 90.85% | 94.25% | $2.2M | $0 |
| Q2 2026 | 96.84% | 93.54% | $4.4M | $0 |
First Bank Hampton liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock First Bank Hampton, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Bank Hampton profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4464) · FFIEC NIC profile (RSSD 786948)