First Bank Hampton: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks First Bank Hampton of Hampton, IA against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.33% | 1.25% | +0.08% | 53rd above |
| ROAE | 12.04% | 12.22% | -0.18% | 47th below |
| Net Interest Margin | 4.23% | 3.95% | +0.28% | 66th above |
| Efficiency Ratio | 46.59% | 63.71% | -17.12% | 87th top |
| PPNR / Avg Assets | 2.37% | — | — | 86th top |
| Yield on Earning Assets | 5.90% | 5.67% | +0.23% | 63rd above |
| Cost of Funds Ahead of the peer average, behind the median peer. | 1.85% | 1.87% | -0.02% | 46th below |
| Net Interest Spread | 3.99% | — | — | 82nd top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.65% | 0.88% | -0.23% | 39th below |
| NPA / Total Assets | 0.55% | — | — | 37th below |
| NCO / Avg Loans | 2.01% | 0.15% | +1.86% | 1st bottom |
| ACL / Total Loans | 1.92% | — | — | 92nd top |
| ACL / NPLs (Coverage) | 294.22% | — | — | 58th above |
| Texas Ratio Ahead of the peer average, behind the median peer. | 2.98% | 5.96% | -2.98% | 48th below |
| Provision / NCO | 59.00% | — | — | 33rd below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.61% | 11.75% | -0.14% | 59th above |
| Equity / Assets | 11.30% | 10.98% | +0.32% | 63rd above |
| TCE / Tangible Assets | 11.30% | — | — | 66th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 96.84% | 80.44% | +16.40% | 16th bottom |
| Core Deposit Ratio | 93.54% | 86.95% | +6.59% | 77th top |
| Wholesale Funding Ratio | 1.83% | — | — | 70th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -0.37% | — | — | 17th bottom |
| Loan Growth (Y/Y) | 2.47% | — | — | 33rd below |
| Deposit Growth (Y/Y) | -2.96% | — | — | 10th bottom |
See First Bank Hampton's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock First Bank Hampton, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full First Bank Hampton profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the First Bank Hampton peer analysis.