Lexicon Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Lexicon Bank of Las Vegas, NV against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.36% | 1.25% | +0.11% | 55th above |
| ROAE | 14.60% | 12.22% | +2.38% | 63rd above |
| Net Interest Margin | 4.35% | 3.95% | +0.40% | 72nd above |
| Efficiency Ratio Ahead of the peer average, behind the median peer. | 61.81% | 63.71% | -1.90% | 48th below |
| PPNR / Avg Assets | 1.79% | — | — | 61st above |
| Yield on Earning Assets | 5.23% | 5.67% | -0.44% | 32nd below |
| Cost of Funds | 0.94% | 1.87% | -0.93% | 93rd top |
| Net Interest Spread | 2.80% | — | — | 24th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.74% | 0.88% | -0.14% | 36th below |
| NPA / Total Assets | 0.34% | — | — | 49th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.01% | 0.15% | -0.14% | 37th below |
| ACL / Total Loans | 1.63% | — | — | 85th top |
| ACL / NPLs (Coverage) | 219.25% | — | — | 50th above |
| Texas Ratio Ahead of the peer average, behind the median peer. | 3.23% | 5.96% | -2.73% | 46th below |
| Provision / NCO | 642.86% | — | — | 77th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 20.96% | 17.18% | +3.78% | 80th top |
| Tier 1 Ratio | 20.96% | 17.21% | +3.75% | 80th top |
| Total Capital Ratio | 22.22% | — | — | 80th top |
| Leverage Ratio | 9.77% | 11.75% | -1.98% | 26th below |
| Equity / Assets | 9.67% | 10.98% | -1.31% | 38th below |
| TCE / Tangible Assets | 9.64% | — | — | 42nd below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 50.37% | 80.44% | -30.07% | 92nd top |
| Core Deposit Ratio | 97.26% | 86.95% | +10.31% | 94th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 15.60% | — | — | 92nd top |
| Loan Growth (Y/Y) | 13.54% | — | — | 83rd top |
| Deposit Growth (Y/Y) | 13.45% | — | — | 89th top |
See Lexicon Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Lexicon Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Lexicon Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Lexicon Bank peer analysis.