Farm Bureau Bank FSB: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits dropped 2.38 percentage points in Q2 2026, from 97.07% to 94.68%. It was the largest change from Q1 2026 among the key lines here. Within Nevada, Farm Bureau Bank FSB is 7th of 14 on loan-to-deposit ratio, 78.85% as of Q2 2026, above the middle of the field. Farm Bureau Bank FSB reported 78.85% on loan-to-deposit ratio for Q2 2026, 9.36 points below the 88.20% median for banks in the $1B-10B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $136.1M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $316.7M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $25.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 2.36% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 78.85% |
| Net loans and leases to deposits | 77.71% |
| Loans and leases to core deposits | 94.68% |
| Core deposits to total deposits | 82.51% |
| Brokered deposits to total deposits | 0.76% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 86.76% | 83.73% | $0 | $25.0M |
| Q4 2023 | 87.16% | 83.67% | $0 | $25.0M |
| Q1 2024 | 81.09% | 82.94% | $0 | $25.0M |
| Q2 2024 | 77.36% | 81.69% | $0 | $25.0M |
| Q3 2024 | 76.05% | 82.36% | $0 | $25.0M |
| Q4 2024 | 78.45% | 82.66% | $0 | $25.0M |
| Q1 2025 | 82.88% | 83.18% | $0 | $25.0M |
| Q2 2025 | 83.48% | 82.90% | $0 | $25.0M |
| Q3 2025 | 82.31% | 82.46% | $0 | $25.0M |
| Q4 2025 | 83.02% | 82.73% | $0 | $25.0M |
| Q1 2026 | 80.64% | 82.33% | $0 | $25.0M |
| Q2 2026 | 78.85% | 82.51% | $0 | $25.0M |
Farm Bureau Bank FSB liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Farm Bureau Bank FSB, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Farm Bureau Bank FSB profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 35157) · FFIEC NIC profile (RSSD 2819167)