Farm Bureau Bank FSB: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 51.92 percentage points lower than in Q1 2026, at 237.55%. Within Nevada, Farm Bureau Bank FSB is 11th of 14 on return on assets, 0.80% as of Q2 2026, below the middle of the field. Farm Bureau Bank FSB reported 0.80% on return on assets for Q2 2026, 0.48 points below the 1.28% median for banks in the $1B-10B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 13.40% |
| Tier 1 risk-based capital ratio | 13.40% |
| Total risk-based capital ratio | 14.65% |
| Tier 1 leverage ratio | 10.09% |
| Equity capital to assets | 9.72% |
| Tangible equity to tangible assets | 9.71% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.61% |
| Non-performing assets ratio | 0.41% |
| Net charge-off ratio | 0.87% |
| Texas ratio | 5.51% |
| Allowance for credit losses to loans | 1.44% |
| Reserve coverage of non-performing loans | 237.55% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.80% |
| Return on equity | 8.36% |
| Net interest margin | 3.88% |
| Efficiency ratio | 76.18% |
| Yield on earning assets | 6.67% |
| Cost of funds | 3.11% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 78.85% |
| Core deposits to total deposits | 82.51% |
| Brokered deposits to total deposits | 0.76% |
| Deposits to assets | 85.45% |
| Securities to assets | 17.02% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 11.47% | 11.48% | 12.29% | 9.47% | 0.70% |
| Q4 2023 | 11.53% | 11.54% | 12.62% | 9.38% | -0.27% |
| Q1 2024 | 11.55% | 11.55% | 12.80% | 9.14% | 0.13% |
| Q2 2024 | 12.37% | 12.37% | 13.57% | 9.10% | 0.46% |
| Q3 2024 | 12.54% | 12.54% | 13.79% | 9.11% | -0.23% |
| Q4 2024 | 12.18% | 12.18% | 13.43% | 9.06% | -0.20% |
| Q1 2025 | 12.38% | 12.38% | 13.63% | 9.40% | 0.33% |
| Q2 2025 | 12.32% | 12.32% | 13.57% | 9.74% | 0.03% |
| Q3 2025 | 12.51% | 12.51% | 13.73% | 9.92% | 0.29% |
| Q4 2025 | 12.42% | 12.42% | 13.56% | 9.82% | -0.45% |
| Q1 2026 | 12.67% | 12.67% | 13.92% | 9.74% | -0.03% |
| Q2 2026 | 13.40% | 13.40% | 14.65% | 10.09% | 0.80% |
Farm Bureau Bank FSB vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Farm Bureau Bank FSB, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Farm Bureau Bank FSB profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 35157) · FFIEC NIC profile (RSSD 2819167)