Farm Bureau Bank FSB: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The standout move of Q2 2026 was in Accumulated other comprehensive income: 8.2% lower than in Q1 2026, at -$5.4M. On CET1 ratio, Farm Bureau Bank FSB is 1st from the bottom among 7 Nevada banks, 13.40% (Q2 2026). At 13.40%, Farm Bureau Bank FSB's CET1 ratio is close to the 13.48% median for banks in the $1B-10B asset tier (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 13.40% |
| Tier 1 risk-based capital ratio | 13.40% |
| Total risk-based capital ratio | 14.65% |
| Tier 1 leverage ratio | 10.09% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $108.4M |
| Tier 1 capital | $108.4M |
| Total risk-based capital | $118.5M |
| Total equity capital | $103.1M |
| Risk-weighted assets | $808.8M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 9.72% |
| Tangible equity to tangible assets | 9.71% |
| Equity capital to average assets | 9.59% |
| Internal capital growth rate | 7.08% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $1K |
| Common stock surplus | $78.2M |
| Retained earnings | $30.3M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$5.4M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 11.47% | 11.48% | 12.29% | 9.47% | $977.8M |
| Q4 2023 | 11.53% | 11.54% | 12.62% | 9.38% | $966.2M |
| Q1 2024 | 11.55% | 11.55% | 12.80% | 9.14% | $955.0M |
| Q2 2024 | 12.37% | 12.37% | 13.57% | 9.10% | $903.9M |
| Q3 2024 | 12.54% | 12.54% | 13.79% | 9.11% | $886.8M |
| Q4 2024 | 12.18% | 12.18% | 13.43% | 9.06% | $904.2M |
| Q1 2025 | 12.38% | 12.38% | 13.63% | 9.40% | $885.0M |
| Q2 2025 | 12.32% | 12.32% | 13.57% | 9.74% | $881.5M |
| Q3 2025 | 12.51% | 12.51% | 13.73% | 9.92% | $874.8M |
| Q4 2025 | 12.42% | 12.42% | 13.56% | 9.82% | $871.1M |
| Q1 2026 | 12.67% | 12.67% | 13.92% | 9.74% | $841.2M |
| Q2 2026 | 13.40% | 13.40% | 14.65% | 10.09% | $808.8M |
Farm Bureau Bank FSB regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Farm Bureau Bank FSB, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Farm Bureau Bank FSB profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 35157) · FFIEC NIC profile (RSSD 2819167)