Farm Bureau Bank FSB: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The largest change between Q1 2026 and Q2 2026 was in Total interest expense, which fell 4.3% to $7.3M. Within Nevada, Farm Bureau Bank FSB is 9th of 14 on net interest margin, 3.88% as of Q2 2026, below the middle of the field. The median for banks in the $1B-10B asset tier is 3.71% on net interest margin. Farm Bureau Bank FSB sits 0.17 points higher, at 3.88% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 6.67% |
| Yield on loans | 7.99% |
| Yield on securities | 3.77% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 3.11% |
| Cost of interest-bearing deposits | 3.19% |
| Cost of interest-bearing liabilities | 3.22% |
| Cost of borrowings | 4.34% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.88% |
| Yield to cost spread | 3.45% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $14.4M |
| Total interest expense | $7.3M |
| Interest expense on deposits | $7.0M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 6.94% | 3.05% | 4.20% | 7.86% | 3.35% |
| Q4 2023 | 7.11% | 3.25% | 4.19% | 8.03% | 3.54% |
| Q1 2024 | 7.05% | 3.43% | 3.97% | 8.05% | 3.56% |
| Q2 2024 | 6.99% | 3.60% | 3.74% | 8.10% | 3.56% |
| Q3 2024 | 7.10% | 3.71% | 3.77% | 8.30% | 3.60% |
| Q4 2024 | 6.93% | 3.70% | 3.60% | 8.19% | 3.66% |
| Q1 2025 | 6.73% | 3.45% | 3.63% | 7.89% | 3.64% |
| Q2 2025 | 6.94% | 3.33% | 3.96% | 8.06% | 3.69% |
| Q3 2025 | 7.01% | 3.37% | 3.99% | 8.13% | 3.81% |
| Q4 2025 | 6.95% | 3.33% | 3.95% | 8.11% | 3.86% |
| Q1 2026 | 6.71% | 3.18% | 3.84% | 7.88% | 3.80% |
| Q2 2026 | 6.67% | 3.11% | 3.88% | 7.99% | 3.77% |
Farm Bureau Bank FSB yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Farm Bureau Bank FSB, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Farm Bureau Bank FSB profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 35157) · FFIEC NIC profile (RSSD 2819167)