Farm Bureau Bank FSB: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Farm Bureau Bank FSB of Reno, NV against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.80% | 1.44% | -0.64% | 18th bottom |
| ROAE | 8.36% | 12.51% | -4.15% | 22nd bottom |
| Net Interest Margin | 3.88% | 3.84% | +0.04% | 61st above |
| Efficiency Ratio | 76.18% | 58.85% | +17.33% | 11th bottom |
| PPNR / Avg Assets | 1.17% | 1.78% | -0.61% | 21st bottom |
| Yield on Earning Assets | 6.67% | 5.71% | +0.96% | 92nd top |
| Cost of Funds | 3.11% | 2.03% | +1.08% | 6th bottom |
| Net Interest Spread | 3.45% | 3.18% | +0.27% | 73rd above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.61% | 0.96% | -0.35% | 50th above |
| NPA / Total Assets | 0.41% | 0.75% | -0.34% | 56th above |
| NCO / Avg Loans | 0.87% | 0.30% | +0.57% | 5th bottom |
| ACL / Total Loans | 1.44% | 1.25% | +0.19% | 83rd top |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 237.55% | 699.35% | -461.80% | 61st above |
| Texas Ratio Ahead of the peer average, behind the median peer. | 5.51% | 7.16% | -1.65% | 45th below |
| Provision / NCO | 58.62% | 815.53% | -756.91% | 21st bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 13.40% | 17.41% | -4.01% | 48th below |
| Tier 1 Ratio | 13.40% | 17.45% | -4.05% | 48th below |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 14.65% | 18.50% | -3.85% | 50th above |
| Leverage Ratio | 10.09% | 11.60% | -1.51% | 39th below |
| Equity / Assets | 9.72% | 11.33% | -1.61% | 36th below |
| TCE / Tangible Assets | 9.71% | 10.65% | -0.94% | 48th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 78.85% | 86.36% | -7.51% | 73rd above |
| Core Deposit Ratio | 82.51% | 85.56% | -3.05% | 26th below |
| Uninsured Deposit Ratio | 16.82% | 32.73% | -15.91% | 89th top |
| Wholesale Funding Ratio | 2.36% | 5.46% | -3.10% | 65th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -3.58% | 10.47% | -14.05% | 5th bottom |
| Loan Growth (Y/Y) | -9.82% | 8.01% | -17.83% | 2nd bottom |
| Deposit Growth (Y/Y) | -4.51% | 7.99% | -12.50% | 5th bottom |
See Farm Bureau Bank FSB's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Farm Bureau Bank FSB, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Farm Bureau Bank FSB profile, how to read a UBPR, or how this data updates.