Farm Bureau Bank FSB: Call Report & UBPR Financial Data
Data as of · sourced from FFIEC call reports. How we update
Farm Bureau Bank FSB is an FDIC-insured commercial bank. Earnings are mid-range, 0.80% ROA and a 3.88% net interest margin. Farm Bureau Bank's Q2 2026 balance sheet shows $1.1B in assets funded primarily by $907M in customer deposits. Regulatory capital is solid, 13.40% CET1 and 14.65% total risk-based capital ratio. Credit metrics are in line with industry norms, 0.61% NPL ratio. It operates 2 branches, primarily in Nevada.
As of June 30, 2026, Farm Bureau Bank FSB reported a CET1 capital ratio of 13.40%, a return on assets of 0.80%, a nonperforming-loan ratio of 0.61%, a Texas ratio of 5.51%, per financial data filed with the FFIEC.
Headquarters Profile
- Address
- 10345 Professional Cir, Reno, NV 89521
- County
- Washoe
- Metro Area
- Reno, NV
- Charter
- Federal savings bank, federal charter, OCC-supervised (pre-2011 OTS)
- Primary Regulator
- OCC
- FDIC Region
- San Francisco (Region 14)
- Federal Reserve member
- —
- Federal Reserve district
- District 12, San Francisco
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- July 12, 1999
- Offices
- 2 domestic
- Employees (FTE)
- 187
- Domestic deposits
- $906.5M
- Allowance for credit losses
- $10.3M
- Net charge-offs (YTD)
- $4.0M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- July 12, 1999
- FDIC Cert
- 35157
- Fed RSSD
- 2819167
- Website
- www.farmbureau.bank →
- Parent Holding Company
- FB BANCORP (RSSD 3818822)
Profitability
Capital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row.
Quarterly trends
Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.
Balances at each quarter end. The gap between the two lines is equity capital.
Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.
Balances at each quarter end. Each line is its own balance, not stacked on the other.
Each bar is that quarter alone. The gap between the two is net interest income.
What the balance sheet earned on spread that quarter, before fees and operating costs.
Fees, trading and other income against salaries, premises and the rest of the cost base.
What the bank charged to earnings that quarter to build its allowance for expected losses.
The quarter's own net income, as filed. It needs no adjustment because the filing does not accumulate it through the year.
CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.
Inside the full Farm Bureau Bank FSB terminal
25 years of quarterly trends · 8 tabs · peer percentiles · Excel export
Unlock Farm Bureau Bank FSB, freeFarm Bureau Bank FSB rankings
How this bank ranks on each leaderboard. Click any rank to see the full ranked list.
Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.
Quarterly trend: last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 13.40% | 0.80% | 0.61% | 5.51% | 3.88% |
| Q1 2026 | 12.67% | -0.03% | 0.53% | 5.44% | 3.84% |
| Q4 2025 | 12.42% | -0.45% | 0.54% | 5.99% | 3.95% |
| Q3 2025 | 12.51% | 0.29% | 0.59% | 5.70% | 3.99% |
| Q2 2025 | 12.32% | 0.03% | 0.64% | 6.13% | 3.96% |
| Q1 2025 | 12.38% | 0.33% | 0.56% | 5.15% | 3.63% |
| Q4 2024 | 12.18% | -0.20% | 1.01% | 9.08% | 3.60% |
| Q3 2024 | 12.54% | -0.23% | 0.46% | 4.86% | 3.77% |
Swipe the table sideways to see every column.
Branch Network
Every branch from the FDIC Summary of Deposits, mapped, and listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 2 branches →
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| San Antonio Branch | San Antonio , TX | 78232 | $876.5M |
| Farm Bureau Bank FSB (main office) | Reno , NV | 89521 | $30.1M |
Regulatory record
What the public regulatory sources show for Farm Bureau Bank FSB, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.
- Enforcement actions
- 1 against the institution (OCC (former OTS))
- December 8, 2000, OCC (former OTS): Supervisory Agreement: Farm Bureau Bank, FSB
- Period: Most recent institution action December 8, 2000. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- <0.1% of deposits in NV, rank 42 of 49 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- Not on file: no HMDA filing matched
- Period: not on file. Source: FFIEC HMDA loan application register.
- Consumer complaints
- Not on file: no CFPB complaints matched
- Period: not on file. Source: CFPB consumer complaint database.
- CFPB enforcement
- Not on file: CFPB enforcement actions are not loaded
- Period: not on file. Source: CFPB enforcement actions.
- CRA examination rating
- Not on file: FFIEC CRA ratings are not loaded
- Period: not on file. Source: FFIEC CRA ratings.
Add this badge to your website
Free to use. The badge always shows Farm Bureau Bank FSB’s most recent filed regulatory figures. It updates automatically each quarter, so it never goes stale.
Similar banks
Compare Farm Bureau Bank FSB with peers
Side-by-side comparison of capital, profitability, asset quality, and balance sheet. Pick a peer to view the full head-to-head.
Frequently asked about Farm Bureau Bank FSB
What are Farm Bureau Bank FSB's total assets?
As of the Q2 2026 filing, Farm Bureau Bank FSB reported total assets of $1.06 billion in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Farm Bureau Bank FSB headquartered?
Farm Bureau Bank FSB is headquartered in Reno, NV, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Farm Bureau Bank FSB founded?
Farm Bureau Bank FSB was established in 1999, per the FDIC institution directory.
Is Farm Bureau Bank FSB FDIC-insured?
Yes. Farm Bureau Bank FSB is an FDIC-insured commercial bank (FDIC Certificate #35157). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Farm Bureau Bank FSB?
Farm Bureau Bank FSB's primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Farm Bureau Bank FSB's CET1 capital ratio?
Farm Bureau Bank FSB reported a Common Equity Tier 1 (CET1) capital ratio of 13.40% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Farm Bureau Bank FSB operate?
Farm Bureau Bank FSB operates 2 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Farm Bureau Bank FSB's Texas Ratio?
Farm Bureau Bank FSB's Texas Ratio is 5.51% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.
Go deeper on Farm Bureau Bank FSB.
Unlock the full terminal: 25 years of quarterly trends, peer benchmarking, watch flags, and Excel tearsheets for this bank and every other US institution.
Unlock Farm Bureau Bank FSB, freeFree account