RCONK214: Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 90 Days or More and Still Accruing
RCONK214 is the call report code for loans to individuals for household, family and other personal expenditures: automobile loans - past due 90 days or more and still accruing, reported on Schedule RC-N, Past Due and Nonaccrual Loans, Leases, and Other Assets. For Q2 2026, 4,217 banks reported it, totaling $21.8M; the median among the 466 with a nonzero amount was $16K. The largest value reported for Q2 2026 was $1.6M, by Citizens Bank.
Definition
Report in the appropriate column the amount of loans arising from retail sales of passenger cars and other vehicles such as minivans, vans, sport-utility vehicles, pickup trucks, and similar light trucks for personal use included in Schedule RC-C, part I, item 6.c, that are past due 30 days or more or are in nonaccrual status as of the report date.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCONK214 sits on the call report
| Code | RCONK214 (prefix RCON, item K214) |
|---|---|
| Prefix RCON | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items. |
| Schedule | RC-N, Past Due and Nonaccrual Loans, Leases, and Other Assets |
| Reported on | FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 2011 |
The same item under other prefixes
Item K214 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCFDK214 | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices) | 80 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCONK214 |
|---|---|---|
| Citizens Bank | Elizabethton, TN | $1.6M |
| Community Bank, N.A. | Canton, NY | $857K |
| Independent Bank | Memphis, TN | $837K |
| TowneBank | Portsmouth, VA | $660K |
| BancFirst | Oklahoma City, OK | $633K |
| Community Trust Bank, Inc. | Pikeville, KY | $603K |
| NBT Bank, N.A. | Norwich, NY | $590K |
| Commerce Bank | Kansas City, MO | $529K |
| First National Bank of Pennsylvania | Greenville, PA | $446K |
| State Bank of Whittington | Benton, IL | $440K |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 4,217 | $21.8M |
| March 31, 2026 | 4,256 | $23.1M |
| December 31, 2025 | 4,314 | $44.6M |
| September 30, 2025 | 4,355 | $39.6M |
| June 30, 2025 | 4,397 | $40.5M |
| March 31, 2025 | 4,437 | $38.2M |
| December 31, 2024 | 4,461 | $51.9M |
| September 30, 2024 | 4,490 | $50.8M |
Related
All codes on Schedule RC-N · All call report schedules · Find the code for a loan type · What a call report is