Amalgamated Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Amalgamated Bank of New York, NY against its peer group of 941 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.52% | 1.34% | +0.18% | 67th above |
| ROAE | 16.63% | 12.34% | +4.29% | 79th top |
| Net Interest Margin Behind the peer average, ahead of the median peer. | 3.78% | 3.83% | -0.05% | 54th above |
| Efficiency Ratio | 47.12% | 58.97% | -11.85% | 81st top |
| PPNR / Avg Assets | 2.23% | — | — | 79th top |
| Yield on Earning Assets | 5.11% | 5.71% | -0.60% | 25th below |
| Cost of Funds | 1.33% | 2.02% | -0.69% | 87th top |
| Net Interest Spread | 2.68% | — | — | 27th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.99% | 0.87% | +1.12% | 9th bottom |
| NPA / Total Assets | 1.09% | — | — | 18th bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.25% | 0.43% | -0.18% | 16th bottom |
| ACL / Total Loans | 1.34% | — | — | 74th above |
| ACL / NPLs (Coverage) | 67.13% | — | — | 11th bottom |
| Texas Ratio | 11.10% | 5.48% | +5.62% | 14th bottom |
| Provision / NCO | 140.09% | — | — | 43rd below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 14.78% | 14.99% | -0.21% | 67th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 14.78% | 15.02% | -0.24% | 67th above |
| Total Capital Ratio | 15.96% | — | — | 68th above |
| Leverage Ratio | 9.60% | 11.11% | -1.51% | 25th below |
| Equity / Assets | 9.24% | 11.02% | -1.78% | 27th below |
| TCE / Tangible Assets | 9.11% | — | — | 35th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 60.69% | 86.99% | -26.30% | 93rd top |
| Core Deposit Ratio | 95.65% | 85.57% | +10.08% | 88th top |
| Uninsured Deposit Ratio | 57.05% | 33.19% | +23.86% | 5th bottom |
| Wholesale Funding Ratio | 0.06% | — | — | 96th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 9.11% | — | — | 71st above |
| Loan Growth (Y/Y) | 9.17% | — | — | 70th above |
| Deposit Growth (Y/Y) | 9.35% | — | — | 71st above |
See Amalgamated Bank's peers by name
The 941 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Amalgamated Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Amalgamated Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Amalgamated Bank peer analysis.