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UMB Bank, N.A. filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 031. Below are its 727 reported line items, schedule by schedule (1,016 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
UMB Bank, N.A. call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 031.
Schedule RC: Balance Sheet (37 items)
About Schedule RC · UMB Bank, N.A. balance sheet trends
UMB Bank, N.A. Schedule RC, Q2 2026 | Line item | Code | Q2 2026 |
| Total Assets | RCFD2170 | $71.90B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCFD3300 | $71.90B |
| Total Liabilities and Minority Interest | RCFD2948 | $64.07B |
| Total Deposits | RCON2200 | $60.17B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $43.60B |
| Loans and Leases, Net of Unearned Income - Totals | RCFDB528 | $41.15B |
| Loans and Leases, Net of Unearned Income and Allowance | RCFDB529 | $40.71B |
| Deposits: Noninterest-bearing | RCON6631 | $16.57B |
| Available-for-sale debt securities (from Schedule RC-B, column D) (consolidated) | RCFD1773 | $13.49B |
| Available-for-sale debt securities (from Schedule RC-B, column D) (domestic offices) | RCON1773 | $13.49B |
| Total Equity Capital | RCFD3210 | $7.83B |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCFDG105 | $7.83B |
| Held-to-maturity Securities, Total (consolidated) | RCFD1754 | $5.72B |
| Held-to-maturity Securities, Total (domestic offices) | RCON1754 | $5.72B |
| Held to maturity securities (ASU 2016-13 adoption) | RCFDJJ34 | $5.71B |
| Interest-bearing Balances | RCFD0071 | $4.92B |
| Surplus | RCFD3839 | $4.22B |
| Undivided Profits and Capital Reserves | RCFD3632 | $3.96B |
| Securities Sold Under Agreements to Repurchase (consolidated) | RCFDB995 | $3.06B |
| Securities Sold Under Agreements to Repurchase (domestic offices) | RCONB995 | $3.06B |
| Other Assets | RCFD2160 | $2.67B |
| Intangible Assets | RCFD2143 | $2.24B |
| Goodwill | RCFD3163 | $1.80B |
| Securities Purchased Under Agreements to Resell (consolidated) | RCFDB989 | $928.4M |
| Securities Purchased Under Agreements to Resell (domestic offices) | RCONB989 | $928.4M |
| Other Liabilities, Total | RCFD2930 | $817.4M |
| Noninterest-bearing Balances and Currency and Coin | RCFD0081 | $786.3M |
| Allowance for Loan and Lease Losses | RCFD3123 | $437.4M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCFD2145 | $380.9M |
| Accumulated Other Comprehensive Income | RCFDB530 | -$376.4M |
| Trading Assets, Total (consolidated) | RCFD3545 | $34.8M |
| Trading Assets, Total (domestic offices) | RCON3545 | $34.8M |
| Federal Funds Purchased in Domestic Offices | RCONB993 | $24.5M |
| Common Stock | RCFD3230 | $21.2M |
| Equity securities with readily determinable fair values not held for trading (consolidated) | RCFDJA22 | $11.9M |
| Equity securities with readily determinable fair values not held for trading (domestic offices) | RCONJA22 | $11.9M |
| Loans and Leases Held for Sale | RCFD5369 | $6.8M |
Schedule RI: Income Statement (61 items)
About Schedule RI · UMB Bank, N.A. income statement trends
UMB Bank, N.A. Schedule RI, Q2 2026 | Line item | Code | Q2 2026 |
| Total Interest Income | RIAD4107 | $1.74B |
| Interest and Fee Income on Loans, Total | RIAD4010 | $1.28B |
| Net Interest Income | RIAD4074 | $1.08B |
| Total Noninterest Expense | RIAD4093 | $722.3M |
| Total Interest Expense | RIAD4073 | $652.6M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $632.3M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $629.4M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $501.2M |
| Net Income (Loss) | RIAD4340 | $501.2M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $501.2M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $490.2M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $426.2M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $381.2M |
| Salaries and Employee Benefits | RIAD4135 | $343.9M |
| Total Noninterest Income | RIAD4079 | $321.5M |
| Other Noninterest Expense | RIAD4092 | $284.1M |
| All Other Loans in Domestic Offices | RIADB487 | $207.8M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $192.7M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $156.5M |
| Applicable Income Taxes | RIAD4302 | $131.1M |
| Interest on Other Securities | RIAD4060 | $117.7M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $116.7M |
| Other Noninterest Income | RIADB497 | $104.3M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $71.5M |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $69.6M |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $60.4M |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $58.7M |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $55.0M |
| Provision for Loan and Lease Losses | RIAD4230 | $52.7M |
| Service Charges on Deposits in Domestic Office All Other | RIADH035 | $47.4M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $47.3M |
| Amortization Expense and Impairment Losses Intangible Assets | RIADC232 | $46.9M |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $46.4M |
| Income from the Sale and Servicing of Mutual Funds and Annuities (in Domestic Offices) | RIAD8431 | $41.5M |
| Fees and Commissions from Securities Brokerage | RIADC886 | $41.1M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $31.6M |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $27.3M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $22.1M |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $14.9M |
| Loans to Individuals for Households, Family, and Other Personal Expenditures: Credit Cards | RIADB485 | $11.3M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $10.1M |
| Interest Rate Exposures | RIAD8757 | $9.7M |
| Trading Revenue | RIADA220 | $9.7M |
| Service Charges on Deposits in Domestic Office Maintenance for Individuals | RIADH033 | $9.1M |
| Other Interest Income | RIAD4518 | $4.4M |
| Service Charges on Deposits in Domestic Office Overdraft Related for Individuals | RIADH032 | $3.0M |
| Interest Expense Incurred to Carry Tax-exempt Securities, Loans, and Leases Acquired After August 7, 1986, That Is Not Deductible for Federal Income Tax Purposes | RIAD4513 | $2.9M |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | $2.9M |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $2.7M |
| Investment Banking, Advisory, and Underwriting Fees and Commissions | RIADC888 | $1.8M |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $1.6M |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | -$1.0M |
| Service Charges on Deposits in Domestic Office Atm-related for Individuals | RIADH034 | $906K |
| Interest Income from Trading Assets | RIAD4069 | $460K |
| Realized Gains (Losses) on Available-for-sale Debt Securities | RIAD3196 | $429K |
| Fees and Commissions from Annuity Sales | RIADC887 | $404K |
| Net Gains (Losses) on Other Real Estate Owned | RIAD5415 | -$111K |
| Income from Lease Financing Receivables | RIAD4065 | $19K |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $12K |
| Income from Other Insurance and Reinsurance Activities | RIADC387 | $12K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 4,111 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (11 items)
About Schedule RC-A
UMB Bank, N.A. Schedule RC-A, Q2 2026 | Line item | Code | Q2 2026 |
| Cash and Balances Due from Depository Institutions (consolidated) | RCFD0010 | $5.71B |
| Cash and Balances Due from Depository Institutions (domestic offices) | RCON0010 | $5.71B |
| Balances Due from Federal Reserve Banks (consolidated) | RCFD0090 | $4.83B |
| Balances Due from Federal Reserve Banks (domestic offices) | RCON0090 | $4.83B |
| Cash Items in Process of Collection, Unposted Debits, and Currency and Coin | RCFD0022 | $617.4M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $432.9M |
| Currency and Coin | RCON0080 | $184.5M |
| Balances Due from Banks in Foreign Countries and Foreign Central Banks (consolidated) | RCFD0070 | $154.7M |
| Balances Due from Banks in Foreign Countries and Foreign Central Banks (domestic offices) | RCON0070 | $154.3M |
| Balances Due from Depository Institutions in the U.S. (consolidated) | RCFD0082 | $105.2M |
| Balances Due from Depository Institutions in the U.S. (domestic offices) | RCON0082 | $105.2M |
Schedule RC-B: Securities (54 items)
About Schedule RC-B · UMB Bank, N.A. securities trends
UMB Bank, N.A. Schedule RC-B, Q2 2026 | Line item | Code | Q2 2026 |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCFDG302 | $1.34B |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCFDG303 | $1.33B |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Held-to-maturity Amortized Cost | RCFDG300 | $99.2M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Held-to-maturity Fair Value | RCFDG301 | $97.2M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCFDG306 | $2.72B |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCFDG307 | $2.67B |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Amortized Cost | RCFDG304 | $606.3M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Fair Value | RCFDG305 | $520.3M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCFDG314 | $4.03B |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCFDG315 | $3.74B |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Amortized Cost | RCFDG312 | $1.70B |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Fair Value | RCFDG313 | $1.47B |
| Structured Financial Products by Underlying Collateral or Reference Assets: 1-4 Family Residential MBS Issued or Guaranteed by U.S. Government-sponsored Enterprises (Gses) - Available-for-sale Amortized Cost | RCFDG362 | $550.9M |
| Total Amortized Cost of Available-for-sale Securities | RCFD1772 | $13.90B |
| Pledged Securities | RCFD0416 | $13.15B |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCFDA562 | $5.35B |
| Total Fair Value of Held-to-maturity Securities | RCFD1771 | $5.24B |
| Amortized Cost of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. (consolidated) | RCFD8496 | $3.27B |
| Amortized Cost of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. (domestic offices) | RCON8496 | $3.27B |
| Fair Value of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCFD8497 | $3.12B |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCFDA560 | $2.91B |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCFD8498 | $2.42B |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCFDA553 | $2.41B |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. (consolidated) | RCFD8499 | $2.37B |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. (domestic offices) | RCON8499 | $2.37B |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCFD1286 | $2.21B |
| Fair Value of Available-for-sale U.S. Treasury Securities (consolidated) | RCFD1287 | $2.20B |
| Fair Value of Available-for-sale U.S. Treasury Securities (domestic offices) | RCON1287 | $2.20B |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCFDA551 | $1.81B |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCFDA554 | $1.76B |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCFDA559 | $1.58B |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCFDA552 | $1.16B |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCFDA248 | $946.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCFDA549 | $918.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCFDA550 | $848.3M |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Fair Value | RCFDHT61 | $551.0M |
| Structured Financial Products by Underlying Collateral or Reference Assets: 1-4 Family Residential MBS Issued or Guaranteed by U.S. Government-sponsored Enterprises (Gses) - Available-for-sale Fair Value | RCFDG363 | $551.0M |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Amortized Cost | RCFDHT60 | $550.9M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCFDK144 | $341.0M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCFDK145 | $332.9M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCFDA561 | $244.3M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCFDK152 | $154.9M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCFDK153 | $148.9M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCFDA555 | $91.9M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCFD1739 | $88.9M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCFD1741 | $87.3M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCFDA557 | $61.6M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCFDHT53 | $48.8M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCFDHT52 | $48.8M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCFDA558 | $42.9M |
| Amortized Cost of Held-to-maturity U.S. Treasury Securities (consolidated) | RCFD0211 | $38.3M |
| Amortized Cost of Held-to-maturity U.S. Treasury Securities (domestic offices) | RCON0211 | $38.3M |
| Fair Value of Held-to-maturity U.S. Treasury Securities | RCFD0213 | $37.7M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCFDA556 | $11.5M |
Schedule RC-C, Part I: Loans and Leases (72 items)
About Schedule RC-C, Part I · UMB Bank, N.A. loans and leases trends
UMB Bank, N.A. Schedule RC-C, Part I, Q2 2026 | Line item | Code | Q2 2026 |
| Total Loans and Leases, Net of Unearned Income (consolidated) | RCFD2122 | $41.16B |
| Total Loans and Leases, Net of Unearned Income (domestic offices) | RCON2122 | $41.16B |
| Pledged Loans and Leases | RCFDG378 | $31.08B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCFDA570 | $25.73B |
| Commercial and Industrial Loans to U.S. Addressees (consolidated) | RCFD1763 | $15.52B |
| Commercial and Industrial Loans to U.S. Addressees (domestic offices) | RCON1763 | $15.52B |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCFDA247 | $13.21B |
| Loans Secured by Other Nonfarm Nonresidential Properties. (consolidated) | RCFDF161 | $6.06B |
| Loans Secured by Other Nonfarm Nonresidential Properties. (domestic offices) | RCONF161 | $6.06B |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties (consolidated) | RCFDF160 | $5.00B |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties (domestic offices) | RCONF160 | $5.00B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCFDA573 | $4.65B |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens (consolidated) | RCFD5367 | $3.70B |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens (domestic offices) | RCON5367 | $3.70B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCFDA572 | $3.04B |
| Loans to Nondepository Financial Institutions and Other Loans: Loans to Nondepository Financial Institutions (consolidated) | RCFDJ454 | $2.84B |
| Loans to Nondepository Financial Institutions and Other Loans: Loans to Nondepository Financial Institutions (domestic offices) | RCONJ454 | $2.84B |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans (consolidated) | RCFDF159 | $2.81B |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans (domestic offices) | RCONF159 | $2.81B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCFDA574 | $2.64B |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties (consolidated) | RCFD1460 | $1.72B |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties (domestic offices) | RCON1460 | $1.72B |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $1.45B |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $1.40B |
| Other loans to nondepository financial institutions (consolidated) | RCFDPV09 | $1.30B |
| Other loans to nondepository financial institutions (domestic offices) | RCONPV09 | $1.30B |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 1766, 1563 for (Fr Y-9C), in Items 1766, 1563 for (FFIEC 031), in Items 1766, 1564 for (FFIEC 032 and 033), and in Items 1766, 2080 for (FFIEC 034) | RCFD2746 | $1.17B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCFDA571 | $1.04B |
| Real Estate Loans Secured by Farmland (consolidated) | RCFD1420 | $881.2M |
| Real Estate Loans Secured by Farmland (domestic offices) | RCON1420 | $881.2M |
| Loans to private equity funds (consolidated) | RCFDPV07 | $871.5M |
| Loans to private equity funds (domestic offices) | RCONPV07 | $871.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $846.6M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit (consolidated) | RCFD1797 | $768.2M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit (domestic offices) | RCON1797 | $768.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $677.3M |
| Loans to business credit intermediaries (consolidated) | RCFDPV06 | $499.2M |
| Loans to business credit intermediaries (domestic offices) | RCONPV06 | $499.2M |
| Loans for purchasing or carrying securities, including margin loans (consolidated) | RCFD1545 | $445.2M |
| Loans for purchasing or carrying securities, including margin loans (domestic offices) | RCON1545 | $445.2M |
| Loans to Finance Agricultural Production and Other Loans to Farmers (consolidated) | RCFD1590 | $441.5M |
| Loans to Finance Agricultural Production and Other Loans to Farmers (domestic offices) | RCON1590 | $441.5M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Credit Cards (consolidated) | RCFDB538 | $352.1M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Credit Cards (domestic offices) | RCONB538 | $352.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $306.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $304.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCFDA575 | $258.1M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans (consolidated) | RCFDB539 | $169.5M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans (domestic offices) | RCONB539 | $169.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $139.6M |
| Loans Secured by 1-4 Family Residential Construction (consolidated) | RCFDF158 | $116.9M |
| Loans Secured by 1-4 Family Residential Construction (domestic offices) | RCONF158 | $116.9M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens (consolidated) | RCFD5368 | $114.8M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens (domestic offices) | RCON5368 | $114.8M |
| Loans to consumer credit intermediaries (consolidated) | RCFDPV08 | $105.6M |
| Loans to consumer credit intermediaries (domestic offices) | RCONPV08 | $105.6M |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) (consolidated) | RCFDJ451 | $90.5M |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) (domestic offices) | RCONJ451 | $90.5M |
| Loans to mortgage credit intermediaries (consolidated) | RCFDPV05 | $72.6M |
| Loans to mortgage credit intermediaries (domestic offices) | RCONPV05 | $72.6M |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. (consolidated) | RCFD2107 | $57.0M |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. (domestic offices) | RCON2107 | $57.0M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) (consolidated) | RCFDK207 | $33.8M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) (domestic offices) | RCONK207 | $33.8M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) (consolidated) | RCFDK137 | $29.3M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) (domestic offices) | RCONK137 | $29.3M |
| All Other Lease Financing Receivables | RCFDF163 | $933K |
| Lease Financing Receivables (Net of Unearned Income) | RCON2165 | $933K |
| Loans to Depository Institutions and Acceptances of Other Banks: to Commercial Banks in the U.S. | RCONB531 | $160K |
| Loans to Other Commercial Banks in the U.S. | RCFDB533 | $160K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Nonfarm Nonresidential Properties: Loans Secured by Owner-occupied Nonfarm Nonresidential Properties | RCONK161 | $137K |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCFDHK25 | $137K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)
About Schedule RC-C, Part II
UMB Bank, N.A. Schedule RC-C, Part II, Q2 2026 | Line item | Code | Q2 2026 |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $678.0M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $428.8M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $91.6M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $61.4M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $58.3M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $51.4M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $30.2M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $22.3M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $15.7M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $9.0M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $8.1M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $3.7M |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 1,965 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 1,775 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 1,641 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 1,181 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 536 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 362 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 214 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 213 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 208 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 171 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 160 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 106 |
Schedule RC-D: Trading Assets and Liabilities (4 items)
About Schedule RC-D
UMB Bank, N.A. Schedule RC-D, Q2 2026 | Line item | Code | Q2 2026 |
| Trading Assets Mortgage-backed Securities: Other Residential MBS Issued or Guaranteed by FNMA, FHLMC, or GNMA (Include Cmos, REMICS and Stripped MBS | RCFDG380 | $2.5M |
| Trading Assets - U.S. Government Agency and Corporation Obligations | RCFD3532 | $18.4M |
| Trading Assets - Securities Issued by States and Political Subdivisions in the U.S. | RCFD3533 | $13.6M |
| Other Trading Assets (in Domestic Offices) | RCFD3541 | $333K |
Schedule RC-E: Deposit Liabilities (39 items)
About Schedule RC-E · UMB Bank, N.A. deposit liabilities trends
UMB Bank, N.A. Schedule RC-E, Q2 2026 | Line item | Code | Q2 2026 |
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $38.37B |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $36.82B |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $22.09B |
| Total Transaction Accounts | RCON2215 | $21.80B |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $20.85B |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Other Savings Deposits Accounts of Individuals, Partnerships and Corporations | RCONP759 | $19.62B |
| Total Demand Deposits (See Note Below) | RCON2210 | $15.05B |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $13.07B |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Mmdas of Individuals, Partnerships and Corporations | RCONP757 | $9.69B |
| Total reciprocal deposits | RCONJH83 | $4.25B |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Interest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP754 | $3.38B |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those MMDA Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP756 | $2.77B |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $1.71B |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Noninterest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP753 | $1.61B |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $1.55B |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $1.32B |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $1.24B |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those Other Savings Deposit Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP758 | $1.17B |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $1.02B |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $891.9M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $891.9M |
| Total Brokered Deposits | RCON2365 | $891.9M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $874.2M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $874.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $842.1M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $668.9M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $595.4M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $595.4M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $573.4M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $560.1M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $388.7M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $225.8M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $161.2M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $103.1M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $73.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $14.5M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $258K |
| Total Transaction Accounts - Deposits of U.S. Government | RCON2202 | $185K |
| Total Nontransaction Accounts of United States Government | RCON2520 | $47K |
Schedule RC-F: Other Assets (6 items)
About Schedule RC-F
UMB Bank, N.A. Schedule RC-F, Q2 2026 | Line item | Code | Q2 2026 |
| Life Insurance Assets: General Account Life Insurance Assets | RCFDK201 | $766.9M |
| Other Assets | RCFD2168 | $722.3M |
| Historical Cost of All Other Available-for-sale Equity Securities (consolidated) | RCFD1752 | $585.6M |
| Historical Cost of All Other Available-for-sale Equity Securities (domestic offices) | RCON1752 | $585.6M |
| Net Deferred Tax Assets | RCFD2148 | $310.6M |
| Accrued Interest Receivable | RCFDB556 | $286.8M |
Schedule RC-G: Other Liabilities (4 items)
About Schedule RC-G
UMB Bank, N.A. Schedule RC-G, Q2 2026 | Line item | Code | Q2 2026 |
| All Other Liabilities | RCFD2938 | $553.0M |
| Other Expenses Accrued and Unpaid | RCFD3646 | $193.8M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $64.9M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCFDB557 | $5.7M |
Schedule RC-H: Selected Balance Sheet Items for Domestic Offices (9 items)
About Schedule RC-H
UMB Bank, N.A. Schedule RC-H, Q2 2026 | Line item | Code | Q2 2026 |
| MBS: Pass-through Securities: Issued or Guaranteed by FNMA, FHLMC, or GNMA - Amortized (Historical) Cost of Held-to-maturity Securities | RCONG389 | $705.5M |
| MBS: Pass-through Securities: Issued or Guaranteed by FNMA, FHLMC, or GNMA - Fair Value of Available-for-sale Securities | RCONG390 | $4.33B |
| MBS: Other Mortgage-backed Securities (Include Cmos, REMICS and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Amortized (Historical) Cost of Held-to-maturity Securities | RCONG393 | $1.70B |
| MBS: Other Mortgage-backed Securities (Include Cmos, REMICS and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Fair Value of Available-for-sale Securities | RCONG394 | $3.89B |
| Other Domestic Debt Securities (Include Domestic Structured Financial Products and Domestic Asset-backed Securities) - Fair Value of Available-for-sale Securities | RCONG398 | $638.3M |
| Total Assets (Held in Domestic Offices) | RCON2192 | $71.90B |
| Total Liabilities | RCON3129 | $64.07B |
| Fair Value of Available-for-sale U.S. Government Agency and Corporation Obligations (Exclude Mortgage-backed Securities) | RCON8495 | $48.8M |
| Net Due to Own Foreign Offices, Edge and Agreement Subsidiaries, and IBFS | RCON2941 | $1.7M |
Schedule RC-K: Quarterly Averages (21 items)
About Schedule RC-K · UMB Bank, N.A. quarterly averages trends
UMB Bank, N.A. Schedule RC-K, Q2 2026 | Line item | Code | Q2 2026 |
| Quarterly Average of Total Assets | RCFD3368 | $70.47B |
| Quarterly Average of Total Loans | RCON3360 | $40.62B |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $36.77B |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $16.69B |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $15.31B |
| Mortgage-backed Securities | RCFDB559 | $11.00B |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $8.89B |
| All Other Securities | RCFDB560 | $6.34B |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $4.56B |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCFD3381 | $3.67B |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCFD3353 | $3.51B |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCFDB558 | $2.27B |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $1.89B |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $1.32B |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCFD3365 | $1.03B |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $464.8M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards | RCONB561 | $341.4M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $223.4M |
| Quarterly Average of Assets Held in Trading Accounts | RCFD3401 | $26.5M |
| Lease Financing Receivables (Net of Unearned Income) - Quarterly Average | RCFD3484 | $1.1M |
| Quarterly Average of Other Borrowed Money | RCFD3355 | $14K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (52 items)
About Schedule RC-L · UMB Bank, N.A. derivatives and off-balance-sheet items trends
UMB Bank, N.A. Schedule RC-L, Q2 2026 | Line item | Code | Q2 2026 |
| Notional Amounts by Regulatory Capital Treatment: Positions Covered Under the Market Risk Rule: Sold Protection | RCFDG401 | $172.8M |
| Notional Amounts by Regulatory Capital Treatment: Positions Covered Under the Market Risk Rule: Purchased Protection | RCFDG402 | $406.9M |
| Notional Amount of Sold Credit Protection: Investment Grade - with Remaining Maturity of One Year or Less. | RCFDG406 | $25.0M |
| Notional Amount of Sold Credit Protection: Investment Grade - with Remaining Maturity of Over Five Years | RCFDG408 | $37.1M |
| Notional Amount of Sold Credit Protection: Investment Grade - with Remaining Maturity of Over One Year Through Five Years | RCFDG407 | $110.7M |
| Notional Amount of Purchased Credit Protection: Investment Grade - with Remaining Maturity of One Year or Less. | RCFDG412 | $107.1M |
| Notional Amount of Purchased Credit Protection: Investment Grade - with Remaining Maturity of Over Five Years | RCFDG414 | $32.8M |
| Notional Amount of Purchased Credit Protection: Investment Grade - with Remaining Maturity of Over One Year Through Five Years | RCFDG413 | $266.9M |
| Over the Counter Derivatives: Net Current Credit Exposure - Banks and Securities Firms | RCFDG418 | $193.7M |
| Over the Counter Derivatives: Net Current Credit Exposure - Corporations and All Other Counterparties | RCFDG422 | $23.9M |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCFD8725 | $15.83B |
| Interest Rate Contracts - Notional Value of All Outstanding Interest Rate Swaps | RCFD3450 | $12.01B |
| Other Unused Commitments: Commercial and Industrial Loans | RCFDJ457 | $9.44B |
| Interest Rate Swaps Where the Bank Has Agreed to Pay a Fixed Rate | RCFDA589 | $6.00B |
| Unused Commitments - Credit Card Lines | RCFD3815 | $5.21B |
| Other unused commitments: Loans to nondepository financial institutions | RCFDPV11 | $3.81B |
| Purchased OTC Interest Rate Option Contracts | RCFD8713 | $3.41B |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCFDF165 | $2.96B |
| Credit Card Lines: Unused Consumer Credit Card Lines | RCFDJ455 | $2.61B |
| Credit Card Lines: Other Unused Credit Card Lines | RCFDJ456 | $2.60B |
| Other unused commitments: Loans to private equity funds | RCFDPV14 | $2.10B |
| Other Unused Commitments: All Other Unused Commitments | RCFDJ459 | $2.09B |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCFD3814 | $1.51B |
| Other unused commitments: Other loans to nondepository financial institutions | RCFDPV16 | $1.04B |
| Total Gross Notional Amount of Commodity and Other Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCFD8728 | $664.3M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCFD3819 | $499.5M |
| Other unused commitments: Loans to business credit intermediaries | RCFDPV13 | $459.6M |
| Written OTC Interest Rate Option Contracts | RCFD8709 | $412.3M |
| Credit Derivatives: Notional Amounts-other Credit Derivatives-beneficiary | RCFDC975 | $406.9M |
| Purchased OTC Commodity and Other OTC Option Contracts | RCFD8716 | $251.6M |
| Written OTC Commodity and Other OTC Option Contracts | RCFD8712 | $251.6M |
| 1-4 Family Residential Construction Loan Commitments | RCFDF164 | $210.7M |
| Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCFD8741 | $204.7M |
| Credit Derivatives: Notional Amounts- Other Credit Derivatives-guarantor | RCFDC974 | $172.8M |
| Other unused commitments: Loans to mortgage credit intermediaries | RCFDPV12 | $168.4M |
| Commodity and Other Swaps | RCFD8720 | $161.1M |
| Foreign Exchange Forward Contracts | RCFD8698 | $134.7M |
| Total Gross Notional Amount of Foreign Exchange Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCFD8726 | $134.7M |
| Gross Negative Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCFD8745 | $123.3M |
| All Other Off-balance Sheet Liabilities | RCFD3430 | $82.3M |
| Other unused commitments: Loans to consumer credit intermediaries | RCFDPV15 | $43.9M |
| Interest Rate Forward Contracts | RCFD8697 | $17.5M |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Trading | RCFDA126 | $17.5M |
| Spot Foreign Exchange Contracts | RCFD8765 | $14.8M |
| Gross Positive Fair Value of Commodity and Other Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCFD8744 | $13.1M |
| Amount of Financial Standby Letters of Credit Conveyed to Others | RCFD3820 | $13.0M |
| Gross Negative Fair Value of Commodity and Other Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCFD8748 | $12.8M |
| Gross Positive Fair Value of Foreign Exchange Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCFD8742 | $1.9M |
| Gross Negative Fair Value of Foreign Exchange Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCFD8746 | $1.6M |
| Commercial and Similar Letters of Credit | RCFD3411 | $741K |
| Notional Amount of Credit Derivatives on Which the Reporting Bank Is the Guarantor:gross Negative Fair Value | RCFDC220 | $9K |
| Notional Amount of Credit Derivatives on Which the Reporting Bank Is the Beneficiary:gross Positive Fair Value | RCFDC221 | $8K |
Schedule RC-M: Memoranda (7 items)
About Schedule RC-M · UMB Bank, N.A. memoranda trends
UMB Bank, N.A. Schedule RC-M, Q2 2026 | Line item | Code | Q2 2026 |
| All other intangible assets | RCFDJF76 | $439.9M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCFD6164 | $352.4M |
| All Other Real Estate Owned: Nonfarm Nonresidential Properties in Domestic Offices | RCON5512 | $3.9M |
| All Other Real Estate Owned: 1-4 Family Residential Properties in Domestic Offices | RCON5510 | $1.9M |
| Outstanding balance of PPP loans | RCONLG27 | $106K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCFD6165 | 6 |
| Number of outstanding PPP Loans | RCONLG26 | 3 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (45 items)
About Schedule RC-N · UMB Bank, N.A. past due and nonaccrual loans, leases, and other assets trends
UMB Bank, N.A. Schedule RC-N, Q2 2026 | Line item | Code | Q2 2026 |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCFD1403 | $127.5M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCFD1406 | $51.8M |
| Additions to Nonaccrual Assets | RCFDC410 | $35.4M |
| Commercial and Industrial Loans to U.S. Addressees (Domicile) - Nonaccrual | RCFD1253 | $28.9M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $24.5M |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $24.0M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $20.1M |
| Commercial and Industrial Loans to U.S. Addressees (Domicile) - Past Due 30-89 Days and Still Accruing | RCFD1251 | $19.9M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $19.8M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Nonaccrual | RCON3501 | $14.6M |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCFD1407 | $13.7M |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Nonaccrual | RCFDK038 | $8.0M |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' : Nonaccrual | RCFDK041 | $6.3M |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual | RCON5400 | $5.5M |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 90 Days or More and Still Accruing | RCFDK217 | $5.2M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards - Past Due 30 Through 89 Days and Still Accruing | RCFDB575 | $4.6M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards - Past Due 90 Days or More and Still Accruing | RCFDB576 | $4.6M |
| All Other Loans - Nonaccrual | RCFD5461 | $4.2M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $3.9M |
| Commercial and Industrial Loans to U.S. Addressees (Domicile) - Past Due 90 Days or More and Still Accruing | RCFD1252 | $3.3M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Nonaccrual | RCON3495 | $3.3M |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities - Past Due 30 Through 89 Days and Still Accruing | RCFD6558 | $2.8M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Nonaccrual | RCFDHK28 | $2.6M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty Secured by 1-4 Residential Properties (in Domestic Offices) - Nonaccrual | RCONF663 | $2.6M |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities - Nonaccrual | RCFD6560 | $1.5M |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $1.3M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards - Nonaccrual | RCFDB577 | $1.0M |
| Loans to Finance Agricultural Production and Other Loans to Farmers - Nonaccrual | RCFD1583 | $760K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural | RCONC230 | $556K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCFDK216 | $555K |
| Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF179 | $545K |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Past Due 30 Through 89 Days and Still Accruing | RCFDK036 | $505K |
| Other Construction Loans and All Land Development and Other Land Loans, Past Due 31 - 89 Days | RCONF173 | $414K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 90 Days or More and Still Accruing | RCONC237 | $398K |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' Past Due 30 Through 89 Days and Still Accruing | RCFDK039 | $379K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Past Due 30 Through 89 Days and Still Accruing | RCON3493 | $215K |
| Other Construction Loans and All Land Development and Other Land Loans, Nonaccrual | RCONF177 | $183K |
| Loans to Finance Agricultural Production and Other Loans to Farmers - Past Due 90 Days or More and Still Accruing | RCFD1597 | $174K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Nonaccrual | RCFDK218 | $138K |
| All Other Loans - Past Due 30 Through 89 Days and Still Accruing | RCFD5459 | $126K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCFDK213 | $68K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Nonaccrual | RCFDK215 | $39K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC238 | $6K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty Other Construction Loans and All Land Development and Other Land Loans-nonaccrual | RCONK110 | $5K |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities - Past Due 90 Days or More and Still Accruing | RCFD6559 | $2K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (22 items)
About Schedule RC-O · UMB Bank, N.A. other data for deposit insurance assessments trends
UMB Bank, N.A. Schedule RC-O, Q2 2026 | Line item | Code | Q2 2026 |
| Average Consolidated Total Assets for the Calendar Quarter | RCFDK652 | $70.47B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCFDF236 | $62.68B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $46.27B |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $38.24B |
| Custodial Bank Deduction | RCFDK660 | $17.22B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $16.19B |
| Custodial Bank Deduction Limit | RCFDK661 | $11.09B |
| Average Tangible Equity for the Calendar Quarter | RCFDK654 | $5.79B |
| Total Unfunded Commitments to Fund Construction, Land Development, and Other Land Loans Secured by Real Estate | RCFDK676 | $2.66B |
| Nonbrokered Time Deposits of More Than $250,000 in Domestic Offices | RCONK678 | $1.32B |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements) - Commercial and Industrial Loans | RCFDN181 | $239.7M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $186.3M |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements) - Loans Secured by Multifamily Residential and Nonfarm Nonresidential Properties | RCFDN178 | $132.2M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $39.8M |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements): Construction, Land Development, and Other Land Loans Secured by Real Estate | RCFDN177 | $16.3M |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements) - Closed-end Loans Secured by Junior Liens on 1-4 Family Residential Properties and Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCFDN180 | $6.4M |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements) - Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCFDN179 | $3.5M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 1,347,423 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 17,159 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 8,766 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 96 |
| Averaging Method Used | RCFDK653 | 1 |
Schedule RC-P: 1-4 Family Residential Mortgage Banking Activities (4 items)
About Schedule RC-P
UMB Bank, N.A. Schedule RC-P, Q2 2026 | Line item | Code | Q2 2026 |
| Retail originations during the quarter of 1-4 family residential mortgage loans for sale | RCONHT81 | $34.9M |
| Principal Amount of 1-4 Family Residential Mortgage Loans Sold During the Quarter | RCONFT04 | $32.6M |
| Quarter End Amount of 1-4 Family Residential Mortgage Loans Held for Sale or Trading | RCONFT05 | $6.8M |
| Noninterest income for the quarter from the sale, securitization, and servicing of 1-4 family residential mortgage loans | RIADHT85 | $883K |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (9 items)
About Schedule RC-Q
UMB Bank, N.A. Schedule RC-Q, Q2 2026 | Line item | Code | Q2 2026 |
| Other Trading Assets - Level 1 Fair Value Measurements | RCFDG499 | $333K |
| Other Trading Assets - Level 2 Fair Value Measurements | RCFDG500 | $34.5M |
| Other Trading Assets - Total Fair Value Reported on Schedule Rc | RCFDG497 | $34.8M |
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCFDG502 | $13.53B |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCFDJA36 | $13.50B |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCFDG505 | $11.23B |
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCFDG476 | $11.20B |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 1 Fair Value Measurements | RCFDG504 | $2.30B |
| Available-for-sale Securities - Level 1 Fair Value Measurements | RCFDG475 | $2.30B |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (27 items)
About Schedule RC-R, Part I · UMB Bank, N.A. regulatory capital components and ratios trends
UMB Bank, N.A. Schedule RC-R, Part I, Q2 2026 | Line item | Code | Q2 2026 |
| Average total consolidated assets | RCFAKW03 | $70.47B |
| Average Total Assets (Net of Deductions) | RCFAA224 | $68.34B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCFAA223 | $51.71B |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCFAP840 | $7.83B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCFA3792 | $6.52B |
| Common Equity Tier 1 Capital | RCFAP859 | $6.08B |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCFAP852 | $6.08B |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCFA8274 | $6.08B |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCFAP742 | $4.24B |
| Retained Earnings | RCFAKW00 | $3.96B |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCFAP875 | $2.12B |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCFAP841 | $1.78B |
| General Loan and Lease Valuation Allowances | RCFA5310 | $447.1M |
| Tier 2 (Supplementary) Capital | RCFA5311 | $447.1M |
| Tier 2 Capital Before Deductions | RCFAP870 | $447.1M |
| Accumulated Other Comprehensive Income | RCFAB530 | -$376.4M |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCFAP842 | $340.2M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCFAP844 | -$269.1M |
| Less: Net Unrealized Gains (Losses) on Held-to-maturity Securities That Are Included in AOCI (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCFAP848 | -$93.1M |
| Accumulated Net Gains (Losses)on Cash-flow Hedges (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCFAP846 | -$14.2M |
| Deferred Tax Assets (DTAS) That Arise from Net Operating Loss and Tax Credit Carryforwards, Net of Any Related Valuation Allowances and Net of Dtls | RCFAP843 | $7.9M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCFA7205 | 0.1262 |
| Common Equity Tier 1 Capital Ratio | RCFAP793 | 0.1175 |
| Tier 1 Risk-based Capital Ratio | RCFA7206 | 0.1175 |
| Tier 1 Leverage Capital Ratio | RCFA7204 | 0.0889 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCFAH311 | 0.0462 |
Schedule RC-R, Part II: Risk-Weighted Assets (112 items)
About Schedule RC-R, Part II · UMB Bank, N.A. risk-weighted assets trends
UMB Bank, N.A. Schedule RC-R, Part II, Q2 2026 | Line item | Code | Q2 2026 |
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCFDS580 | $51.71B |
| Total Risk-weighted Assets | RCFDG641 | $51.71B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCFDG637 | $45.30B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCFDG633 | $45.30B |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCFDD990 | $38.90B |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCFDS457 | $37.25B |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCFDS462 | $36.45B |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCFDJA21 | $12.95B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCFDG630 | $12.46B |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCFDD987 | $12.25B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCFDG631 | $11.61B |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCFDD988 | $11.25B |
| Unconditionally Cancellable Commitments | RCFDS540 | $11.05B |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCFDG624 | $10.59B |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over One Year Through Five Years | RCFDS583 | $10.01B |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCFDD968 | $6.46B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCFDG632 | $6.18B |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCFDD967 | $6.14B |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCFDD989 | $6.09B |
| Total Held-to-maturity Securities | RCFDD961 | $5.71B |
| Total Cash and Balances Due from Depository Institutions | RCFDD957 | $5.71B |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCFDG625 | $5.30B |
| Total All Other Assets | RCFDD981 | $5.29B |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCFDG629 | $5.28B |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCFDD958 | $5.01B |
| Held-to-maturity Securities - 20 Pct Risk Weight Category | RCFDD963 | $3.90B |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCFDS442 | $3.70B |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCFDS439 | $3.70B |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCFDS525 | $3.59B |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over Five Years | RCFDS584 | $3.24B |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCFDG636 | $3.09B |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCFDS500 | $2.97B |
| All Other Assets - Adjustments to Totals Reported in Column a | RCFDS469 | $2.47B |
| All Other Assets - 100 Pct Risk Weight Category | RCFDD985 | $2.35B |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCFDG635 | $2.32B |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - One Year or Less | RCFDS582 | $2.10B |
| Held-to-maturity Securities - 50 Pct Risk Weight Category | RCFDD964 | $1.36B |
| Adjustments to Totals Reported in Column a, Securities Purchased Under Agreements to Resell | RCFDH172 | $928.4M |
| Totals from Schedule Rc, Securities Purchased Under Agreements to Resell | RCFDH171 | $928.4M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCFDS526 | $717.4M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCFDD959 | $692.8M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCFDD969 | $667.7M |
| Held-to-maturity Securities - 0 Pct Risk Weight Category | RCFDD962 | $585.2M |
| Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category | RCFDS573 | $556.1M |
| On-balance Sheet Securitization Exposures, Available-for-sale Securities - Adjustments to Total Reported in Column a | RCFDS481 | $551.0M |
| Total On-balance Sheet Securitization Exposures, Available-for-sale Securities | RCFDS480 | $551.0M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCFDS530 | $537.7M |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCFDD992 | $499.5M |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCFDD991 | $499.5M |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCFDD996 | $486.5M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCFDS402 | -$415.3M |
| Over-the-counter Derivatives - Credit Equivalent Amount | RCFDS542 | $395.0M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Credit Investment Grade Reference Asset - Over One Year Through Five Years | RCFDS589 | $377.6M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCFDS459 | $367.5M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCFDS572 | $322.6M |
| Over-the-counter Derivatives - 20 Pct Risk Weight Category | RCFDS545 | $302.0M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 50 Pct Risk Weight Category | RCFDS461 | $296.4M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Other - Over One Year Through Five Years | RCFDS601 | $260.1M |
| All Other Assets - 250 Pct Risk Weight Category | RCFDH293 | $222.5M |
| The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% | RCFDS504 | $222.5M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category | RCFDS562 | $222.5M |
| Current Credit Exposure Across All Derivative Contracts Covered by the Regulatory Capital Rules | RCFDG642 | $219.5M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCFDS561 | $215.1M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCFDS503 | $204.8M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 0% | RCFDS527 | $179.5M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Other - One Year or Less | RCFDS600 | $152.6M |
| All Other Assets - 0 Pct Risk Weight Category | RCFDD982 | $148.5M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCFDS449 | $141.2M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCFDS455 | $141.2M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Foreign Exchange Rate and Gold - One Year or Less | RCFDS585 | $134.7M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCFDS460 | $133.3M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Credit Investment Grade Reference Asset - One Year or Less | RCFDS588 | $132.1M |
| Held-to-maturity Securities - Adjustment to Totals Reported in Column a | RCFDS399 | -$128.8M |
| On-balance Sheet Securitization Exposures, Available-for-sale Securities - Ssfa Risk Weight Exposure, by Calculation Methodology | RCFDS483 | $110.2M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCFDD970 | $101.0M |
| Over-the-counter Derivatives - 100 Pct Risk Weight Category | RCFDS547 | $93.0M |
| All Other Off- Balance Sheet Liabilities - 50 Pct Risk Weight Category | RCFDG622 | $82.3M |
| All Other Off- Balance Sheet Liabilities - Credit Equivalent Amount | RCFDG619 | $82.3M |
| All Other Off- Balance Sheet Liabilities - Face, Notional or Other Amount | RCFDG618 | $82.3M |
| Notional Principal Amounts of Centrally Cleared Dervative Contracts, Interest Rate - Over Five Years | RCFDS605 | $78.0M |
| Repo-style Transactions - Credit Equivalent Amount | RCFDS516 | $76.5M |
| Repo-style Transactions - Face, Notional, or Other Amount | RCFDS515 | $76.5M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Credit Investment Grade Reference Asset - Over Five Years | RCFDS590 | $70.0M |
| Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures - 150 Pct Risk Weight Category | RCFDS447 | $63.6M |
| Total Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures | RCFDS445 | $63.6M |
| All Other Assets - 50 Pct Risk Weight Category | RCFDD984 | $54.8M |
| Repo-style Transactions - 20 Pct Risk Weight Category | RCFDS520 | $46.1M |
| All Other Assets - 20 Pct Risk Weight Category | RCFDD983 | $40.6M |
| Total Trading Assets | RCFDD976 | $34.8M |
| Repo-style Transactions - 0 Pct Risk Weight Category | RCFDS517 | $29.3M |
| Trading Assets - 20 Pct Risk Weight Category | RCFDD978 | $20.9M |
| Trading Assets - 50 Pct Risk Weight Category | RCFDD979 | $13.6M |
| Financial Standby Letters of Credit - 20 Pct Risk Weight Category | RCFDD994 | $13.0M |
| Unused Commitments, Original Maturity Exceeding One Year - 150 Pct Risk Weight Category | RCFDS539 | $10.3M |
| Notional Principal Amounts of Centrally Cleared Dervative Contracts, Interest Rate - Over One Year Through Five Years | RCFDS604 | $10.0M |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCFDS416 | $6.8M |
| Total Loans and Leases Held for Sale, Residential Mortgage Exposures | RCFDS413 | $6.8M |
| On-balance Sheet Securitization Exposures, All Other On-balance Sheet Securitization Exposures - Adjustments to Total Reported in Column a | RCFDS491 | $5.5M |
| Total On-balance Sheet Securitization Exposures, All Other On-balance Sheet Securitization Exposures | RCFDS490 | $5.5M |
| Unused Commitments, Original Maturity Exceeding One Year - 20 Pct Risk Weight Category | RCFDG627 | $3.0M |
| Centrally Cleared Derivatives - 20 Pct Risk Weight Category | RCFDS554 | $1.2M |
| Centrally Cleared Derivatives - Credit Equivalent Amount | RCFDS549 | $1.2M |
| On-balance Sheet Securitization Exposures, All Other On-balance Sheet Securitization Exposures -Ssfa Risk Weight Exposure, by Calculation Method | RCFDS493 | $1.1M |
| Repo-style Transactions - 100 Pct Risk Weight Category | RCFDS522 | $1.1M |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - Face, Notional, or Other Amount | RCFDG606 | $741K |
| Unused Commitments, Original Maturity Exceeding One Year - 0 Pct Risk Weight Category | RCFDG626 | $351K |
| Trading Assets - 100 Pct Risk Weight Category | RCFDD980 | $333K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 20% | RCFDS528 | $318K |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - 100 Pct Risk Weight Category | RCFDG611 | $148K |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - Credit Equivalent Amount | RCFDG607 | $148K |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 0 Pct Risk Weight Category | RCFDS451 | $66K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 150% | RCFDS531 | $2K |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (2 items)
About Schedule RC-S
UMB Bank, N.A. Schedule RC-S, Q2 2026 | Line item | Code | Q2 2026 |
| Outstanding Principal Balance of Loans Other Than 1-4 Family Residential Mortgage Loans That Are Serviced for Others | RCFDA591 | $1.83B |
| Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with No Recourse or Other Servicer-provided Credit Enhancements | RCFDB805 | $670K |
Schedule RC-T: Fiduciary and Related Services (48 items)
About Schedule RC-T
UMB Bank, N.A. Schedule RC-T, Q2 2026 | Line item | Code | Q2 2026 |
| Custody and Safekeeping Accounts - Non-managed Assets | RCFDB898 | $357.25B |
| Total Fiduciary Accounts - Non-managed Assets | RCFDB895 | $102.48B |
| Corporate Trust and Agency Accounts - Non-managed Assets | RCFDB885 | $97.36B |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Non-managed Asset | RCFDJ260 | $76.78B |
| Total Fiduciary Accounts - Managed Assets | RCFDB894 | $18.56B |
| Investment Management Agency Accounts - Managed Assets | RCFDB886 | $8.89B |
| Personal Trust and Agency Accounts - Managed Assets | RCFDB868 | $5.48B |
| Employee Benefit-defined Contribution - Non-managed Assets | RCFDB873 | $1.97B |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Managed Assets | RCFDJ255 | $1.62B |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Managed Assets | RCFDJ259 | $1.42B |
| Other Retirement Accounts - Managed Assets | RCFDB880 | $1.42B |
| Personal Trust and Agency Accounts - Non-managed | RCFDB869 | $1.16B |
| Corporate Trust and Agency Accounts - Managed Assets | RCFDB884 | $922.7M |
| Other Retirement Accounts - Non-managed Assets | RCFDB881 | $835.3M |
| Employee Benefit-defined Benefit - Non-managed Asssets | RCFDB877 | $819.1M |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Non-managed Assets | RCFDJ256 | $338.0M |
| Employee Benefit-defined Contribution - Managed Assets | RCFDB872 | $171.8M |
| Income from Fiduciary Activities | RIAD4070 | $103.3M |
| Gross Fees, Commissions and Other Fiduciary Income: Corporate Trust and Agency Accounts | RIADA479 | $45.4M |
| Employee Benefit-defined Benefit - Managed Assets | RCFDB876 | $36.1M |
| Other Fiduciary Accounts - Managed Assets | RCFDB890 | $20.3M |
| Fiduciary and Related Services Income-investment Management and Investment Advisory Agency Accounts | RIADJ315 | $18.9M |
| Custody and Safekeeping Accounts | RIADB909 | $17.5M |
| Personal Trust and Agency Accounts | RIADB904 | $12.6M |
| Other Retirement Accounts | RIADB907 | $5.6M |
| Fiduciary and Related Services Income-foundation and Endowment Trust and Agency Accounts | RIADJ316 | $3.0M |
| Employee Benefit-defined Contribution | RIADB905 | $391K |
| Employee Benefit-defined Benefit | RIADB906 | $57K |
| Custody and Safekeeping Accounts - Number of Non-managed Accounts | RCFDB899 | 1,315,964 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Non-managed Accounts | RCFDJ262 | 1,313,425 |
| Total Fiduciary Accounts - Non-managed Accounts | RCFDB897 | 21,614 |
| Corporate Trust and Agency Accounts - Number of Non-managed Accounts | RCFDC002 | 12,488 |
| Employee Benefit-defined Contribution - Number of Non-managed Accounts | RCFDB875 | 8,910 |
| Total Fiduciary Accounts - Number of Managed Accounts | RCFDB896 | 7,305 |
| Investment Management Agency Accounts - Number of Managed Accounts | RCFDB888 | 2,600 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Managed Accounts | RCFDJ261 | 2,227 |
| Other Retirement Accounts - Number of Managed Accounts | RCFDB882 | 2,227 |
| Personal Trust and Agency Accounts - Number of Managed Accounts | RCFDB870 | 1,688 |
| Corporate Trust and Agency Accounts - Number of Managed Accounts | RCFDC001 | 477 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Managed Accounts | RCFDJ257 | 280 |
| Other Retirement Accounts - Number of Non-managed Accounts | RCFDB883 | 139 |
| Fiduciary Accounts Held in Foreign Offices - Number of Non-managed Accounts | RCFNB903 | 123 |
| Personal Trust and Agency Accounts - Number of Non-managed Accounts | RCFDB871 | 68 |
| Employee Benefit-defined Contribution - Number of Managed Accounts | RCFDB874 | 29 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Non-managed Accounts | RCFDJ258 | 6 |
| Employee Benefit-defined Benefit - Number of Non-managed Accounts | RCFDB879 | 3 |
| Employee Benefit-defined Benefit - Number of Managed Accounts | RCFDB878 | 2 |
| Other Fiduciary Accounts - Number of Managed Accounts | RCFDB892 | 2 |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
About Schedule RI-A
UMB Bank, N.A. Schedule RI-A, Q2 2026 | Line item | Code | Q2 2026 |
| Total Equity Capital | RIAD3210 | $7.83B |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $7.53B |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $7.53B |
| Other Comprehensive Income | RIADB511 | -$110.3M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $93.0M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (24 items)
About Schedule RI-B, Part I · UMB Bank, N.A. charge-offs and recoveries on loans and leases trends
UMB Bank, N.A. Schedule RI-B, Part I, Q2 2026 | Line item | Code | Q2 2026 |
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $39.4M |
| Charge-offs on Commercial and Industrial Loans to U.S. Addressees | RIAD4645 | $13.0M |
| Charge-offs on Loans to Credit Cards | RIADB514 | $10.7M |
| Loans Secured by Other Nonfarm Nonresidential Properties: Charge-offs | RIADC897 | $10.2M |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $4.6M |
| Recoveries on Loans to Credit Cards | RIADB515 | $2.3M |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $2.0M |
| Recoveries on Commercial and Industrial Loans to U.S. Addressees (Domicile) | RIAD4617 | $1.6M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties: Charge-offs | RIADC895 | $1.6M |
| Charge-offs on Loans to Finance Agricultural Production and Other Loans to Farmers | RIAD4655 | $772K |
| Charge-offs on Closed-end Loans by 1-4 Family Residential Properties:secured by First Liens | RIADC234 | $667K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $414K |
| Charge-offs on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RIAD5411 | $164K |
| Other Construction Loans and All Land Development and Other Land Loans, Charge-offs | RIADC893 | $120K |
| Recoveries on Loans to Finance Agricultural Production and Other Loans to Farmers | RIAD4665 | $90K |
| Charge-offs on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens | RIADC235 | $69K |
| Recoveries on Automobile Loans | RIADK133 | $40K |
| Charge-offs on Automobile Loans | RIADK129 | $35K |
| Recoveries on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RIAD5412 | $32K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties: Recoveries | RIADC896 | $27K |
| Charge-offs on All Other Loans | RIAD4644 | $25K |
| Recoveries on All Other Loans | RIAD4628 | $20K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens | RIADC217 | $9K |
| Loans Secured by Other Nonfarm Nonresidential Properties: Recoveries | RIADC898 | $1K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (6 items)
About Schedule RI-B, Part II · UMB Bank, N.A. changes in allowances for credit losses trends
UMB Bank, N.A. Schedule RI-B, Part II, Q2 2026 | Line item | Code | Q2 2026 |
| Allowance for Loan and Lease Losses | RIAD3123 | $437.4M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $419.5M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $39.4M |
| Balance end of current period, Held-to-maturity debt securities | RIADJH93 | $4.0M |
| Provisions for credit losses, Held-to-maturity debt securities | RIADJH90 | $2.3M |
| Balance most recently reported for end of previous calendar year, Report of Condition and Income Held-to-maturity debt securities (i.e., after adjustments from amended Reports of Income) | RIADJH88 | $1.7M |
Schedule RI-C, Part II: Disaggregated Data on the Allowance for Credit Losses, Part II (16 items)
About Schedule RI-C, Part II
UMB Bank, N.A. Schedule RI-C, Part II, Q2 2026 | Line item | Code | Q2 2026 |
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCFDJJ11 | $41.15B |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCFDJJ07 | $19.10B |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCFDJJ05 | $13.64B |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCFDJJ06 | $4.51B |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCFDJJ04 | $2.93B |
| Loans and Leases, Held for Investment, Credit cards, Amortized Cost | RCFDJJ08 | $701.2M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCFDJJ19 | $437.4M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCFDJJ15 | $299.6M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCFDJJ09 | $269.2M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCFDJJ13 | $94.0M |
| Loans and Leases, Held for Investment, Credit cards, Allowance Balance | RCFDJJ16 | $18.1M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCFDJJ12 | $18.0M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCFDJJ14 | $5.7M |
| Held to Maturity Securities, Securities issued by states and poilitical subdivisions in the US | RCFDJJ20 | $4.0M |
| Held to Maturity Securities, Total | RCFDJJ25 | $4.0M |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCFDJJ17 | $2.0M |
Schedule RI-E: Explanations (6 items)
About Schedule RI-E
UMB Bank, N.A. Schedule RI-E, Q2 2026 | Line item | Code | Q2 2026 |
| Second Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4467 | $80.2M |
| Data Processing Expenses | RIADC017 | $67.2M |
| Bank Card and Credit Card Interchange Fees | RIADF555 | $51.0M |
| Third Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4468 | $23.7M |
| Earnings On/increase in Value of Cash Surrender Value of Life Insurance | RIADC014 | $13.1M |
| First Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4461 | $7.8M |
Where can I find the UMB Bank, N.A. call report?
The UMB Bank, N.A. call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does UMB Bank, N.A. file?
UMB Bank, N.A. files the FFIEC 031. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the UMB Bank, N.A. call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: UMB Bank, N.A. has Federal Reserve RSSD ID 936855 and FDIC certificate number 8273. Either one finds its filings on the FFIEC Central Data Repository.
How often does UMB Bank, N.A. file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.