Bank Routing Number

UMB Bank, N.A. Routing Number

The primary ABA routing number (RTN) for UMB Bank, N.A., Kansas City, MO is shown below.

Primary ABA / RTN

101000695

Verify before you send money. This is the bank's primary registered routing number, taken from the FFIEC National Information Center institution record (last refreshed here on October 8, 2026). Banks often use a different routing number for wire transfers than for ACH, and large banks vary it by region; always confirm the correct number on a check or with your bank before initiating a transfer.

What is an ABA routing number?

An ABA routing number, also called a routing transit number (RTN), is a 9-digit code that identifies a U.S. financial institution in the payment system. It tells ACH transfers, Fedwire payments, and paper checks which bank to route money to. The format was created by the American Bankers Association in 1910 and is still the backbone of U.S. domestic payments.

What is the difference between a routing number and an account number?

Your routing number identifies the bank; your account number identifies your specific account at that bank. On a paper check, the routing number is the 9-digit number in the bottom-left, and the account number is to its right.

What is the UMB Bank, N.A. routing number?

The UMB Bank, N.A. routing number is 101000695. It is the primary ABA routing transit number registered to UMB Bank, N.A., headquartered in Kansas City, MO. A bank can hold more than one routing number, so this is the one on record for the institution, not necessarily the one printed on every check. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 8, 2026.

What is the UMB Bank, N.A. wire routing number?

This page lists 101000695, the primary routing number registered to UMB Bank, N.A. The record does not say whether the bank uses the same number for wire transfers, and many banks use a separate routing number for domestic wires. Confirm the wire routing number with UMB Bank, N.A. before sending a wire.

Is ABA number 101000695 the routing number for UMB Bank, N.A.?

Yes. ABA number 101000695 is the primary routing number registered to UMB Bank, N.A. Check it against the routing number on a check or in your online banking before sending an ACH payment, because a bank can use different numbers by region or product.

Which bank uses routing number 101000695?

Routing number 101000695 belongs to UMB Bank, N.A., headquartered in Kansas City, MO. It is the bank's primary ABA routing number (FDIC certificate 8273).

Routing numbers in Kansas City, MO

Bank: Commerce Bank: 101000019
Bank: Academy Bank, N.A.: 107001481
Bank: Lead Bank: 101206101
Bank: Central Bank of Kansas City: 101001283
Credit union: Public Safety Credit Union: 301081061
Credit union: CSD Credit Union: 301080774
Credit union: Kansas City Credit Union: 301081016
Credit union: Holy Rosary Credit Union: 301080936

All routing numbers in Missouri

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Regulator records: FDIC BankFind (cert 8273) · FFIEC NIC profile (RSSD 936855)