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UMB Bank, N.A. Locations & Branches Kansas City, Missouri
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UMB Bank, N.A. operates 192 branches from its headquarters in Kansas City, MO, .
UMB Bank, N.A. branch network
Its 192 branches span 14 states and 136 cities. The most are in MISSOURI (45), KANSAS (28) and COLORADO (25). MISSOURI holds 60.4% of its branch deposits. Kansas City, MO has the most of its branches, 7. Its largest office by deposits is its main office in Kansas City, MO, with $30.32B (50.4% of its branch deposits). On June 30, 2025 it had 196 branches, 4 more than in 2026.
UMB Bank, N.A. at a glance
Its CET1 capital ratio was 11.75% at Q2 2026, above regulatory requirements.
- Total assets, Q2 2026
- $71.90B
- CET1 ratio, Q2 2026
- 11.75%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q2 2026, FFIEC 031
- Established
- 1902
Full financial profile · Is UMB Bank, N.A. safe? · UMB Bank, N.A. call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Kansas City, MO (7 branches) | 1 of 38 | 68.1% | $31.10B |
| State: MO (45 branches) | 1 of 249 | 13.0% | $36.32B |
Ranked by total assets among banks headquartered in the state: Largest banks in Missouri.
Share by county and metro area
UMB Bank, N.A.'s share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Jackson, MO (13 branches) | 1 of 43 | 58.5% | $31.70B | $54.18B |
| Denver, CO (7 branches) | 4 of 45 | 7.0% | $4.12B | $58.73B |
| Maricopa, AZ (13 branches) | 7 of 55 | 2.0% | $3.70B | $186.33B |
| St. Louis City, MO (1 branch) | 5 of 26 | 3.9% | $2.13B | $54.95B |
| Johnson, KS (14 branches) | 6 of 60 | 6.3% | $1.68B | $26.59B |
| Winnebago, IL (4 branches) | 1 of 18 | 19.8% | $1.63B | $8.21B |
| Bernalillo, NM (6 branches) | 4 of 25 | 7.2% | $1.23B | $17.14B |
| Tarrant, TX (1 branch) | 9 of 73 | 1.8% | $1.20B | $65.88B |
| Dubuque, IA (7 branches) | 1 of 9 | 27.5% | $977.5M | $3.55B |
| Fresno, CA (1 branch) | 9 of 22 | 3.9% | $735.2M | $19.07B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Kansas City, MO-KS (34 branches) | 1 of 114 | 34.6% | $34.16B | $98.85B |
| Denver-Aurora-Lakewood, CO (17 branches) | 5 of 68 | 4.4% | $4.87B | $110.97B |
| Phoenix-Mesa-Chandler, AZ (13 branches) | 8 of 55 | 1.9% | $3.70B | $189.69B |
| St. Louis, MO-IL (14 branches) | 10 of 111 | 2.1% | $2.94B | $141.72B |
| Rockford, IL (4 branches) | 1 of 21 | 18.0% | $1.63B | $9.04B |
| Albuquerque, NM (9 branches) | 4 of 26 | 8.2% | $1.63B | $19.81B |
| Dallas-Fort Worth-Arlington, TX (3 branches) | 42 of 165 | 0.2% | $1.25B | $731.99B |
| Dubuque, IA (7 branches) | 1 of 9 | 27.5% | $977.5M | $3.55B |
| Fresno, CA (1 branch) | 9 of 22 | 3.9% | $735.2M | $19.07B |
| Madison, WI (4 branches) | 12 of 41 | 2.2% | $671.4M | $30.15B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| UMB Bank, N.A. (main office) | Kansas City, MO | 64106 | $30.32B |
| Denver Banking Center | Denver, CO | 80202 | $3.40B |
| Camelback Banking Center Branch | Phoenix, AZ | 85016 | $2.23B |
| St. Louis Branch | Saint Louis, MO | 63102 | $2.13B |
| Fort Worth Branch | Fort Worth, TX | 76102 | $1.20B |
| Rockford Branch | Rockford, IL | 61114 | $840.1M |
| Fresno Banking Branch | Fresno, CA | 93720 | $735.2M |
| Albuquerque Branch | Albuquerque, NM | 87102 | $733.5M |
| Guilford Banking Center Branch | Rockford, IL | 61107 | $701.2M |
| Dubuque Branch | Dubuque, IA | 52001 | $646.3M |
| Chandler Branch | Chandler, AZ | 85226 | $422.2M |
| Centre Banking Center Branch | Lubbock, TX | 79424 | $400.2M |
| Overland Park Banking Center Branch | Overland Park, KS | 66213 | $368.3M |
| Minnetonka Branch | Minnetonka, MN | 55343 | $366.3M |
| Topeka - West | Topeka, KS | 66614 | $357.0M |
| Madison Branch | Madison, WI | 53717 | $350.0M |
| Slc Main Branch | Midvale, UT | 84047 | $319.4M |
| Scottsdale Branch | Scottsdale, AZ | 85254 | $314.3M |
| Columbine Branch | Denver, CO | 80224 | $275.2M |
| St. Michael's Branch | Santa Fe, NM | 87505 | $259.8M |
| Overland Park Branch | Overland Park, KS | 66204 | $255.7M |
| 1150 East Battlefield Road Branch | Springfield, MO | 65807 | $234.1M |
| Los Lunas Branch | Los Lunas, NM | 87031 | $222.4M |
| Monroe Branch | Monroe, WI | 53566 | $219.3M |
| Wichita Branch | Wichita, KS | 67202 | $204.8M |
| Lenexa Premier Branch | Lenexa, KS | 66219 | $198.9M |
| Carondelet Drive Branch | Kansas City, MO | 64114 | $197.3M |
| Village Pointe Branch | Omaha, NE | 68118 | $195.1M |
| Plaza Branch | Kansas City, MO | 64112 | $194.4M |
| 7 Highway Branch | Blue Springs, MO | 64014 | $192.7M |
| North Antioch Branch | Gladstone, MO | 64119 | $186.3M |
| East Baseline Office | Tempe, AZ | 85283 | $182.8M |
| San Luis Obispo Branch | San Luis Obispo, CA | 93401 | $178.9M |
| Lee's Summit Branch | Lees Summit, MO | 64086 | $163.8M |
| Jefferson Branch | Albuquerque, NM | 87109 | $163.7M |
| Downtown Banking Center | Colorado Springs, CO | 80903 | $161.0M |
| Levelland Branch | Levelland, TX | 79336 | $159.1M |
| Liberty Branch | Liberty, MO | 64068 | $152.1M |
| Galena Branch | Galena, IL | 61036 | $144.6M |
| Prarie View Branch | Kansas City, MO | 64151 | $144.5M |
| Valley Banking Center | Colorado Springs, CO | 80911 | $133.3M |
| Cherry Creek Banking Center | Denver, CO | 80206 | $132.7M |
| Atchison Branch | Atchison, KS | 66002 | $129.1M |
| Riverside Plaza Branch | Albuquerque, NM | 87120 | $128.5M |
| Mountain States Bank Branch | Denver, CO | 80218 | $126.9M |
| Aurora Branch | Aurora, CO | 80011 | $121.9M |
| Rio Rancho Branch | Rio Rancho, NM | 87124 | $121.1M |
| Columbia Branch | Columbia, MO | 65203 | $120.8M |
| Peculiar Banking Center Branch | Peculiar, MO | 64078 | $120.1M |
| Deer Creek Banking Center Branch | Overland Park, KS | 66223 | $117.3M |
| Minnesota Branch | Edina, MN | 55435 | $116.4M |
| Sheboygan Branch | Sheboygan, WI | 53081 | $115.5M |
| Mariposa Branch | Mariposa, CA | 95338 | $115.4M |
| Summit Branch 87600 | Scottsdale, AZ | 85266 | $115.3M |
| Jefferson City Branch | Jefferson City, MO | 65109 | $111.7M |
| Holliday Drive Branch | Dubuque, IA | 52002 | $111.6M |
| Warrensburg Branch | Warrensburg, MO | 64093 | $109.8M |
| Collinsville Branch | Collinsville, IL | 62234 | $108.7M |
| Belt Highway Banking Center | Saint Joseph, MO | 64506 | $105.7M |
| Hickman Mills Branch | Grandview, MO | 64030 | $105.0M |
| 1549 Paseo De Peralta | Santa Fe, NM | 87501 | $104.6M |
| Raytown Branch | Raytown, MO | 64133 | $101.8M |
| Mississippi Branch | Aurora, CO | 80012 | $100.7M |
| Evergreen Branch | Evergreen, CO | 80439 | $97.5M |
| Woodland Branch | Lenexa, KS | 66220 | $97.0M |
| Brookfield Branch | Brookfield, MO | 64628 | $96.5M |
| East 39th Street Branch | Independence, MO | 64055 | $94.2M |
| Arnold Commons Branch | Arnold, MO | 63010 | $93.3M |
| Roe | Overland Park, KS | 66214 | $92.3M |
| Westminster Branch | Westminster, CO | 80021 | $91.9M |
| Clovis Branch | Clovis, NM | 88101 | $90.8M |
| St. Joseph - Mitchell | Saint Joseph, MO | 64507 | $90.6M |
| Louisiana Branch | Albuquerque, NM | 87110 | $90.2M |
| Wickenburg Branch | Wickenburg, AZ | 85390 | $88.5M |
| Blue Valley Branch | Kansas City, MO | 64125 | $88.5M |
| Oakhurst Branch | Oakhurst, CA | 93644 | $88.4M |
| 151st & Blackbob Branch | Olathe, KS | 66062 | $87.5M |
| 119th Street Banking Center Branch | Overland Park, KS | 66213 | $87.4M |
| Salina - Santa Fe | Salina, KS | 67401 | $86.8M |
| Muleshoe Branch | Muleshoe, TX | 79347 | $86.0M |
| Southwest Branch | Centennial, CO | 80112 | $85.7M |
| Los Alamos Branch | Los Alamos, NM | 87544 | $84.2M |
| South Sheboygan Branch | Sheboygan, WI | 53081 | $84.2M |
| Ferguson Facility | Ferguson, MO | 63135 | $81.6M |
| Hiawatha Branch | Hiawatha, KS | 66434 | $81.0M |
| North 8th Street Branch | Kansas City, KS | 66112 | $80.8M |
| Mission Road Branch | Leawood, KS | 66209 | $80.6M |
| Olathe Branch | Olathe, KS | 66061 | $78.9M |
| Sabetha Branch | Sabetha, KS | 66534 | $78.6M |
| Snyder Branch | Snyder, TX | 79549 | $78.2M |
| Broadmoor Branch | Colorado Springs, CO | 80906 | $78.1M |
| Kirkwood Facility | Kirkwood, MO | 63122 | $77.3M |
| Fourth and National Branch | Fort Scott, KS | 66701 | $77.2M |
| Drive-In Branch | Kansas City, MO | 64108 | $76.7M |
| Gudgell Branch | Independence, MO | 64057 | $76.6M |
| Olathe Branch | Olathe, KS | 66061 | $75.5M |
| Peoria Branch | Denver, CO | 80239 | $75.5M |
| Tucumcari Branch | Tucumcari, NM | 88401 | $75.4M |
| The First National Bank of Platteville Branch | Platteville, WI | 53818 | $75.3M |
| Village Branch | Prairie Village, KS | 66208 | $75.1M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 8273) · FFIEC NIC profile (RSSD 936855)