Bank call report · Westlake, TX
Charles Schwab Trust Bank Call Report
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Charles Schwab Trust Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 031. Below are its 254 reported line items, schedule by schedule (1,400 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 031 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 5278251 |
| FDIC certificate number | 59108 |
| Total assets | $10.51B |
Official Q2 2026 call report PDF (FFIEC) →
Charles Schwab Trust Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 031.
Schedule RC: Balance Sheet (21 items)
About Schedule RC · Charles Schwab Trust Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCFD2170 | $10.51B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCFD3300 | $10.51B |
| Total Liabilities and Minority Interest | RCFD2948 | $9.70B |
| Total Deposits | RCON2200 | $9.68B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $8.17B |
| Held to maturity securities (ASU 2016-13 adoption) | RCFDJJ34 | $5.81B |
| Held-to-maturity Securities, Total | RCFD1754 | $5.81B |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCFD1773 | $3.38B |
| Deposits: Noninterest-bearing | RCON6631 | $1.51B |
| Surplus | RCFD3839 | $925.1M |
| Total Equity Capital | RCFD3210 | $808.6M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCFDG105 | $808.6M |
| Interest-bearing Balances | RCFD0071 | $806.5M |
| Accumulated Other Comprehensive Income | RCFDB530 | -$358.8M |
| Other Assets | RCFD2160 | $254.4M |
| Undivided Profits and Capital Reserves | RCFD3632 | $232.3M |
| Securities Purchased Under Agreements to Resell | RCFDB989 | $200.0M |
| Noninterest-bearing Balances and Currency and Coin | RCFD0081 | $41.5M |
| Other Liabilities, Total | RCFD2930 | $23.0M |
| Equity securities with readily determinable fair values not held for trading | RCFDJA22 | $16.5M |
| Common Stock | RCFD3230 | $10.0M |
Schedule RI: Income Statement (26 items)
About Schedule RI · Charles Schwab Trust Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $139.6M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $139.6M |
| Total Interest Income | RIAD4107 | $139.3M |
| Net Interest Income | RIAD4074 | $126.7M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $107.4M |
| Net Income (Loss) | RIAD4340 | $107.4M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $107.4M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $88.3M |
| Total Noninterest Income | RIAD4079 | $60.4M |
| Total Noninterest Expense | RIAD4093 | $47.6M |
| Applicable Income Taxes | RIAD4302 | $32.3M |
| Other Noninterest Expense | RIAD4092 | $25.3M |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $25.1M |
| Salaries and Employee Benefits | RIAD4135 | $21.6M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $18.3M |
| Total Interest Expense | RIAD4073 | $12.7M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $12.5M |
| Interest on Other Securities | RIAD4060 | $4.1M |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $2.6M |
| Other Interest Income | RIAD4518 | $963K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $621K |
| Other Noninterest Income | RIADB497 | $463K |
| Realized Gains (Losses) on Available-for-sale Debt Securities | RIAD3196 | $167K |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $129K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $60K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 255 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions (consolidated) | RCFD0010 | $848.0M |
| Cash and Balances Due from Depository Institutions (domestic offices) | RCON0010 | $848.0M |
| Balances Due from Federal Reserve Banks (consolidated) | RCFD0090 | $805.4M |
| Balances Due from Federal Reserve Banks (domestic offices) | RCON0090 | $805.4M |
| Balances Due from Depository Institutions in the U.S. (consolidated) | RCFD0082 | $42.5M |
| Balances Due from Depository Institutions in the U.S. (domestic offices) | RCON0082 | $42.5M |
Schedule RC-B: Securities (45 items)
About Schedule RC-B · Charles Schwab Trust Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Held-to-maturity Amortized Cost | RCFDG300 | $52.0M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Held-to-maturity Fair Value | RCFDG301 | $52.3M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCFDG306 | $880.7M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCFDG307 | $807.9M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Amortized Cost | RCFDG304 | $2.19B |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Fair Value | RCFDG305 | $2.20B |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCFDG314 | $1.04B |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCFDG315 | $1.01B |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Amortized Cost | RCFDG312 | $1.22B |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Fair Value | RCFDG313 | $1.06B |
| Total Fair Value of Held-to-maturity Securities | RCFD1771 | $5.60B |
| Pledged Securities | RCFD0416 | $4.24B |
| Total Amortized Cost of Available-for-sale Securities | RCFD1772 | $3.50B |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCFDA559 | $2.76B |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCFDA562 | $2.58B |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCFDA552 | $2.43B |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCFD1286 | $1.06B |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCFD1287 | $1.06B |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities: Issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Amortized Cost | RCFDK142 | $1.05B |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Fair Value | RCFDK143 | $1.04B |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Amortized Cost | RCFDK150 | $638.3M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Fair Value | RCFDK151 | $592.8M |
| Amortized Cost of Held-to-maturity U.S. Treasury Securities | RCFD0211 | $515.3M |
| Fair Value of Held-to-maturity U.S. Treasury Securities | RCFD0213 | $507.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCFDA551 | $460.1M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCFDA248 | $378.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCFDA550 | $330.1M |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Amortized Cost | RCFDHT60 | $305.6M |
| Structured financial products guaranteed by U.S. Government agencies or sponsored agencies included in Schedule HC-B, item 5.b -- Available-for-sale: Amortized Cost | RCFDPV00 | $305.6M |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Fair Value | RCFDHT61 | $290.1M |
| Guaranteed by U.S. Government Agencies or Sponsored Agencies Included in Schedule Rc-b, Item 5.B - Available-for-sale, Fair Value | RCFDPV01 | $290.1M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCFDA561 | $287.6M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCFDK144 | $217.1M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCFDK145 | $212.7M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCFDA560 | $161.4M |
| Asset-backed securities and structured financial products, Structured financial products, Held-to-maturity, Fair Value | RCFDHT59 | $146.1M |
| Structured financial products guaranteed by U.S. Government agencies or sponsored agencies included in Schedule HC-B, item 5.b -- Held-to-maturity: Fair Value | RCFDPU99 | $146.1M |
| Asset-backed securities and structured financial products, Structured financial products, Held-to-maturity, Amortized Cost | RCFDHT58 | $142.7M |
| Structured financial products guaranteed by U.S. Government agencies or sponsored agencies included in Schedule HC-B, item 5.b -- Held-to-maturity: Amortized Cost | RCFDPU98 | $142.7M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCFDA558 | $119.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCFDA549 | $48.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCFDA553 | $7.8M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCFDA557 | $3.7M |
| Unallocated portfolio layer fair value hedge basis adjustments | RCFDMG95 | -$991K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCFDA555 | $6K |
Schedule RC-E: Deposit Liabilities (12 items)
About Schedule RC-E · Charles Schwab Trust Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $7.95B |
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $7.95B |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $7.95B |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $6.15B |
| Sweep deposits: Fully insured, affiliate sweep deposits | RCONMT87 | $4.91B |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $3.63B |
| Total Demand Deposits (See Note Below) | RCON2210 | $1.73B |
| Total Transaction Accounts | RCON2215 | $1.73B |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $1.71B |
| Sweep deposits: Not fully insured, affiliate sweep deposits | RCONMT89 | $1.24B |
| Total Transaction Accounts - Deposits of U.S. Government | RCON2202 | $7.4M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $3.9M |
Schedule RC-F: Other Assets (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Net Deferred Tax Assets | RCFD2148 | $113.5M |
| Other Assets | RCFD2168 | $84.6M |
| Accounts Receivable | RCFDFT34 | $44.9M |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCFD3549 | $35.1M |
| Accrued Interest Receivable | RCFDB556 | $29.0M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCFD1752 | $27.3M |
Schedule RC-G: Other Liabilities (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Expenses Accrued and Unpaid | RCFD3646 | $13.7M |
| All Other Liabilities | RCFD2938 | $7.2M |
| First Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) | RCFD3552 | $6.8M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $2.2M |
Schedule RC-K: Quarterly Averages (9 items)
About Schedule RC-K · Charles Schwab Trust Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCFD3368 | $10.68B |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $7.98B |
| Mortgage-backed Securities | RCFDB559 | $7.27B |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCFDB558 | $1.46B |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCFD3381 | $820.3M |
| All Other Securities | RCFDB560 | $508.5M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $71.9M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCFD3365 | $57.1M |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCFD3353 | $7.2M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (4 items)
About Schedule RC-L · Charles Schwab Trust Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Interest Rate Contracts - Notional Value of All Outstanding Interest Rate Swaps | RCFD3450 | $1.29B |
| Interest Rate Swaps Where the Bank Has Agreed to Pay a Fixed Rate | RCFDA589 | $1.29B |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCFD8725 | $1.29B |
| Gross Negative Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCFD8745 | $5K |
Schedule RC-M: Memoranda (2 items)
About Schedule RC-M · Charles Schwab Trust Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Cost of equity securities with readily determinable fair values not held for trading | RCFDJA29 | $16.5M |
| Does the Institution Use the Home Owners' Loan Act (Hola) Qtl Test or the Internal Revenue Service Domestic Building and Loan Association (IRS Dbla) Test to Determine Its Qtl Compliance? | RCONL133 | 1 |
Schedule RC-O: Other Data for Deposit Insurance Assessments (15 items)
About Schedule RC-O · Charles Schwab Trust Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCFDK652 | $10.68B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCFDF236 | $9.68B |
| Custodial Bank Deduction | RCFDK660 | $7.08B |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $5.12B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $3.29B |
| Custodial Bank Deduction Limit | RCFDK661 | $1.44B |
| Average Tangible Equity for the Calendar Quarter | RCFDK654 | $1.15B |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $740.7M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $532.2M |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $520.7M |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 6,020 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 609 |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 11 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 3 |
| Averaging Method Used | RCFDK653 | 1 |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (10 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCFDJA36 | $3.40B |
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCFDG502 | $3.40B |
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCFDG476 | $3.38B |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCFDG505 | $3.38B |
| Available-for-sale Securities - Level 1 Fair Value Measurements | RCFDG475 | $16.5M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 1 Fair Value Measurements | RCFDG504 | $16.5M |
| All Other Liabilities - Level 2 Fair Value Measurements | RCFDG808 | $5K |
| All Other Liabilities - Total Fair Value Reported on Balance Sheet | RCFDG805 | $5K |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCFDG534 | $5K |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCFDG531 | $5K |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (22 items)
About Schedule RC-R, Part I · Charles Schwab Trust Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Leverage Exposure | RCFAH015 | $10.69B |
| Average Total Assets (Net of Deductions) | RCFAA224 | $10.68B |
| Average total consolidated assets | RCFAKW03 | $10.68B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCFAA223 | $1.47B |
| Common Equity Tier 1 Capital | RCFAP859 | $1.17B |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCFAP852 | $1.17B |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCFA8274 | $1.17B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCFA3792 | $1.17B |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCFAP742 | $935.1M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCFAP840 | $808.6M |
| Accumulated Other Comprehensive Income | RCFAB530 | -$358.8M |
| Less: Net Unrealized Gains (Losses) on Held-to-maturity Securities That Are Included in AOCI (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCFAP848 | -$265.1M |
| Retained Earnings | RCFAKW00 | $232.3M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCFAP844 | -$93.7M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Common Equity Tier 1 Capital Ratio | RCFAP793 | 0.796 |
| Tier 1 Risk-based Capital Ratio | RCFA7206 | 0.796 |
| Total Risk-based Capital Ratio | RCFA7205 | 0.796 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCFAH311 | 0.716 |
| Tier 1 Leverage Capital Ratio | RCFA7204 | 0.1093 |
| Advanced Approaches Only: Supplemententary Leverage Ratio | RCFAH036 | 0.1092 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: (Advanced Approaches Holding Companies That Exit Parallel Run Only): Total Applicable Capital Buffer | RCFWH312 | 0.025 |
Schedule RC-R, Part II: Risk-Weighted Assets (34 items)
About Schedule RC-R, Part II · Charles Schwab Trust Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCFDG631 | $6.90B |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCFDD988 | $6.90B |
| Total Held-to-maturity Securities | RCFDD961 | $5.81B |
| Held-to-maturity Securities - 20 Pct Risk Weight Category | RCFDD963 | $5.30B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCFDG630 | $3.68B |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCFDD987 | $3.68B |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCFDJA21 | $3.40B |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCFDD967 | $1.97B |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCFDD968 | $1.55B |
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCFDS580 | $1.47B |
| Total Risk-weighted Assets | RCFDG641 | $1.47B |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCFDG635 | $1.38B |
| Notional Principal Amounts of Centrally Cleared Dervative Contracts, Interest Rate - One Year or Less | RCFDS603 | $1.29B |
| Held-to-maturity Securities - 0 Pct Risk Weight Category | RCFDD962 | $861.3M |
| Total Cash and Balances Due from Depository Institutions | RCFDD957 | $848.0M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCFDD958 | $805.4M |
| Held-to-maturity Securities - Adjustment to Totals Reported in Column a | RCFDS399 | -$348.1M |
| Total All Other Assets | RCFDD981 | $254.4M |
| Adjustments to Totals Reported in Column a, Securities Purchased Under Agreements to Resell | RCFDH172 | $200.0M |
| Totals from Schedule Rc, Securities Purchased Under Agreements to Resell | RCFDH171 | $200.0M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCFDS500 | -$159.8M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCFDS402 | -$124.0M |
| All Other Assets - Adjustments to Totals Reported in Column a | RCFDS469 | $112.3M |
| All Other Assets - 100 Pct Risk Weight Category | RCFDD985 | $85.8M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCFDG637 | $85.8M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCFDG633 | $85.8M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCFDD990 | $85.8M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCFDD959 | $42.5M |
| All Other Assets - 0 Pct Risk Weight Category | RCFDD982 | $38.6M |
| All Other Assets - 20 Pct Risk Weight Category | RCFDD983 | $17.7M |
| Centrally Cleared Derivatives - 2 Pct Risk Weight Category | RCFDS551 | $2.3M |
| Centrally Cleared Derivatives - Credit Equivalent Amount | RCFDS549 | $2.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 2 Pct Risk Weight Category | RCFDS558 | $2.3M |
| Risk-weighted Assets by Risk-weighted Category - 2 Pct Risk Weight Category | RCFDS569 | $46K |
Schedule RC-T: Fiduciary and Related Services (30 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Fiduciary Accounts - Non-managed Assets | RCFDB895 | $435.25B |
| Employee Benefit-defined Contribution - Non-managed Assets | RCFDB873 | $419.80B |
| Custody and Safekeeping Accounts - Non-managed Assets | RCFDB898 | $179.31B |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Non-managed Asset | RCFDJ260 | $39.56B |
| Total Collective Investment Funds - Market Value of Fund Assets | RCFDB946 | $18.85B |
| Stock/bond Blend - Market Value of Fund Assets | RCFDB936 | $16.78B |
| Employee Benefit-defined Benefit - Non-managed Asssets | RCFDB877 | $11.81B |
| Other Retirement Accounts - Non-managed Assets | RCFDB881 | $3.27B |
| Domestic Equity - Market Value of Funds Assets | RCFDB932 | $1.29B |
| Taxable Bond - Market Value of Fund Assets | RCFDB938 | $399.4M |
| International/global Equity - Market Value of Fund Assets | RCFDB934 | $379.8M |
| Other Fiduciary Accounts - Non-managed Assets | RCFDB891 | $368.9M |
| Income from Fiduciary Activities | RIAD4070 | $59.9M |
| Employee Benefit-defined Contribution | RIADB905 | $30.2M |
| Custody and Safekeeping Accounts | RIADB909 | $19.3M |
| Other Fiduciary and Related Services Income | RIADB910 | $9.3M |
| Employee Benefit-defined Benefit | RIADB906 | $850K |
| Other Retirement Accounts | RIADB907 | $235K |
| Custody and Safekeeping Accounts - Number of Non-managed Accounts | RCFDB899 | 361,034 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Non-managed Accounts | RCFDJ262 | 343,096 |
| Total Fiduciary Accounts - Non-managed Accounts | RCFDB897 | 3,179 |
| Employee Benefit-defined Contribution - Number of Non-managed Accounts | RCFDB875 | 2,504 |
| Employee Benefit-defined Benefit - Number of Non-managed Accounts | RCFDB879 | 420 |
| Other Retirement Accounts - Number of Non-managed Accounts | RCFDB883 | 252 |
| Total Collective Investment Funds - Number of Funds | RCFDB945 | 32 |
| Stock/bond Blend - Number of Funds | RCFDB935 | 27 |
| Domestic Equity - Number of Funds | RCFDB931 | 3 |
| Other Fiduciary Accounts - Number of Non-managed Accounts | RCFDB893 | 3 |
| International/global Equity - Number of Funds | RCFDB933 | 1 |
| Taxable Bond - Number of Funds | RCFDB937 | 1 |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $808.6M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $765.8M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $765.8M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $100.0M |
| Other Comprehensive Income | RIADB511 | $35.4M |
Schedule RI-E: Explanations (3 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $11.0M |
| Consulting and Advisory Expense | RIADF557 | $9.0M |
| First Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4461 | $463K |
Charles Schwab Trust Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Charles Schwab Trust Bank call report?
The Charles Schwab Trust Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Charles Schwab Trust Bank file?
Charles Schwab Trust Bank files the FFIEC 031. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Charles Schwab Trust Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Charles Schwab Trust Bank has Federal Reserve RSSD ID 5278251 and FDIC certificate number 59108. Either one finds its filings on the FFIEC Central Data Repository.
How often does Charles Schwab Trust Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Charles Schwab Trust Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 59108) · FFIEC NIC profile (RSSD 5278251)