Bank call report · Kansas City, MO
Commerce Bank Call Report
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Commerce Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 775 reported line items, schedule by schedule (803 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 601050 |
| FDIC certificate number | 24998 |
| Total assets | $35.02B |
Official Q2 2026 call report PDF (FFIEC) →
Commerce Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (35 items)
About Schedule RC · Commerce Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $35.02B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $35.02B |
| Total Liabilities and Minority Interest | RCON2948 | $31.16B |
| Total Deposits | RCON2200 | $28.10B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $20.83B |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $20.64B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $19.70B |
| Deposits: Noninterest-bearing | RCON6631 | $8.40B |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $8.32B |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $3.86B |
| Total Equity Capital | RCON3210 | $3.86B |
| Undivided Profits and Capital Reserves | RCON3632 | $2.62B |
| Securities Sold Under Agreements to Repurchase | RCONB995 | $2.31B |
| Interest-bearing Balances | RCON0071 | $2.26B |
| Surplus | RCON3839 | $1.72B |
| Securities Purchased Under Agreements to Resell | RCONB989 | $1.15B |
| Other Assets | RCON2160 | $873.0M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $654.5M |
| Other Liabilities, Total | RCON2930 | $549.5M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $522.3M |
| Accumulated Other Comprehensive Income | RCONB530 | -$489.3M |
| Intangible Assets | RCON2143 | $394.3M |
| Goodwill | RCON3163 | $253.8M |
| Allowance for Loan and Lease Losses | RCON3123 | $195.4M |
| Federal Funds Purchased in Domestic Offices | RCONB993 | $121.8M |
| Direct and Indirect Investments in Real Estate Ventures | RCON3656 | $102.3M |
| Trading Assets, Total | RCON3545 | $58.1M |
| Other Borrowed Money | RCON3190 | $50.1M |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $33.2M |
| Trading Liabilities, Total | RCON3548 | $26.4M |
| Common Stock | RCON3230 | $10.2M |
| Loans and Leases Held for Sale | RCON5369 | $3.8M |
| Other Real Estate Owned | RCON2150 | $2.5M |
| Federal Funds Sold | RCONB987 | $2.0M |
| Minority Interest in Consolidated Subsidiaries and Similar Items | RCON3000 | $220K |
Schedule RI: Income Statement (63 items)
About Schedule RI · Commerce Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $798.4M |
| Net Interest Income | RIAD4074 | $608.6M |
| Total Noninterest Expense | RIAD4093 | $577.2M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $563.8M |
| Total Noninterest Income | RIAD4079 | $353.2M |
| Salaries and Employee Benefits | RIAD4135 | $340.3M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $276.1M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $267.2M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $215.3M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $215.3M |
| Net Income (Loss) | RIAD4340 | $215.3M |
| Total Interest Expense | RIAD4073 | $189.8M |
| Other Noninterest Expense | RIAD4092 | $184.3M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $160.5M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $138.6M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $133.1M |
| Other Noninterest Income | RIADB497 | $114.4M |
| Realized Gains (Losses) on Available-for-sale Debt Securities | RIAD3196 | -$97.7M |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $68.9M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $68.8M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $61.5M |
| Applicable Income Taxes | RIAD4302 | $60.8M |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $57.8M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $54.2M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $51.2M |
| Service Charges on Deposits in Domestic Office All Other | RIADH035 | $44.5M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $43.1M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $41.8M |
| Loans to Individuals for Households, Family, and Other Personal Expenditures: Credit Cards | RIADB485 | $34.3M |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $32.8M |
| Interest on Other Securities | RIAD4060 | $31.1M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $28.6M |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $28.4M |
| Income from Lease Financing Receivables | RIAD4065 | $19.7M |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $19.7M |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $17.9M |
| Provision for Loan and Lease Losses | RIAD4230 | $17.6M |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $14.0M |
| Fees and Commissions from Securities Brokerage | RIADC886 | $12.6M |
| Trading Revenue | RIADA220 | $11.1M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $10.8M |
| Amortization Expense and Impairment Losses Intangible Assets | RIADC232 | $10.8M |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | $8.8M |
| Investment Banking, Advisory, and Underwriting Fees and Commissions | RIADC888 | $7.1M |
| Service Charges on Deposits in Domestic Office Overdraft Related for Individuals | RIADH032 | $5.4M |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $5.1M |
| Service Charges on Deposits in Domestic Office Maintenance for Individuals | RIADH033 | $5.0M |
| Income from the Sale and Servicing of Mutual Funds and Annuities (in Domestic Offices) | RIAD8431 | $5.0M |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | $4.1M |
| Fees and Commissions from Annuity Sales | RIADC887 | $4.1M |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $3.3M |
| Service Charges on Deposits in Domestic Office Atm-related for Individuals | RIADH034 | $3.0M |
| Other Interest Income | RIAD4518 | $2.9M |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $1.8M |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $1.4M |
| Net Servicing Fees | RIADB492 | $711K |
| Net Gains (Losses) on Credit Derivatives Held for Purposes Other Than Trading | RIADC890 | -$374K |
| Interest Expense Incurred to Carry Tax-exempt Securities, Loans, and Leases Acquired After August 7, 1986, That Is Not Deductible for Federal Income Tax Purposes | RIAD4513 | $309K |
| Income from Other Insurance and Reinsurance Activities | RIADC387 | $291K |
| Net Gains (Losses) Recognized in Earnings on Assets That Are Reported at Fair Value Option | RIADF551 | $69K |
| Net Gains (Losses) on Other Real Estate Owned | RIAD5415 | -$60K |
| Less: Net Income (Loss) Attributable to Noncontrolling (Minority) Interests | RIADG103 | $17K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 4,813 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $2.92B |
| Balances Due from Federal Reserve Banks | RCON0090 | $2.26B |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $488.2M |
| Currency and Coin | RCON0080 | $126.3M |
| Balances Due from Banks in Foreign Countries and Foreign Central Banks | RCON0070 | $26.3M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $15.3M |
Schedule RC-B: Securities (57 items)
About Schedule RC-B · Commerce Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCONG302 | $116.9M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCONG303 | $98.9M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $811.0M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $710.2M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $1.81B |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $1.50B |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): All Other Residential MBS - Available-for-sale Amortized Cost | RCONG322 | $197.4M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): All Other Residential MBS - Available-for-sale Fair Value | RCONG323 | $173.5M |
| Structured Financial Products by Underlying Collateral or Reference Assets: Other Collateral or Reference Assets - Available-for-sale Amortized Cost | RCONG374 | $30.0M |
| Structured Financial Products by Underlying Collateral or Reference Assets: Other Collateral or Reference Assets - Available-for-sale Fair Value | RCONG375 | $30.4M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $8.94B |
| Pledged Securities | RCON0416 | $5.93B |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $3.50B |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $3.49B |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $1.99B |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $1.54B |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $1.52B |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $1.25B |
| Asset-backed Securities: Available-for-sale Amortized Cost | RCONC989 | $984.0M |
| Total (Asset-backed Securities) Fair Value - Available-for-sale | RCONC027 | $972.3M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $690.0M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $640.2M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $509.8M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $402.1M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $349.1M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK152 | $342.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $329.7M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $312.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $299.9M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK153 | $278.2M |
| Fair Value of Available-for-sale Asset-backed Securities: Commercial and Industrial Loans | RCONB857 | $235.5M |
| Amortized Cost of Available-for-sale Asset-backed Securities: Commercial and Industrial Loans | RCONB856 | $235.0M |
| Amortized Cost of Available-for-sale Asset-backed Securities: Other Consumer Loans | RCONB852 | $220.3M |
| Fair Value of Available-for-sale Asset-backed Securities: Other Consumer Loans | RCONB853 | $218.9M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :All Other Commercial MBS: Available-for-sale Amortized Cost | RCONK156 | $218.8M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :All Other Commercial MBS: Available-for-sale Fair Value | RCONK157 | $211.9M |
| Amortized Cost of Available-for-sale Asset-backed Securities: Other | RCONB860 | $199.3M |
| Fair Value of Available-for-sale Asset-backed Securities: Other | RCONB861 | $191.0M |
| Fair Value of Available-for-sale Asset-backed Securities: Auto Loans | RCONB849 | $182.9M |
| Amortized Cost of Available-for-sale Asset-backed Securities: Auto Loans | RCONB848 | $181.9M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $173.2M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $166.7M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $160.5M |
| Amortized Cost of Available-for-sale Asset-backed Securities: Credit Card Receivables | RCONB840 | $147.5M |
| Fair Value of Available-for-sale Asset-backed Securities: Credit Card Receivables | RCONB841 | $143.9M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONA555 | $116.9M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $54.6M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $43.8M |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Fair Value | RCONHT61 | $30.4M |
| Guaranteed by U.S. Government Agencies or Sponsored Agencies Included in Schedule Rc-b, Item 5.B - Available-for-sale, Fair Value | RCONPV01 | $30.4M |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Amortized Cost | RCONHT60 | $30.0M |
| Structured financial products guaranteed by U.S. Government agencies or sponsored agencies included in Schedule HC-B, item 5.b -- Available-for-sale: Amortized Cost | RCONPV00 | $30.0M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $21.7M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK144 | $16.2M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK145 | $13.8M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $5.2M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $3.4M |
Schedule RC-C, Part I: Loans and Leases (70 items)
About Schedule RC-C, Part I · Commerce Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $20.84B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $10.01B |
| Pledged Loans and Leases | RCONG378 | $6.56B |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $4.89B |
| Commercial and Industrial Loans | RCON1766 | $4.57B |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $4.57B |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $4.46B |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $2.71B |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $2.15B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $2.08B |
| Gross Contractual Amounts Receivable at Acquisition Date of Loans and Leases Held for Investment That Were Acquired in Business Combinations with Acquisition Dates in the Current Calendar Year: Loans Secured by Real Estate | RCONG092 | $1.97B |
| Fair Value at Acquisition Date of Acquired Loans and Leases Held for Investment That Were Acquired in Business Combinations with Acquisition Dates in the Current Calendar Year: Loans Secured by Real Estate | RCONG091 | $1.89B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $1.86B |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $1.42B |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $1.38B |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $1.24B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $1.21B |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $1.18B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $1.16B |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $1.07B |
| All Other Lease Financing Receivables | RCONF163 | $879.8M |
| Lease Financing Receivables (Net of Unearned Income) | RCON2165 | $879.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $854.7M |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $766.5M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $745.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $715.4M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $649.6M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Credit Cards | RCONB538 | $561.3M |
| Loans to Nondepository Financial Institutions and Other Loans: Loans to Nondepository Financial Institutions | RCONJ454 | $423.6M |
| Other Loans | RCONJ464 | $417.0M |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) | RCONJ451 | $413.3M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $393.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $320.5M |
| Other loans to nondepository financial institutions | RCONPV09 | $289.6M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $289.6M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $262.3M |
| Real Estate Loans Secured by Farmland | RCON1420 | $196.9M |
| Gross Contractual Amounts Receivable at Acquisition Date of Loans and Leases Held for Investment That Were Acquired in Business Combinations with Acquisition Dates in the Current Calendar Year: Loans to Individual for Household Family and Other Personal Expenditures | RCONG098 | $184.5M |
| Fair Value at Acquisition Date of Acquired Loans and Leases Held for Investment That Were Acquired in Business Combinations with Acquisition Dates in the Current Calendar Year: Loans to Individuals for Household, Family and Other Personal Expenditures | RCONG097 | $178.7M |
| Gross Contractual Amounts Receivable at Acquisition Date of Loans and Leases Held for Investment That Were Acquired in Business Combinations with Acquisition Dates in the Current Calendar Year: Commercial and Industrial Loans | RCONG095 | $163.1M |
| Fair Value at Acquisition Date of Acquired Loans and Leases Held for Investment That Were Acquired in Business Combinations with Acquisition Dates in the Current Calendar Year: Commercial and Industrial Loans | RCONG094 | $158.5M |
| Loans to business credit intermediaries | RCONPV06 | $130.7M |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 1766, 1563 for (Fr Y-9C), in Items 1766, 1563 for (FFIEC 031), in Items 1766, 1564 for (FFIEC 032 and 033), and in Items 1766, 2080 for (FFIEC 034) | RCON2746 | $121.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $117.9M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $115.1M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $112.3M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $110.4M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Commercial and Industrial Loans | RCONK256 | $86.5M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Commercial and Industrial Loans: to U.S. Addressees (Domicile) | RCONK163 | $86.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $40.5M |
| Gross Contractual Amounts Receivable at Acquisition Date of Loans and Leases Held for Investment That Were Acquired in Business Combinations with Acquisition Dates in the Current Calendar Year: All Other Loans and All Leases | RCONG101 | $29.8M |
| Fair Value at Acquisition Date of Acquired Loans and Leases Held for Investment That Were Acquired in Business Combinations with Acquisition Dates in the Current Calendar Year: All Other Loans and All Leases | RCONG100 | $29.3M |
| Best Estimate at Acquisition Date of Contractual Cash Flows Not Expected to Be Collected for Loans and Leases Held for Investment That Were Acquired in Business Combinations with Acquisition Dates in the Current Calendar Year: Loans Secured by Real Estate | RCONG093 | $17.8M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Other Construction Loans and All Land Development and Other Land Loans | RCONK159 | $15.3M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Nonfarm Nonresidential Properties: Loans Secured by Owner-occupied Nonfarm Nonresidential Properties | RCONK161 | $6.3M |
| Loans to Depository Institutions | RCON1288 | $5.0M |
| Loans to Banks in Foreign Countries | RCONB535 | $5.0M |
| Outstanding Credit Card Fees & Finance Charges | RCONC391 | $4.8M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty and in Compliance with Modified Terms: Loans Secured by 1-4 Family Residential Properties in Domestic Offices | RCONF576 | $4.2M |
| Loans for purchasing or carrying securities, including margin loans | RCON1545 | $3.7M |
| Revolving, open-end lines of credit secured by 1-4 family residential properties that have converted to non-revolving closed-end status that are included in item 1.c(1) above | RCONLE75 | $3.3M |
| Loans to mortgage credit intermediaries | RCONPV05 | $3.2M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - All Other Loans | RCONK165 | $2.9M |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $2.8M |
| Best Estimate at Acquisition Date of Contractual Cash Flows Not Expected to Be Collected for Loans and Leases Held for Investment That Were Acquired in Business Combinations with Acquisition Dates in the Current Calendar Year: Commercial and Industrial Loans | RCONG096 | $1.2M |
| Best Estimate at Acquisition Date of Contractual Cash Flows Not Expected to Be Collected for Loans and Leases Held for Investment That Were Acquired in Business Combinations with Acquisition Dates in the Current Calendar Year: Loans to Individuals for Household, Family, and Other Personal Expenditures | RCONG099 | $920K |
| Loans to consumer credit intermediaries | RCONPV08 | $84K |
| Loans to Depository Institutions and Acceptances of Other Banks: to Commercial Banks in the U.S. | RCONB531 | $27K |
| Best Estimate at Acquisition Date of Contractual Cash Flows Not Expected to Be Collected for Loans and Leases Held for Investment That Were Acquired in Business Combinations with Acquisition Dates in the Current Calendar Year: All Other Loans and All Leases | RCONG102 | $8K |
| Loans to Other Depository Institutions in the U.S. | RCONB534 | $5K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $290.5M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $247.7M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $81.9M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $79.7M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $37.8M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $36.0M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $27.4M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $18.2M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $17.5M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $16.2M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $6.0M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $5.8M |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 7,014 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 994 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 928 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 787 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 643 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 320 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 225 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 151 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 137 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 134 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 134 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 76 |
Schedule RC-D: Trading Assets and Liabilities (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Trading Assets Mortgage-backed Securities: Other Residential MBS Issued or Guaranteed by FNMA, FHLMC, or GNMA (Include Cmos, REMICS and Stripped MBS | RCONG380 | $530K |
| Trading Assets All Other Debt Securities | RCONG386 | $354K |
| Trading Assets - Securities Issued by States and Political Subdivisions in the U.S. | RCON3533 | $48.4M |
| Liability for Short Positions | RCON3546 | $26.2M |
| Trading Assets - U.S. Treasury Securities | RCON3531 | $8.4M |
| Revaluation Gains on Interest Rate, Foreign Exchange Rate, and Other Commodity and Equity Contracts | RCON3543 | $407K |
| Revaluation Losses on Interest Rate, Foreign Exchange Rate, and Other Commodity and Equity Contracts | RCON3547 | $265K |
Schedule RC-E: Deposit Liabilities (36 items)
About Schedule RC-E · Commerce Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Transaction Accounts | RCON2215 | $17.15B |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $16.11B |
| Total Demand Deposits (See Note Below) | RCON2210 | $12.97B |
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $10.95B |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $10.72B |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $7.24B |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those MMDA Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP756 | $6.17B |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Interest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP754 | $3.87B |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Noninterest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP753 | $2.60B |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $1.65B |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $1.33B |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those Other Savings Deposit Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP758 | $1.29B |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $1.02B |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Mmdas of Individuals, Partnerships and Corporations | RCONP757 | $970.6M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $947.2M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $922.3M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $734.8M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $729.4M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $630.2M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $612.0M |
| Total reciprocal deposits | RCONJH83 | $392.7M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $358.8M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $289.6M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $289.6M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $253.2M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $224.6M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $152.6M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $95.0M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $88.9M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Other Savings Deposits Accounts of Individuals, Partnerships and Corporations | RCONP759 | $40.8M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $39.8M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $16.7M |
| Total Nontransaction Accounts of United States Government | RCON2520 | $5.7M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $5.7M |
| Total Transaction Accounts - Deposits of U.S. Government | RCON2202 | $4.5M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $1.5M |
Schedule RC-F: Other Assets (11 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Assets | RCON2168 | $516.0M |
| Accounts Receivable | RCONFT34 | $244.2M |
| Accrued Interest Receivable | RCONB556 | $123.6M |
| Net Deferred Tax Assets | RCON2148 | $96.9M |
| Computer Software | RCONFT33 | $78.3M |
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $68.1M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $63.2M |
| Prepaid Expenses | RCON2166 | $47.5M |
| Derivatives with a Position Fair Value Held for Purposes Other Than Trading | RCONC010 | $43.7M |
| Life Insurance Assets: Hybrid Account Life Insurance Assets | RCONK270 | $5.2M |
| Other Repossessed Assets (Net) | RCON1578 | $1.8M |
Schedule RC-G: Other Liabilities (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $377.4M |
| Accounts Payable | RCON3066 | $189.5M |
| Other Expenses Accrued and Unpaid | RCON3646 | $110.8M |
| Operating lease liabilities | RCONLB56 | $41.0M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $32.2M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $20.1M |
| Derivatives with a Negative Fair Value Held for Purposes Other Than Trading | RCONC012 | $16.5M |
| Net Deferred Tax Liabilities | RCON3049 | $9.0M |
Schedule RC-K: Quarterly Averages (21 items)
About Schedule RC-K · Commerce Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $35.36B |
| Quarterly Average of Total Loans | RCON3360 | $19.66B |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $8.56B |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $8.54B |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $5.61B |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $5.22B |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $4.58B |
| Mortgage-backed Securities | RCONB559 | $4.02B |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $3.42B |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $2.58B |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $2.55B |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $2.27B |
| All Other Securities | RCONB560 | $1.96B |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $1.77B |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $935.3M |
| Lease Financing Receivables (Net of Unearned Income) - Quarterly Average | RCON3484 | $853.8M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $655.9M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards | RCONB561 | $544.7M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $107.5M |
| Quarterly Average of Assets Held in Trading Accounts | RCON3401 | $53.1M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $50.1M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (47 items)
About Schedule RC-L · Commerce Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Notional Amounts by Regulatory Capital Treatment: All Other Positions: Sold Protection | RCONG403 | $273.8M |
| Notional Amounts by Regulatory Capital Treatment: All Other Positions: Purchased Protection That Is Recognized as a Guarantee for Regulatory Capital Purposes | RCONG404 | $174.4M |
| Notional Amount of Sold Credit Protection: Investment Grade - with Remaining Maturity of One Year or Less. | RCONG406 | $60.4M |
| Notional Amount of Sold Credit Protection: Investment Grade - with Remaining Maturity of Over One Year Through Five Years | RCONG407 | $213.4M |
| Notional Amount of Purchased Credit Protection: Investment Grade - with Remaining Maturity of One Year or Less. | RCONG412 | $78.6M |
| Notional Amount of Purchased Credit Protection: Investment Grade - with Remaining Maturity of Over Five Years | RCONG414 | $10.1M |
| Notional Amount of Purchased Credit Protection: Investment Grade - with Remaining Maturity of Over One Year Through Five Years | RCONG413 | $85.6M |
| Over the Counter Derivatives: Net Current Credit Exposure - Banks and Securities Firms | RCONG418 | $35.5M |
| Over the Counter Derivatives: Net Current Credit Exposure - Corporations and All Other Counterparties | RCONG422 | $4.5M |
| Over the Counter Derivatives: Fair Value of Collateral: U.S. Treasury Securities - Banks and Securities Firms | RCONG433 | $34.5M |
| Over the Counter Derivatives: Fair Value of Collateral: Total Fair Value of Collateral (Sum of Items 16.B.(1) Through (7) - Banks and Securities Firms | RCONG458 | $34.5M |
| Unused Commitments - Credit Card Lines | RCON3815 | $5.99B |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $5.68B |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8725 | $4.87B |
| Credit Card Lines: Unused Consumer Credit Card Lines | RCONJ455 | $4.42B |
| Year-to-date Merchant Credit Card Sales Volume: Sales for Which the Reporting Bank Is the Acquiring Bank | RCONC223 | $3.84B |
| Purchased OTC Interest Rate Option Contracts | RCON8713 | $2.67B |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $2.17B |
| Interest Rate Contracts - Notional Value of All Outstanding Interest Rate Swaps | RCON3450 | $2.11B |
| Credit Card Lines: Other Unused Credit Card Lines | RCONJ456 | $1.57B |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $1.21B |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $1.20B |
| Interest Rate Swaps Where the Bank Has Agreed to Pay a Fixed Rate | RCONA589 | $1.11B |
| All Other Off-balance Sheet Liabilities | RCON3430 | $701.0M |
| Other unused commitments: Loans to nondepository financial institutions | RCONPV11 | $549.1M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $427.5M |
| Other unused commitments: Other loans to nondepository financial institutions | RCONPV16 | $404.5M |
| Performance Standby Letters of Credit | RCON3821 | $305.0M |
| Credit Derivatives: Notional Amounts- Other Credit Derivatives-guarantor | RCONC974 | $273.8M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $231.7M |
| Credit Derivatives: Notional Amounts-other Credit Derivatives-beneficiary | RCONC975 | $174.4M |
| Other unused commitments: Loans to business credit intermediaries | RCONPV13 | $81.7M |
| Written OTC Interest Rate Option Contracts | RCON8709 | $75.8M |
| Other unused commitments: Loans to mortgage credit intermediaries | RCONPV12 | $62.9M |
| Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8741 | $43.7M |
| Gross Negative Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8745 | $16.4M |
| Foreign Exchange Forward Contracts | RCON8698 | $16.2M |
| Total Gross Notional Amount of Foreign Exchange Derivative Contracts Held for Trading | RCONA127 | $16.2M |
| Commercial Real Estate, Construction, and Land Development: Commitments to Fund Loans Not Secured by Real Estate | RCON6550 | $13.7M |
| Amount of Financial Standby Letters of Credit Conveyed to Others | RCON3820 | $9.0M |
| Interest Rate Forward Contracts | RCON8697 | $8.6M |
| Commercial and Similar Letters of Credit | RCON3411 | $1.8M |
| Amount of Performance Standby Letters of Credit Conveyed to Others | RCON3822 | $1.3M |
| Gross Positive Fair Value of Foreign Exchange Derivative Contracts Held for Trading | RCON8734 | $407K |
| Gross Negative Fair Value of Foreign Exchange Derivative Contracts Held for Trading | RCON8738 | $265K |
| Notional Amount of Credit Derivatives on Which the Reporting Bank Is the Beneficiary:gross Positive Fair Value | RCONC221 | $38K |
| Notional Amount of Credit Derivatives on Which the Reporting Bank Is the Guarantor:gross Negative Fair Value | RCONC220 | $26K |
Schedule RC-M: Memoranda (14 items)
About Schedule RC-M · Commerce Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Assets Under the Reporting Bank's Management in Proprietary Mutual Funds and Annuities | RCONB570 | $2.45B |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $712.5M |
| All other intangible assets | RCONJF76 | $131.0M |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF061 | $50.0M |
| Cost of equity securities with readily determinable fair values not held for trading | RCONJA29 | $32.9M |
| Estimated Fair Value of Mortgage Servicing Assets | RCONA590 | $14.2M |
| Mortgage Servicing Assets | RCON3164 | $9.5M |
| All Other Real Estate Owned: Construction and Land Development in Domestic Offices | RCON5508 | $1.3M |
| All Other Real Estate Owned: 1-4 Family Residential Properties in Domestic Offices | RCON5510 | $1.2M |
| Secured Liabilities: Amount of 'Other Borrowings' That Are Secured | RCONF065 | $108K |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of Over Three Year Through Five Years. | RCONF062 | $64K |
| Outstanding balance of PPP loans | RCONLG27 | $30K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 9 |
| Number of outstanding PPP Loans | RCONLG26 | 1 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (52 items)
About Schedule RC-N · Commerce Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $59.7M |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $23.7M |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $16.7M |
| Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF179 | $14.8M |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $11.6M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 90 Days or More and Still Accruing | RCONC237 | $10.4M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Nonaccrual | RCONHK28 | $9.1M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty -Loans Secured by Other Nonfarm Nonresidential Properties :Nonaccrual | RCONK119 | $9.1M |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $9.1M |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $8.3M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards - Past Due 90 Days or More and Still Accruing | RCONB576 | $7.7M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards - Past Due 30 Through 89 Days and Still Accruing | RCONB575 | $7.0M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $6.7M |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $4.4M |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Past Due 30 Through 89 Days and Still Accruing | RCONK036 | $3.3M |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' Past Due 30 Through 89 Days and Still Accruing | RCONK039 | $3.2M |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Past Due 90 Days or More and Still Accruing | RCONK037 | $3.0M |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 90 Days or More and Still Accruing | RCONK217 | $2.4M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $2.1M |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' Past Due 90 Days or More and Still Accruing | RCONK040 | $2.0M |
| Additions to Nonaccrual Assets | RCONC410 | $1.3M |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $1.1M |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 90 Days or More and Still Accruing | RCON5399 | $1.0M |
| Commercial and Industrial Loans - Past Due 90 Days or More and Still Accruing | RCON1607 | $957K |
| Rebooked 'Gnma Loans' That Have Been Repurchased or Are Eligible for Repurchase Included in Item 10 - Past Due 90 Days or More and Still Accruing | RCONK043 | $942K |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Past Due 30 Through 89 Days and Still Accruing | RCONHK26 | $700K |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Past Due 90 Days or More and Still Accruing | RCONHK27 | $575K |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Nonaccrual | RCONK038 | $554K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 90 Days or More and Still Accruing | RCONK214 | $529K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 90 or More Days Past Due and Still Accruing | RCONF180 | $419K |
| Itemize Loan Modifications to Borrowers Experiencing Financial Difficulty Credit Card Loans to Individuals for Household, Family, and Other Personal Expenditures: Past Due 30 Through 89 Days and Still Accruing | RCONK274 | $362K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty: All Other Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK126 | $362K |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' : Nonaccrual | RCONK041 | $352K |
| All Other Loans - Past Due 30 Through 89 Days and Still Accruing | RCON5459 | $347K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty Secured by 1-4 Residential Properties (in Domestic Offices) - Past Due 30 Through 89 Days and Still Accruing. | RCONF661 | $338K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty Secured by 1-4 Residential Properties (in Domestic Offices) - Past Due 90 Days or More and Still Accruing | RCONF662 | $316K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty : All Other Loans - Past Due 90 Days or More and Still Accruing | RCONK127 | $259K |
| Itemize Loan Modifications to Borrowers Experiencing Financial Difficulty Credit Card Loans to Individuals for Household, Family, and Other Personal Expenditures: Past Due 90 Days or More and Still Accruing | RCONK275 | $236K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC238 | $216K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 90 Days or More and Still Accruing | RCONC239 | $190K |
| 1-4 Family Residential Construction Loans, Past Due 90 or More Days and Still Accruing. | RCONF174 | $178K |
| Rebooked 'Gnma Loans' That Have Been Repurchased or Are Eligible for Repurchase Included in Item 10 - Nonaccrual | RCONK044 | $176K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Nonaccrual | RCON3495 | $149K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $124K |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $92K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Past Due 30 Through 89 Days and Still Accruing | RCON3493 | $60K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural | RCONC230 | $58K |
| Loans to Finance Agricultural Production and Other Loans to Farmers - Past Due 30-89 Days and Still Accruing | RCON1594 | $54K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual | RCON5400 | $33K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty : Commercial and Industrial Loans - to US Addressees - Nonaccrual | RCONK122 | $23K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty: Commercial and Industrial Loans - Nonaccrual | RCONK259 | $23K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty Secured by 1-4 Residential Properties (in Domestic Offices) - Nonaccrual | RCONF663 | $2K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (25 items)
About Schedule RC-O · Commerce Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Unsecured Other Borrowings with a Remaining Maturity of Over One Year Through Three Years | RCONG466 | $50.0M |
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $35.36B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $28.26B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $14.57B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $13.55B |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $10.84B |
| Custodial Bank Deduction | RCONK660 | $5.94B |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $4.03B |
| Total Unfunded Commitments to Fund Construction, Land Development, and Other Land Loans Secured by Real Estate | RCONK676 | $1.23B |
| Nonbrokered Time Deposits of More Than $250,000 in Domestic Offices | RCONK678 | $630.2M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $139.1M |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements) - Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCONN179 | $122.2M |
| Custodial Bank Deduction Limit | RCONK661 | $45.2M |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements) - Commercial and Industrial Loans | RCONN181 | $19.5M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $13.4M |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements) - Loans Secured by Multifamily Residential and Nonfarm Nonresidential Properties | RCONN178 | $10.6M |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements) - All Other Loans to Individuals for Household, Family, and Other Personal Expenditures | RCONN183 | $4.4M |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements) - Credit Card Loans to Individuals for Household, Family, and Other Personal Expenditures | RCONN182 | $1.1M |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements) - Closed-end Loans Secured by Junior Liens on 1-4 Family Residential Properties and Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCONN180 | $600K |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements): Construction, Land Development, and Other Land Loans Secured by Real Estate | RCONN177 | $359K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 993,435 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 11,750 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 9,435 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 40 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-P: 1-4 Family Residential Mortgage Banking Activities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Retail originations during the quarter of 1-4 family residential mortgage loans for sale | RCONHT81 | $17.6M |
| Principal Amount of 1-4 Family Residential Mortgage Loans Sold During the Quarter | RCONFT04 | $15.9M |
| Quarter End Amount of 1-4 Family Residential Mortgage Loans Held for Sale or Trading | RCONFT05 | $3.4M |
| Noninterest income for the quarter from the sale, securitization, and servicing of 1-4 family residential mortgage loans | RIADHT85 | $952K |
| Repurchases and indemnification of 1-4 family residential mortgage laons during the quarter | RCONHT86 | $143K |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (36 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases Held for Sale - Level 2 Fair Value Measurements | RCONG486 | $3.4M |
| Loans and Leases Held for Sale - Total Fair Value Reported on Schedule Rc | RCONG483 | $3.4M |
| Trading Derivative Assets - Level 2 Fair Value Measurements | RCONG495 | $407K |
| Other Trading Assets - Level 1 Fair Value Measurements | RCONG499 | $8.3M |
| Other Trading Assets - Level 2 Fair Value Measurements | RCONG500 | $49.3M |
| Other Trading Assets - Total Fair Value Reported on Schedule Rc | RCONG497 | $57.7M |
| Trading Derivative Liabilities - Level 2 Fair Value Measurements | RCONG514 | $265K |
| Other Trading Liabilities - Level 1 Fair Value Measurements | RCONG518 | $20.8M |
| Other Trading Liabilities - Level 2 Fair Value Measurements | RCONG519 | $5.4M |
| Other Trading Liabilities - Total Fair Value Reported on Schedule Rc | RCONG516 | $26.2M |
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG502 | $8.46B |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCONJA36 | $8.35B |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG505 | $4.93B |
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCONG476 | $4.83B |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 1 Fair Value Measurements | RCONG504 | $3.53B |
| Available-for-sale Securities - Level 1 Fair Value Measurements | RCONG475 | $3.52B |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Total Fair Value Reported on Schedule Rc | RCONG541 | $43.7M |
| All Other Assets - Total Fair Value Reported on Schedule Rc | RCONG391 | $43.7M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Level 2 Fair Value Measurements | RCONG544 | $43.6M |
| All Other Assets - Level 2 Fair Value Measurements | RCONG396 | $43.6M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG531 | $42.9M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG534 | $22.1M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Level 1 Fair Value Measurements | RCONG533 | $20.8M |
| All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities - Total Fair Value Reported on Schedule Rc | RCONG566 | $16.5M |
| All Other Liabilities - Total Fair Value Reported on Balance Sheet | RCONG805 | $16.5M |
| All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities - Level 2 Fair Value Measurements | RCONG569 | $16.4M |
| All Other Liabilities - Level 2 Fair Value Measurements | RCONG808 | $16.4M |
| Loans measured at fair value, Loans secured by real estate, Secured by 1-4 family residential properties, Domestic Offices | RCONHT87 | $3.4M |
| Loans measured at fair value, Unpaid principal balance of loans measured at fair value, Secured by 1-4 family residential properties, Domestic Offices | RCONHT91 | $3.3M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 3 Fair Value Measurements | RCONG506 | $1.1M |
| Available-for-sale Securities - Level 3 Fair Value Measurements | RCONG477 | $965K |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Level 3 Fair Value Measurements | RCONG545 | $176K |
| All Other Assets - Level 3 Fair Value Measurements | RCONG804 | $176K |
| All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities - Level 3 Fair Value Measurement | RCONG570 | $30K |
| All Other Liabilities - Level 3 Fair Value Measurements | RCONG809 | $30K |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Level 3 Fair Value Measurements | RCONG535 | $30K |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Commerce Bank regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $26.49B |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (25 items)
About Schedule RC-R, Part I · Commerce Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $35.36B |
| Average Total Assets (Net of Deductions) | RCOAA224 | $35.02B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $26.49B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $4.22B |
| Common Equity Tier 1 Capital | RCOAP859 | $4.00B |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $4.00B |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $4.00B |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $3.86B |
| Retained Earnings | RCOAKW00 | $2.62B |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $1.73B |
| Accumulated Other Comprehensive Income | RCOAB530 | -$489.3M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$463.9M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $344.9M |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $245.8M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $213.1M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $213.1M |
| Tier 2 Capital Before Deductions | RCOAP870 | $213.1M |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $99.2M |
| Accumulated Net Gains (Losses)on Cash-flow Hedges (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP846 | -$25.4M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1592 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1511 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1511 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1143 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0792 |
Schedule RC-R, Part II: Risk-Weighted Assets (113 items)
About Schedule RC-R, Part II · Commerce Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $26.49B |
| Total Risk-weighted Assets | RCONG641 | $26.49B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $22.69B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $22.69B |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $17.57B |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $15.59B |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $15.55B |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $7.62B |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $6.97B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $6.70B |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $6.70B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $5.35B |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $5.22B |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $5.03B |
| Unconditionally Cancellable Commitments | RCONS540 | $4.89B |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $4.61B |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $4.27B |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $4.21B |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $3.81B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $3.63B |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $3.49B |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $3.48B |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $2.92B |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over One Year Through Five Years | RCONS583 | $2.87B |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $2.80B |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $2.68B |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $2.39B |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | $2.20B |
| Total All Other Assets | RCOND981 | $1.89B |
| On-balance Sheet Securitization Exposures, Available-for-sale Securities - Adjustments to Total Reported in Column a | RCONS481 | $1.39B |
| Total On-balance Sheet Securitization Exposures, Available-for-sale Securities | RCONS480 | $1.39B |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over Five Years | RCONS584 | $1.35B |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $1.35B |
| Adjustments to Totals Reported in Column a, Securities Purchased Under Agreements to Resell | RCONH172 | $1.15B |
| Totals from Schedule Rc, Securities Purchased Under Agreements to Resell | RCONH171 | $1.15B |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $854.0M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $843.7M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $727.0M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$576.3M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - One Year or Less | RCONS582 | $572.3M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $529.3M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $493.4M |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $428.4M |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $427.5M |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $427.5M |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $418.5M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $367.6M |
| On-balance Sheet Securitization Exposures, Available-for-sale Securities - Ssfa Risk Weight Exposure, by Calculation Methodology | RCONS483 | $338.4M |
| Unused Commitments, Original Maturity Exceeding One Year - 50 Pct Risk Weight Category | RCONG628 | $313.4M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount | RCOND997 | $305.0M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Credit Investment Grade Reference Asset - Over One Year Through Five Years | RCONS589 | $299.1M |
| Repo-style Transactions - Credit Equivalent Amount | RCONS516 | $260.3M |
| Repo-style Transactions - Face, Notional, or Other Amount | RCONS515 | $260.3M |
| Repo-style Transactions - 100 Pct Risk Weight Category | RCONS522 | $185.1M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $166.7M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount | RCOND998 | $152.5M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 100 Pct Risk Weight Category | RCONG605 | $151.9M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Credit Investment Grade Reference Asset - One Year or Less | RCONS588 | $139.0M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 20 Pct Risk Weight Category | RCONS441 | $115.0M |
| Over-the-counter Derivatives - Credit Equivalent Amount | RCONS542 | $95.2M |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $77.9M |
| Repo-style Transactions - 20 Pct Risk Weight Category | RCONS520 | $75.1M |
| Over-the-counter Derivatives - 20 Pct Risk Weight Category | RCONS545 | $62.2M |
| Total Trading Assets | RCOND976 | $58.1M |
| Trading Assets - 50 Pct Risk Weight Category | RCOND979 | $48.4M |
| Current Credit Exposure Across All Derivative Contracts Covered by the Regulatory Capital Rules | RCONG642 | $39.9M |
| Over-the-counter Derivatives - 100 Pct Risk Weight Category | RCONS547 | $33.0M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $32.3M |
| Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS573 | $23.7M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $22.7M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $21.6M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $21.5M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $21.5M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $21.5M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $17.0M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Foreign Exchange Rate and Gold - One Year or Less | RCONS585 | $16.2M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $14.9M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Credit Investment Grade Reference Asset - Over Five Years | RCONS590 | $10.1M |
| All Other Assets - 250 Pct Risk Weight Category | RCONH293 | $9.5M |
| The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% | RCONS504 | $9.5M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS562 | $9.5M |
| Financial Standby Letters of Credit - 20 Pct Risk Weight Category | RCOND994 | $9.0M |
| Trading Assets - 0 Pct Risk Weight Category | RCOND977 | $8.4M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 50% | RCONS529 | $5.6M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Exposure Amount | RCONH296 | $5.2M |
| Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount | RCONH300 | $5.2M |
| Unused Commitments, Original Maturity Exceeding One Year - 0 Pct Risk Weight Category | RCONG626 | $3.5M |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS416 | $3.4M |
| Total Loans and Leases Held for Sale, Residential Mortgage Exposures | RCONS413 | $3.4M |
| On-balance Sheet Securitization Exposures, All Other On-balance Sheet Securitization Exposures - Adjustments to Total Reported in Column a | RCONS491 | $2.7M |
| Total On-balance Sheet Securitization Exposures, All Other On-balance Sheet Securitization Exposures | RCONS490 | $2.7M |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $2.6M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 0% | RCONS527 | $2.4M |
| Amount of allowances for credit losses on purchased credit-deteriorated assets - Loans and leases held for investment | RCONJJ30 | $2.4M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 20% | RCONS528 | $2.3M |
| Federal Funds Sold in Domestic Offices | RCOND971 | $2.0M |
| Federal Funds Sold in Domestic Offices - 20 Pct Risk Weight Category | RCOND973 | $2.0M |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - Face, Notional, or Other Amount | RCONG606 | $1.8M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount | RCONH297 | $1.0M |
| Unused Commitments, Original Maturity Exceeding One Year - 20 Pct Risk Weight Category | RCONG627 | $972K |
| On-balance Sheet Securitization Exposures, All Other On-balance Sheet Securitization Exposures -Ssfa Risk Weight Exposure, by Calculation Method | RCONS493 | $686K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 20 Pct Risk Weight Category | RCONG603 | $630K |
| Trading Assets - 20 Pct Risk Weight Category | RCOND978 | $530K |
| Loans and Leases Held for Sale, All Other Exposures - 100 Pct Risk Weight Category | RCONS436 | $423K |
| Total Loans and Leases Held for Sale, All Other Exposures | RCONS431 | $423K |
| Trading Assets - Adjustments to Totals Reported in Column a | RCONS466 | $407K |
| Cash and Balances Due from Depository Institutions - 50 Pct Risk Weight Category | RCONS397 | $398K |
| Trading Assets - 100 Pct Risk Weight Category | RCOND980 | $354K |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - 100 Pct Risk Weight Category | RCONG611 | $352K |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - Credit Equivalent Amount | RCONG607 | $352K |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 20 Pct Risk Weight Category | RCONS452 | $42K |
| Cash and Balances Due from Depository Institutions - 100 Pct Risk Weight Category | RCOND960 | $11K |
| Cash and Balances Due from Depository Institutions - 150 Pct Risk Weight Category | RCONS398 | $2K |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Outstanding Principal Balance of Loans Other Than 1-4 Family Residential Mortgage Loans That Are Serviced for Others | RCONA591 | $1.36B |
| Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with No Recourse or Other Servicer-provided Credit Enhancements | RCONB805 | $953.8M |
| Outstanding Principal Balance of Assets Sold and Securitized with Recourse or Other Seller-provided Credit Enhancements - 1-4 Family Residential Loans | RCONB705 | $38.0M |
| Past Due Loan Amounts Included in Item 1: 90 Days or More 1-4 Family Residential Loans | RCONB740 | $770K |
| Outstanding Principal Balance of Assets Serviced for Others Including Participations Serviced for Others: 1-4 Family Residential Mortgage Serviced for Others That Are in the Process of Foreclosure at Quarter-end (Includes Closed-end and Open-end Loans) | RCONF699 | $253K |
| Past Due Loan Amounts Included in Item 1: 30-89 Day - 1-4 Family Residential Loans | RCONB733 | $236K |
Schedule RC-T: Fiduciary and Related Services (43 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Fiduciary Accounts - Managed Assets | RCONB894 | $60.81B |
| Investment Management Agency Accounts - Managed Assets | RCONB886 | $36.15B |
| Custody and Safekeeping Accounts - Non-managed Assets | RCONB898 | $31.96B |
| Personal Trust and Agency Accounts - Managed Assets | RCONB868 | $10.25B |
| Other Retirement Accounts - Managed Assets | RCONB880 | $5.50B |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Managed Assets | RCONJ259 | $4.91B |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Managed Assets | RCONJ255 | $4.31B |
| Employee Benefit-defined Benefit - Managed Assets | RCONB876 | $2.74B |
| Employee Benefit-defined Contribution - Managed Assets | RCONB872 | $1.86B |
| Total Fiduciary Accounts - Non-managed Assets | RCONB895 | $1.69B |
| Employee Benefit-defined Contribution - Non-managed Assets | RCONB873 | $1.22B |
| Personal Trust and Agency Accounts - Non-managed | RCONB869 | $345.9M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Non-managed Asset | RCONJ260 | $156.0M |
| Income from Fiduciary Activities | RIAD4070 | $139.7M |
| Fiduciary and Related Services Income-investment Management and Investment Advisory Agency Accounts | RIADJ315 | $74.4M |
| Other Retirement Accounts - Non-managed Assets | RCONB881 | $54.3M |
| Employee Benefit-defined Benefit - Non-managed Asssets | RCONB877 | $49.8M |
| Personal Trust and Agency Accounts | RIADB904 | $26.4M |
| Other Retirement Accounts | RIADB907 | $18.2M |
| Fiduciary and Related Assets:investment Mgmt and Investment Advisory Agency Accounts -Non-managed Assets | RCONJ253 | $13.1M |
| Fiduciary and Related Services Income-foundation and Endowment Trust and Agency Accounts | RIADJ316 | $6.8M |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Non-managed Assets | RCONJ256 | $6.6M |
| Custody and Safekeeping Accounts | RIADB909 | $5.6M |
| Other Fiduciary and Related Services Income | RIADB910 | $3.6M |
| Employee Benefit-defined Benefit | RIADB906 | $2.8M |
| Employee Benefit-defined Contribution | RIADB905 | $1.9M |
| Total Fiduciary Accounts - Number of Managed Accounts | RCONB896 | 19,746 |
| Investment Management Agency Accounts - Number of Managed Accounts | RCONB888 | 9,556 |
| Other Retirement Accounts - Number of Managed Accounts | RCONB882 | 6,173 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Managed Accounts | RCONJ261 | 6,105 |
| Personal Trust and Agency Accounts - Number of Managed Accounts | RCONB870 | 3,315 |
| Custody and Safekeeping Accounts - Number of Non-managed Accounts | RCONB899 | 1,630 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Managed Accounts | RCONJ257 | 526 |
| Total Fiduciary Accounts - Non-managed Accounts | RCONB897 | 228 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Non-managed Accounts | RCONJ262 | 196 |
| Other Retirement Accounts - Number of Non-managed Accounts | RCONB883 | 106 |
| Employee Benefit-defined Contribution - Number of Managed Accounts | RCONB874 | 97 |
| Employee Benefit-defined Benefit - Number of Managed Accounts | RCONB878 | 79 |
| Personal Trust and Agency Accounts - Number of Non-managed Accounts | RCONB871 | 63 |
| Fiduciary and Related Assets:investment Management and Investment Advisory Agency Accounts - Number of Non-managed Accounts | RCONJ254 | 38 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Non-managed Accounts | RCONJ258 | 11 |
| Employee Benefit-defined Benefit - Number of Non-managed Accounts | RCONB879 | 8 |
| Employee Benefit-defined Contribution - Number of Non-managed Accounts | RCONB875 | 2 |
Schedule RI-A: Changes in Bank Equity Capital (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $3.86B |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $3.28B |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $3.28B |
| Changes Incident to Business Combinations, Net | RIAD4356 | $514.7M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $170.0M |
| Sale, Conversion, Acquisition, or Retirement of Capital Stock, Net (Excluding Treasury Stock Transactions) | RIADB509 | $10.1M |
| Other Comprehensive Income | RIADB511 | $8.7M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (21 items)
About Schedule RI-B, Part I · Commerce Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $29.3M |
| Charge-offs on Loans to Credit Cards | RIADB514 | $16.6M |
| Loans Secured by Other Nonfarm Nonresidential Properties: Charge-offs | RIADC897 | $5.4M |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $4.8M |
| Charge-offs on Automobile Loans | RIADK129 | $3.0M |
| Uncollectible Credit Card Fees & Finance Charges Reversed Against Income (I.e., Not Included in Charge-offs Against the Allowance for Loan and Lease Losses) | RIADC388 | $2.7M |
| Recoveries on Loans to Credit Cards | RIADB515 | $2.4M |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $2.0M |
| Charge-offs on All Other Loans | RIAD4644 | $1.2M |
| Recoveries on Automobile Loans | RIADK133 | $1.0M |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $759K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $612K |
| Recoveries on All Other Loans | RIAD4628 | $407K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $294K |
| Charge-offs on Closed-end Loans by 1-4 Family Residential Properties:secured by First Liens | RIADC234 | $235K |
| Charge-offs on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RIAD5411 | $90K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties: Recoveries | RIADC896 | $18K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens | RIADC217 | $15K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens | RIADC218 | $14K |
| Charge-offs on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens | RIADC235 | $9K |
| Recoveries on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RIAD5412 | $1K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (6 items)
About Schedule RI-B, Part II · Commerce Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $195.4M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $179.5M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $29.3M |
| Adjustments | RIADC233 | $22.8M |
| Amount of Allowance for Credit Losses on Loan and Lease Losses Attributable to Credit Card Fees and Finance Charges | RIADC390 | $5.0M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $2.1M |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (14 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $20.83B |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $7.12B |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $5.22B |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $4.06B |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $2.38B |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $1.49B |
| Loans and Leases, Held for Investment, Credit cards, Amortized Cost | RCONJJ08 | $561.3M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $195.4M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $57.3M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $36.0M |
| Loans and Leases, Held for Investment, Credit cards, Allowance Balance | RCONJJ16 | $32.3M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $30.3M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $25.2M |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $14.2M |
Schedule RI-E: Explanations (22 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Bank Card and Credit Card Interchange Fees | RIADF555 | $79.9M |
| Data Processing Expenses | RIADC017 | $47.3M |
| Initial allowances for credit losses recognized upon the acquisition of purchased credit deterioriated assets on or after the effective date of ASU 2016-13 | RIADJJ27 | $22.8M |
| Second Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4467 | $21.0M |
| First Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4461 | $17.1M |
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $15.4M |
| Consulting and Advisory Expense | RIADF557 | $12.6M |
| Marketing and Other Professional Services | RIAD0497 | $12.4M |
| Legal Expense | RIAD4141 | $9.3M |
| Operating Expenses Communications - Postage, Monthly | RIAD8403 | $3.6M |
| Printing, Stationery, and Supplies | RIADC018 | $3.1M |
| Telecommunications Expense | RIADF559 | $2.6M |
| Income and Fees from the Printing and Sale of Checks | RIADC013 | $1.5M |
| Insurance Expenses (Not Included in Emplouee Expenses, Premises and Fixed Asset Expenses, and Other Real Estate Owned Expenses) | RIADY924 | $1.3M |
| Income and Fees from Wire Transfers | RIADT047 | $1.2M |
| Safe Deposit Box Rent | RIADC015 | $1.2M |
| Earnings On/increase in Value of Cash Surrender Value of Life Insurance | RIADC014 | $1.1M |
| Income and Fees from Automated Teller Machines (Atms) | RIADC016 | $1.0M |
| Accounting and Auditing Expenses | RIADF556 | $216K |
| Directors' Fees | RIAD4136 | $181K |
| Other Real Estate Owned Expenses | RIADY923 | $77K |
| Automated Teller Machine (ATM) and Interchange Expense | RIADF558 | $50K |
Commerce Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Commerce Bank call report?
The Commerce Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Commerce Bank file?
Commerce Bank files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Commerce Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Commerce Bank has Federal Reserve RSSD ID 601050 and FDIC certificate number 24998. Either one finds its filings on the FFIEC Central Data Repository.
How often does Commerce Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Commerce Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 24998) · FFIEC NIC profile (RSSD 601050)