Commerce Bank: Off-Balance-Sheet Exposure
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Data as of · Call Report Schedules RC-L and RC-R How we update
Commerce Bank reported all 9 line items on this page on its Q2 2026 filing. Unused loan commitments was $7.20B in Q2 2026, up 3.6% from $6.94B in Q2 2025. That is 20.6% of its total assets. Across the 12 quarters shown it ranged from $6.06B (Q3 2023) to $7.42B (Q1 2026).
What the off-balance-sheet exposure page covers and where each line comes from.
Trading liabilities climbed 218.2% in Q2 2026, from $8.3M to $26.4M. It was the largest change from Q1 2026 among the key lines here.
Commitments
| Line item | Q2 2026 |
|---|---|
| Unused loan commitments | $7.20B |
| Letters of credit | $427.5M |
Source: Call Report Schedules RC-L and RC-R. Open the filed call report for Q2 2026 on the FFIEC CDR.
Derivatives
| Line item | Q2 2026 |
|---|---|
| Total derivatives, notional | $4.88B |
| Interest rate swaps, notional | $0 |
| Foreign exchange derivatives, notional | $16.2M |
| Derivatives notional to total assets | 13.94% |
Notional value is the reference amount a contract is calculated on. It measures activity, not exposure: credit exposure is a small fraction of notional.
Source: Call Report Schedules RC-L and RC-R. Open the filed call report for Q2 2026 on the FFIEC CDR.
Trading positions
| Line item | Q2 2026 |
|---|---|
| Trading account assets | $58.1M |
| Trading liabilities | $26.4M |
| Trading assets to total assets | 0.17% |
Source: Call Report Schedules RC-L and RC-R. Open the filed call report for Q2 2026 on the FFIEC CDR.
Off-Balance-Sheet Exposure trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Off-Balance-Sheet Exposure by quarter
| Quarter | Unused commitments | Letters of credit | Derivatives notional / assets |
|---|---|---|---|
| Q3 2023 | $6.06B | $436.8M | 14.15% |
| Q4 2023 | $6.28B | $440.9M | 14.41% |
| Q1 2024 | $6.44B | $484.7M | 14.87% |
| Q2 2024 | $6.70B | $485.1M | 15.21% |
| Q3 2024 | $6.78B | $493.1M | 13.66% |
| Q4 2024 | $6.76B | $456.4M | 12.98% |
| Q1 2025 | $6.90B | $468.5M | 12.56% |
| Q2 2025 | $6.94B | $425.6M | 12.68% |
| Q3 2025 | $7.01B | $407.7M | 12.91% |
| Q4 2025 | $7.07B | $421.0M | 12.59% |
| Q1 2026 | $7.42B | $434.9M | 13.25% |
| Q2 2026 | $7.20B | $427.5M | 13.94% |
Commerce Bank off-balance-sheet exposure, quarter by quarter
Off-Balance-Sheet Exposure since Q2 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedules RC-L and RC-R, Q2 2026. How these pages are built. See the full Commerce Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 24998) · FFIEC NIC profile (RSSD 601050)