Bank call report · Indiana, PA
First Commonwealth Bank Call Report
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First Commonwealth Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 644 reported line items, schedule by schedule (916 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 42420 |
| FDIC certificate number | 7468 |
| Total assets | $12.18B |
Official Q2 2026 call report PDF (FFIEC) →
First Commonwealth Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (30 items)
About Schedule RC · First Commonwealth Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $12.18B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $12.18B |
| Total Liabilities and Minority Interest | RCON2948 | $10.65B |
| Total Deposits | RCON2200 | $10.33B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $9.47B |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $9.34B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $7.85B |
| Deposits: Noninterest-bearing | RCON6631 | $2.49B |
| Total Equity Capital | RCON3210 | $1.52B |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $1.52B |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $1.09B |
| Surplus | RCON3839 | $845.9M |
| Undivided Profits and Capital Reserves | RCON3632 | $708.2M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $574.5M |
| Held-to-maturity Securities, Total | RCON1754 | $574.5M |
| Other Assets | RCON2160 | $445.3M |
| Intangible Assets | RCON2143 | $393.2M |
| Goodwill | RCON3163 | $373.1M |
| Other Liabilities, Total | RCON2930 | $127.8M |
| Allowance for Loan and Lease Losses | RCON3123 | $127.4M |
| Other Borrowed Money | RCON3190 | $123.4M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $110.3M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $109.9M |
| Accumulated Other Comprehensive Income | RCONB530 | -$70.8M |
| Interest-bearing Balances | RCON0071 | $63.4M |
| Subordinated Notes and Debentures | RCON3200 | $49.5M |
| Loans and Leases Held for Sale | RCON5369 | $44.8M |
| Common Stock | RCON3230 | $39.0M |
| Securities Sold Under Agreements to Repurchase | RCONB995 | $17.9M |
| Other Real Estate Owned | RCON2150 | $2.3M |
Schedule RI: Income Statement (58 items)
About Schedule RI · First Commonwealth Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $316.4M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $280.4M |
| Net Interest Income | RIAD4074 | $223.5M |
| Total Noninterest Expense | RIAD4093 | $146.6M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $119.2M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $107.8M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $107.8M |
| Total Interest Expense | RIAD4073 | $93.0M |
| Salaries and Employee Benefits | RIAD4135 | $85.6M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $85.5M |
| Net Income (Loss) | RIAD4340 | $85.5M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $85.5M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $62.2M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $53.4M |
| Total Noninterest Income | RIAD4079 | $50.1M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $47.9M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $42.5M |
| Other Noninterest Expense | RIAD4092 | $39.1M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $25.6M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $23.7M |
| Applicable Income Taxes | RIAD4302 | $22.3M |
| Provision for Loan and Lease Losses | RIAD4230 | $21.3M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $19.8M |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $19.7M |
| Other Noninterest Income | RIADB497 | $16.8M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $11.5M |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $11.3M |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $8.3M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $7.4M |
| Income from the Sale and Servicing of Mutual Funds and Annuities (in Domestic Offices) | RIAD8431 | $4.8M |
| Service Charges on Deposits in Domestic Office Overdraft Related for Individuals | RIADH032 | $4.8M |
| Service Charges on Deposits in Domestic Office All Other | RIADH035 | $4.7M |
| Income from Lease Financing Receivables | RIAD4065 | $4.2M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $3.4M |
| Income from Other Insurance and Reinsurance Activities | RIADC387 | $2.8M |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $2.5M |
| Fees and Commissions from Securities Brokerage | RIADC886 | $2.1M |
| Amortization Expense and Impairment Losses Intangible Assets | RIADC232 | $2.0M |
| Interest on Other Securities | RIAD4060 | $1.5M |
| Interest on Notes and Debentures Subordinated to Deposits | RIAD4200 | $1.4M |
| Fees and Commissions from Annuity Sales | RIADC887 | $1.2M |
| Other Interest Income | RIAD4518 | $1.1M |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $1.0M |
| Service Charges on Deposits in Domestic Office Atm-related for Individuals | RIADH034 | $912K |
| Service Charges on Deposits in Domestic Office Maintenance for Individuals | RIADH033 | $902K |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $866K |
| Loans to Individuals for Households, Family, and Other Personal Expenditures: Credit Cards | RIADB485 | $591K |
| Realized Gains (Losses) on Available-for-sale Debt Securities | RIAD3196 | $540K |
| Net Servicing Fees | RIADB492 | $532K |
| Interest Expense Incurred to Carry Tax-exempt Securities, Loans, and Leases Acquired After August 7, 1986, That Is Not Deductible for Federal Income Tax Purposes | RIAD4513 | $423K |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $246K |
| Investment Banking, Advisory, and Underwriting Fees and Commissions | RIADC888 | $222K |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | -$209K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $170K |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $164K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $162K |
| Net Gains (Losses) on Other Real Estate Owned | RIAD5415 | -$19K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 1,589 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $173.7M |
| Currency and Coin | RCON0080 | $63.4M |
| Balances Due from Federal Reserve Banks | RCON0090 | $58.3M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $45.5M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $6.5M |
Schedule RC-B: Securities (44 items)
About Schedule RC-B · First Commonwealth Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCONG302 | $2.4M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCONG303 | $2.3M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Held-to-maturity Amortized Cost | RCONG300 | $1.3M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Held-to-maturity Fair Value | RCONG301 | $1.2M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $158.4M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $135.2M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Amortized Cost | RCONG304 | $151.9M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Fair Value | RCONG305 | $132.8M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $711.8M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $668.4M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Amortized Cost | RCONG312 | $325.4M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Fair Value | RCONG313 | $302.5M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $1.18B |
| Pledged Securities | RCON0416 | $956.6M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $902.6M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $521.3M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $377.8M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $279.7M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK152 | $259.9M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK153 | $236.9M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Amortized Cost | RCONK150 | $49.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $45.2M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Fair Value | RCONK151 | $42.7M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $42.1M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $41.4M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Amortized Cost | RCONHT50 | $23.4M |
| Amortized Cost of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8496 | $22.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $21.5M |
| Fair Value of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8497 | $21.0M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Fair Value | RCONHT51 | $20.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $12.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $11.6M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $8.4M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $6.9M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $6.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $3.8M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $2.4M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $2.1M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $1.0M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $999K |
| Amortized Cost of Held-to-maturity Other Foreign Debt Securities | RCON1742 | $600K |
| Fair Value of Held-to-maturity Other Foreign Debt Securities | RCON1743 | $598K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $398K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $57K |
Schedule RC-C, Part I: Loans and Leases (47 items)
About Schedule RC-C, Part I · First Commonwealth Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $9.51B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $4.33B |
| Commercial and Industrial Loans | RCON1766 | $1.83B |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $1.83B |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $1.69B |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $1.63B |
| Pledged Loans and Leases | RCONG378 | $1.37B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $1.18B |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $1.13B |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $1.05B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $1.01B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $838.2M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $756.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $724.5M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $636.8M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $556.4M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $488.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $468.8M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $456.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $293.5M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $288.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $207.4M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $206.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $157.7M |
| All Other Lease Financing Receivables | RCONF163 | $115.4M |
| Lease Financing Receivables (Net of Unearned Income) | RCON2165 | $115.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $104.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $71.9M |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) | RCONJ451 | $67.0M |
| Other Loans | RCONJ464 | $67.0M |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $57.3M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $48.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $42.8M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $40.6M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $33.7M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Nonfarm Nonresidential Properties: Loans Secured by Other Nonfarm Nonresidential Properties | RCONK162 | $20.5M |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $14.4M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Commercial and Industrial Loans | RCONK256 | $9.6M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Commercial and Industrial Loans: to U.S. Addressees (Domicile) | RCONK163 | $9.6M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Nonfarm Nonresidential Properties: Loans Secured by Owner-occupied Nonfarm Nonresidential Properties | RCONK161 | $9.5M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Credit Cards | RCONB538 | $8.8M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $6.1M |
| Real Estate Loans Secured by Farmland | RCON1420 | $3.9M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty and in Compliance with Modified Terms: Loans Secured by 1-4 Family Residential Properties in Domestic Offices | RCONF576 | $787K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Other Construction Loans and All Land Development and Other Land Loans | RCONK159 | $171K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - All Other Loans | RCONK165 | $7K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Automobile Loans That Exceed 10 Percent of Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONK203 | $7K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $292.2M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $131.7M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $76.0M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $57.5M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $38.2M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $8.8M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $3.2M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $2.3M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $638K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $380K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $318K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $128K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 10,211 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 896 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 772 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 592 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 586 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 342 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 73 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 35 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 5 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 5 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 4 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 3 |
Schedule RC-E: Deposit Liabilities (37 items)
About Schedule RC-E · First Commonwealth Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $6.04B |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $5.90B |
| Total Transaction Accounts | RCON2215 | $4.29B |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $3.64B |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $2.95B |
| Total Demand Deposits (See Note Below) | RCON2210 | $2.49B |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those MMDA Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP756 | $1.82B |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $1.41B |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those Other Savings Deposit Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP758 | $1.26B |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $1.23B |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Mmdas of Individuals, Partnerships and Corporations | RCONP757 | $1.13B |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Noninterest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP753 | $867.1M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Interest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP754 | $851.9M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $736.9M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $645.0M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $633.4M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $596.7M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $576.0M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $369.7M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $360.2M |
| Total reciprocal deposits | RCONJH83 | $343.0M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $232.0M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $232.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $201.4M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $158.8M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Other Savings Deposits Accounts of Individuals, Partnerships and Corporations | RCONP759 | $152.5M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $141.2M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $88.2M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $69.9M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $28.4M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $12.9M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $9.3M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $8.7M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $871K |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $237K |
| Total Nontransaction Accounts of United States Government | RCON2520 | $68K |
| Total Transaction Accounts - Deposits of U.S. Government | RCON2202 | $9K |
Schedule RC-F: Other Assets (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $156.4M |
| Other Assets | RCON2168 | $94.1M |
| Life Insurance Assets: Separate Account Life Insurance Assets | RCONK202 | $68.0M |
| Accrued Interest Receivable | RCONB556 | $41.9M |
| Net Deferred Tax Assets | RCON2148 | $40.7M |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3549 | $37.2M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $34.4M |
| Life Insurance Assets: Hybrid Account Life Insurance Assets | RCONK270 | $9.8M |
Schedule RC-G: Other Liabilities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $91.2M |
| Operating lease liabilities | RCONLB56 | $40.6M |
| Other Expenses Accrued and Unpaid | RCON3646 | $24.8M |
| Dividends Declared But Not Yet Payable | RCON2932 | $7.7M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $6.6M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $5.2M |
Schedule RC-K: Quarterly Averages (19 items)
About Schedule RC-K · First Commonwealth Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $12.25B |
| Quarterly Average of Total Loans | RCON3360 | $9.34B |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $4.37B |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $3.58B |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $2.37B |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $1.85B |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $1.83B |
| Mortgage-backed Securities | RCONB559 | $1.62B |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $1.39B |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $1.37B |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $400.9M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $152.4M |
| Lease Financing Receivables (Net of Unearned Income) - Quarterly Average | RCON3484 | $115.5M |
| All Other Securities | RCONB560 | $73.2M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $51.7M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $24.3M |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $19.7M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards | RCONB561 | $8.9M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $6.4M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (35 items)
About Schedule RC-L · First Commonwealth Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Notional Amounts by Regulatory Capital Treatment: All Other Positions: Sold Protection | RCONG403 | $144.0M |
| Notional Amounts by Regulatory Capital Treatment: All Other Positions: Purchased Protection That Is Not Recognized as a Guarantee for Regulatory Capital Purposes | RCONG405 | $150.7M |
| Notional Amount of Sold Credit Protection: Subinnvestment Grade - with Remaining Maturity of One Year or Less. | RCONG409 | $45.1M |
| Notional Amount of Sold Credit Protection: Subinvestment Grade - with Remaining Maturity of Over Five Years | RCONG411 | $5.1M |
| Notional Amount of Sold Credit Protection: Subinvestment Grade - with Remaining Maturity of Over One Year Through Five Years | RCONG410 | $93.7M |
| Notional Amount of Purchased Credit Protection: Subinvestment Grade - with Remaining Maturity of Over Five Years | RCONG417 | $3.5M |
| Notional Amount of Purchased Credit Protection: Subinvestment Grade - with Remaining Maturity of Over One Year Through Five Years | RCONG416 | $147.2M |
| Over the Counter Derivatives: Net Current Credit Exposure - Banks and Securities Firms | RCONG418 | $7.1M |
| Over the Counter Derivatives: Net Current Credit Exposure - Corporations and All Other Counterparties | RCONG422 | $23.5M |
| Over the Counter Derivatives: Fair Value of Collateral: All Other Collateral - Corporations and All Other Counterparties | RCONG457 | $1.07B |
| Over the Counter Derivatives: Fair Value of Collateral: Total Fair Value of Collateral (Sum of Items 16.B.(1) Through (7) - Corporations and All Other Counterparties | RCONG462 | $1.07B |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8725 | $2.16B |
| Interest Rate Contracts - Notional Value of All Outstanding Interest Rate Swaps | RCON3450 | $1.94B |
| Interest Rate Swaps Where the Bank Has Agreed to Pay a Fixed Rate | RCONA589 | $956.0M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $921.4M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $756.4M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $382.2M |
| Credit Derivatives: Notional Amounts-other Credit Derivatives-beneficiary | RCONC975 | $150.7M |
| Credit Derivatives: Notional Amounts- Other Credit Derivatives-guarantor | RCONC974 | $144.0M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $137.5M |
| Written OTC Interest Rate Option Contracts | RCON8709 | $108.3M |
| Unused Commitments - Credit Card Lines | RCON3815 | $101.3M |
| Interest Rate Forward Contracts | RCON8697 | $72.0M |
| Credit Card Lines: Other Unused Credit Card Lines | RCONJ456 | $62.2M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $56.7M |
| Credit Card Lines: Unused Consumer Credit Card Lines | RCONJ455 | $39.1M |
| Purchased OTC Interest Rate Option Contracts | RCON8713 | $38.7M |
| Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8741 | $18.1M |
| Performance Standby Letters of Credit | RCON3821 | $17.6M |
| Gross Negative Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8745 | $16.5M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $13.9M |
| All Other Off-balance Sheet Liabilities | RCON3430 | $6.1M |
| Standby Letters of Credit Issued by a Federal Home Loan Bank on the Bank's Behalf | RCONC978 | $6.1M |
| Amount of Performance Standby Letters of Credit Conveyed to Others | RCON3822 | $3.8M |
| Commercial and Similar Letters of Credit | RCON3411 | $459K |
Schedule RC-M: Memoranda (11 items)
About Schedule RC-M · First Commonwealth Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $120.0M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $120.0M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $44.0M |
| All other intangible assets | RCONJF76 | $19.5M |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of Over Five Years | RCONF063 | $3.4M |
| Secured Liabilities: Amount of 'Other Borrowings' That Are Secured | RCONF065 | $3.4M |
| All Other Real Estate Owned: Nonfarm Nonresidential Properties in Domestic Offices | RCON5512 | $2.1M |
| Estimated Fair Value of Mortgage Servicing Assets | RCONA590 | $637K |
| Mortgage Servicing Assets | RCON3164 | $637K |
| All Other Real Estate Owned: 1-4 Family Residential Properties in Domestic Offices | RCON5510 | $176K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 3 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (53 items)
About Schedule RC-N · First Commonwealth Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $81.6M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $43.2M |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $40.1M |
| Additions to Nonaccrual Assets | RCONC410 | $33.7M |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Nonaccrual | RCONK038 | $28.1M |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' : Nonaccrual | RCONK041 | $23.3M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Nonaccrual | RCONHK28 | $19.5M |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $14.4M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Nonaccrual | RCON3501 | $10.8M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty Secured by Multifamily Residential Properties in Domestic Offices: Nonaccrual | RCONK113 | $10.8M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $10.5M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $8.4M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $8.1M |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $6.4M |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $6.0M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $5.8M |
| Nonaccrual Assets Sold During the Quarter | RCONC411 | $4.7M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty -Loans Secured by Other Nonfarm Nonresidential Properties :Nonaccrual | RCONK119 | $4.6M |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual | RCON5400 | $4.5M |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $3.5M |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $3.2M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty Loans Secured by Owner Occupied Nonfarm Nonresidential Properties: Nonaccrual | RCONK116 | $2.1M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty Secured by 1-4 Residential Properties (in Domestic Offices) - Nonaccrual | RCONF663 | $1.9M |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Past Due 30 Through 89 Days and Still Accruing | RCONK036 | $1.8M |
| Commercial and Industrial Loans - Past Due 90 Days or More and Still Accruing | RCON1607 | $1.7M |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' Past Due 30 Through 89 Days and Still Accruing | RCONK039 | $1.5M |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $1.4M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Past Due 90 Days or More and Still Accruing | RCONHK27 | $1.3M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty : Commercial and Industrial Loans - to US Addressees - Past Due 30 Through 89 Days and Still Accruing | RCONK121 | $1.3M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty: Commercial and Industrial Loans - Past Due 90 Days or More and Still Accruing | RCONK258 | $1.3M |
| Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF179 | $1.2M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC238 | $1.0M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 90 Days or More and Still Accruing | RCONC237 | $982K |
| Other Construction Loans and All Land Development and Other Land Loans, Past Due 31 - 89 Days | RCONF173 | $918K |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Past Due 90 Days or More and Still Accruing | RCONK037 | $803K |
| 1-4 Family Residential Construction Loans: Past Due 31 - 89 Days | RCONF172 | $785K |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' Past Due 90 Days or More and Still Accruing | RCONK040 | $723K |
| Lease Financing Receivables - Nonaccrual | RCON1228 | $617K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural | RCONC230 | $400K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 90 Days or More and Still Accruing | RCONK217 | $256K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 90 Days or More and Still Accruing | RCON5399 | $163K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty Secured by 1-4 Residential Properties (in Domestic Offices) - Past Due 30 Through 89 Days and Still Accruing. | RCONF661 | $154K |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Past Due 30 Through 89 Days and Still Accruing | RCONHK26 | $154K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 90 Days or More and Still Accruing | RCONK214 | $138K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards - Past Due 30 Through 89 Days and Still Accruing | RCONB575 | $85K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty : Commercial and Industrial Loans - to US Addressees - Nonaccrual | RCONK122 | $46K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty: Commercial and Industrial Loans - Nonaccrual | RCONK259 | $46K |
| Lease Financing Receivables - Past Due 30-89 Days and Still Accruing | RCON1226 | $23K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty Secured by 1-4 Residential Properties (in Domestic Offices) - Past Due 90 Days or More and Still Accruing | RCONF662 | $20K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Nonaccrual | RCONK215 | $5K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 90 Days or More and Still Accruing | RCONC239 | $4K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Nonaccrual | RCONK218 | $2K |
| All Other Loans - Past Due 30 Through 89 Days and Still Accruing | RCON5459 | $1K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (23 items)
About Schedule RC-O · First Commonwealth Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Subordinated Notes and Debentures with a Remaining Maturity of Over Five Years | RCONG472 | $49.5M |
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $12.25B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $10.34B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $6.50B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $3.73B |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $2.85B |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $1.20B |
| Nonbrokered Time Deposits of More Than $250,000 in Domestic Offices | RCONK678 | $369.7M |
| Total Unfunded Commitments to Fund Construction, Land Development, and Other Land Loans Secured by Real Estate | RCONK676 | $357.6M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $102.8M |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements) - Commercial and Industrial Loans | RCONN181 | $45.1M |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements) - Loans Secured by Multifamily Residential and Nonfarm Nonresidential Properties | RCONN178 | $35.9M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $8.6M |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements): Construction, Land Development, and Other Land Loans Secured by Real Estate | RCONN177 | $1.9M |
| Portion of Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms and Are Guaranteed or Insured by the U.S. Government (Including the FDIC) (Included in Schedule Rc-c, Part I, | RCONL189 | $938K |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements) - Closed-end Loans Secured by Junior Liens on 1-4 Family Residential Properties and Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCONN180 | $276K |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements) - Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCONN179 | $250K |
| Portion of Unfunded Commitments to Fund Construction, Land Development, and Other Land Loans Secured by Real Estate That Are Guarnateed or Insured by the U.S. Government (Including the FDIC) | RCONK677 | $169K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 449,059 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 8,108 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 5,206 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 25 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-P: 1-4 Family Residential Mortgage Banking Activities (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Retail originations during the quarter of 1-4 family residential mortgage loans for sale | RCONHT81 | $68.5M |
| Principal Amount of 1-4 Family Residential Mortgage Loans Sold During the Quarter | RCONFT04 | $63.0M |
| Quarter End Amount of 1-4 Family Residential Mortgage Loans Held for Sale or Trading | RCONFT05 | $14.4M |
| Noninterest income for the quarter from the sale, securitization, and servicing of 1-4 family residential mortgage loans | RIADHT85 | $1.8M |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (20 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases Held for Sale - Level 2 Fair Value Measurements | RCONG486 | $42.7M |
| Loans and Leases Held for Sale - Total Fair Value Reported on Schedule Rc | RCONG483 | $42.7M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG505 | $1.15B |
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG502 | $1.15B |
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCONG476 | $1.09B |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCONJA36 | $1.09B |
| Loans measured at fair value, Loans secured by real estate, Secured by 1-4 family residential properties, Domestic Offices | RCONHT87 | $23.4M |
| Loans measured at fair value, Unpaid principal balance of loans measured at fair value, Secured by 1-4 family residential properties, Domestic Offices | RCONHT91 | $22.3M |
| Loans measured at fair value, Loans secured by real estate, All other loans secured by real estate, Domestic Offices | RCONHT88 | $19.3M |
| Loans measured at fair value, Unpaid principal balance of loans measured at fair value, All other loans secured by real estate, Domestic Offices | RCONHT92 | $18.3M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Level 2 Fair Value Measurements | RCONG544 | $16.3M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Total Fair Value Reported on Schedule Rc | RCONG541 | $16.3M |
| All Other Assets - Level 2 Fair Value Measurements | RCONG396 | $16.3M |
| All Other Assets - Total Fair Value Reported on Schedule Rc | RCONG391 | $16.3M |
| All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities - Level 2 Fair Value Measurements | RCONG569 | $16.1M |
| All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities - Total Fair Value Reported on Schedule Rc | RCONG566 | $16.1M |
| All Other Liabilities - Level 2 Fair Value Measurements | RCONG808 | $16.1M |
| All Other Liabilities - Total Fair Value Reported on Balance Sheet | RCONG805 | $16.1M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG534 | $16.1M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG531 | $16.1M |
Schedule RC-R: Regulatory Capital (2 items)
About Schedule RC-R · First Commonwealth Bank regulatory capital trends
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (28 items)
About Schedule RC-R, Part I · First Commonwealth Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $12.25B |
| Average Total Assets (Net of Deductions) | RCOAA224 | $11.86B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $9.85B |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $1.52B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $1.38B |
| Common Equity Tier 1 Capital | RCOAP859 | $1.21B |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $1.21B |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $1.21B |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $884.8M |
| Retained Earnings | RCOAKW00 | $708.2M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $386.7M |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $367.2M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $172.8M |
| Tier 2 Capital Before Deductions | RCOAP870 | $172.8M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $123.2M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$71.5M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$70.8M |
| Tier 2 Capital Instruments Plus Related Surplus | RCOAP866 | $49.5M |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $19.5M |
| Less: Amounts Recorded in AOCI Attributed to Defined Benefit Postretirement Plans Resulting from the Initial and Subsequent Application of the Relevant GAAP Standards That Pertain to Such Plans (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP847 | $382K |
| Less:other Deductions from Assets for Leverage Capital Purposes | RCOAB596 | -$382K |
| Accumulated Net Gains (Losses)on Cash-flow Hedges (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP846 | $360K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.14 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1224 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1224 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1017 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.06 |
Schedule RC-R, Part II: Risk-Weighted Assets (79 items)
About Schedule RC-R, Part II · First Commonwealth Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $9.86B |
| Total Risk-weighted Assets | RCONG641 | $9.85B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $8.57B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $8.57B |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $8.11B |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $7.73B |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $7.59B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $1.64B |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $1.62B |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $1.61B |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $1.59B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $1.10B |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $1.10B |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $1.09B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $961.0M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $961.0M |
| Total All Other Assets | RCOND981 | $950.6M |
| Unconditionally Cancellable Commitments | RCONS540 | $921.4M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $900.4M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $822.1M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $688.5M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over One Year Through Five Years | RCONS583 | $631.4M |
| Total Held-to-maturity Securities | RCOND961 | $574.5M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $533.7M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $451.9M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $447.9M |
| Held-to-maturity Securities - 20 Pct Risk Weight Category | RCOND963 | $421.8M |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $403.0M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over Five Years | RCONS584 | $286.1M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $266.9M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $266.9M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $220.6M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $194.5M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | $184.5M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $180.1M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $180.1M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $173.7M |
| Held-to-maturity Securities - 0 Pct Risk Weight Category | RCOND962 | $149.9M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $146.9M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $129.7M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $129.7M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $122.7M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$91.1M |
| Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures - 150 Pct Risk Weight Category | RCONS447 | $79.6M |
| Total Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures | RCONS445 | $79.6M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Exposure Amount | RCONH296 | $69.9M |
| Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount | RCONH300 | $69.9M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - One Year or Less | RCONS582 | $63.6M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $51.1M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $50.1M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $50.1M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount | RCONH297 | $47.5M |
| Total Loans and Leases Held for Sale, Residential Mortgage Exposures | RCONS413 | $42.7M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $42.1M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $29.2M |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS416 | $24.4M |
| Over-the-counter Derivatives - 50 Pct Risk Weight Category | RCONS546 | $23.5M |
| Over-the-counter Derivatives - Credit Equivalent Amount | RCONS542 | $23.5M |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS417 | $18.3M |
| Current Credit Exposure Across All Derivative Contracts Covered by the Regulatory Capital Rules | RCONG642 | $16.1M |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $13.9M |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $13.9M |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $13.9M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount | RCOND997 | $13.8M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $11.4M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 100 Pct Risk Weight Category | RCONG605 | $6.9M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount | RCOND998 | $6.9M |
| Amount of allowances for credit losses on purchased credit-deteriorated assets - Loans and leases held for investment | RCONJJ30 | $3.6M |
| Held-to-maturity Securities - 50 Pct Risk Weight Category | RCOND964 | $2.3M |
| Loans and Leases Held for Sale, All Other Exposures - 20 Pct Risk Weight Category | RCONS434 | $2.1M |
| Total Loans and Leases Held for Sale, All Other Exposures | RCONS431 | $2.1M |
| Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS573 | $1.6M |
| All Other Assets - 250 Pct Risk Weight Category | RCONH293 | $638K |
| The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% | RCONS504 | $638K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS562 | $638K |
| Held-to-maturity Securities - 100 Pct Risk Weight Category | RCOND965 | $600K |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - Face, Notional, or Other Amount | RCONG606 | $459K |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - 100 Pct Risk Weight Category | RCONG611 | $92K |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - Credit Equivalent Amount | RCONG607 | $92K |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (2 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Outstanding Principal Balance of Loans Other Than 1-4 Family Residential Mortgage Loans That Are Serviced for Others | RCONA591 | $241.3M |
| Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with No Recourse or Other Servicer-provided Credit Enhancements | RCONB805 | $77.9M |
Schedule RC-T: Fiduciary and Related Services (41 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Fiduciary Accounts - Managed Assets | RCONB894 | $2.10B |
| Investment Management Agency Accounts - Managed Assets | RCONB886 | $1.21B |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Managed Assets | RCONJ259 | $346.4M |
| Other Retirement Accounts - Managed Assets | RCONB880 | $346.4M |
| Personal Trust and Agency Accounts - Managed Assets | RCONB868 | $300.8M |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Managed Assets | RCONJ255 | $173.9M |
| Custody and Safekeeping Accounts - Non-managed Assets | RCONB898 | $147.1M |
| Total Fiduciary Accounts - Non-managed Assets | RCONB895 | $124.0M |
| Employee Benefit-defined Benefit - Non-managed Asssets | RCONB877 | $109.2M |
| Employee Benefit-defined Benefit - Managed Assets | RCONB876 | $64.1M |
| Income from Fiduciary Activities | RIAD4070 | $7.0M |
| Personal Trust and Agency Accounts - Non-managed | RCONB869 | $6.9M |
| Fiduciary and Related Assets:investment Mgmt and Investment Advisory Agency Accounts -Non-managed Assets | RCONJ253 | $3.9M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Non-managed Asset | RCONJ260 | $3.8M |
| Other Retirement Accounts - Non-managed Assets | RCONB881 | $3.8M |
| Fiduciary and Related Services Income-investment Management and Investment Advisory Agency Accounts | RIADJ315 | $3.5M |
| Employee Benefit-defined Contribution - Managed Assets | RCONB872 | $2.7M |
| Other Retirement Accounts | RIADB907 | $1.6M |
| Personal Trust and Agency Accounts | RIADB904 | $1.3M |
| Fiduciary and Related Services Income-foundation and Endowment Trust and Agency Accounts | RIADJ316 | $380K |
| Employee Benefit-defined Benefit | RIADB906 | $198K |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Non-managed Assets | RCONJ256 | $188K |
| Custody and Safekeeping Accounts | RIADB909 | $51K |
| Employee Benefit-defined Contribution | RIADB905 | $13K |
| Other Fiduciary and Related Services Income | RIADB910 | $12K |
| Total Fiduciary Accounts - Number of Managed Accounts | RCONB896 | 2,646 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Managed Accounts | RCONJ261 | 1,157 |
| Other Retirement Accounts - Number of Managed Accounts | RCONB882 | 1,157 |
| Investment Management Agency Accounts - Number of Managed Accounts | RCONB888 | 952 |
| Personal Trust and Agency Accounts - Number of Managed Accounts | RCONB870 | 355 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Managed Accounts | RCONJ257 | 156 |
| Total Fiduciary Accounts - Non-managed Accounts | RCONB897 | 53 |
| Employee Benefit-defined Benefit - Number of Managed Accounts | RCONB878 | 24 |
| Employee Benefit-defined Benefit - Number of Non-managed Accounts | RCONB879 | 24 |
| Custody and Safekeeping Accounts - Number of Non-managed Accounts | RCONB899 | 23 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Non-managed Accounts | RCONJ262 | 15 |
| Other Retirement Accounts - Number of Non-managed Accounts | RCONB883 | 15 |
| Personal Trust and Agency Accounts - Number of Non-managed Accounts | RCONB871 | 8 |
| Fiduciary and Related Assets:investment Management and Investment Advisory Agency Accounts - Number of Non-managed Accounts | RCONJ254 | 5 |
| Employee Benefit-defined Contribution - Number of Managed Accounts | RCONB874 | 2 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Non-managed Accounts | RCONJ258 | 1 |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $1.52B |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $1.51B |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $1.51B |
| Cash Dividends Declared on Common Stock | RIAD4460 | $67.7M |
| Other Comprehensive Income | RIADB511 | -$5.8M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (24 items)
About Schedule RI-B, Part I · First Commonwealth Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $22.4M |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $10.8M |
| Loans Secured by Other Nonfarm Nonresidential Properties: Charge-offs | RIADC897 | $3.6M |
| Charge-offs on Automobile Loans | RIADK129 | $3.4M |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $2.8M |
| Recoveries on Automobile Loans | RIADK133 | $1.3M |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $1.2M |
| Charge-offs on All Other Loans | RIAD4644 | $1.1M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties: Charge-offs | RIADC895 | $952K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $680K |
| Charge-offs on Lease Financing Receivables | RIAD4266 | $421K |
| Charge-offs on Closed-end Loans by 1-4 Family Residential Properties:secured by First Liens | RIADC234 | $414K |
| Other Construction Loans and All Land Development and Other Land Loans, Charge-offs | RIADC893 | $326K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $311K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties: Recoveries | RIADC896 | $244K |
| Charge-offs on Loans to Credit Cards | RIADB514 | $202K |
| Recoveries on All Other Loans | RIAD4628 | $109K |
| Charge-offs on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RIAD5411 | $45K |
| Recoveries on Lease Financing Receivables | RIAD4267 | $43K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens | RIADC217 | $39K |
| Recoveries on Loans to Credit Cards | RIADB515 | $31K |
| Recoveries on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RIAD5412 | $19K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens | RIADC218 | $15K |
| Loans Secured by Other Nonfarm Nonresidential Properties: Recoveries | RIADC898 | $9K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (5 items)
About Schedule RI-B, Part II · First Commonwealth Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $127.4M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $125.8M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $21.6M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | -$1.6M |
| Write Downs Arising from Transfer to Hfs | RIAD5523 | $830K |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (14 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $9.47B |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $3.08B |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $2.37B |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $2.07B |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $1.45B |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $486.7M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $127.4M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $40.5M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $38.5M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $22.3M |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $17.4M |
| Loans and Leases, Held for Investment, Credit cards, Amortized Cost | RCONJJ08 | $8.8M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $8.3M |
| Loans and Leases, Held for Investment, Credit cards, Allowance Balance | RCONJJ16 | $433K |
Schedule RI-E: Explanations (20 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Bank Card and Credit Card Interchange Fees | RIADF555 | $7.7M |
| Automated Teller Machine (ATM) and Interchange Expense | RIADF558 | $4.9M |
| Data Processing Expenses | RIADC017 | $4.5M |
| Earnings On/increase in Value of Cash Surrender Value of Life Insurance | RIADC014 | $3.9M |
| Marketing and Other Professional Services | RIAD0497 | $3.0M |
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $2.8M |
| Second Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4467 | $2.6M |
| Operating Expenses Communications - Postage, Monthly | RIAD8403 | $1.6M |
| Second Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4462 | $1.2M |
| Telecommunications Expense | RIADF559 | $912K |
| Printing, Stationery, and Supplies | RIADC018 | $748K |
| Income and Fees from the Printing and Sale of Checks | RIADC013 | $602K |
| First Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4461 | $594K |
| Insurance Expenses (Not Included in Emplouee Expenses, Premises and Fixed Asset Expenses, and Other Real Estate Owned Expenses) | RIADY924 | $483K |
| Income and Fees from Automated Teller Machines (Atms) | RIADC016 | $380K |
| Legal Expense | RIAD4141 | $374K |
| Accounting and Auditing Expenses | RIADF556 | $237K |
| Safe Deposit Box Rent | RIADC015 | $178K |
| Other Real Estate Owned Expenses | RIADY923 | $24K |
| Gross Income from Real Estate Owned Operations | RIAD4042 | $2K |
First Commonwealth Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the First Commonwealth Bank call report?
The First Commonwealth Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does First Commonwealth Bank file?
First Commonwealth Bank files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the First Commonwealth Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: First Commonwealth Bank has Federal Reserve RSSD ID 42420 and FDIC certificate number 7468. Either one finds its filings on the FFIEC Central Data Repository.
How often does First Commonwealth Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
First Commonwealth Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 7468) · FFIEC NIC profile (RSSD 42420)