Bank call report · Little Rock, AR
Bank OZK Call Report
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Bank OZK filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 566 reported line items, schedule by schedule (984 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 107244 |
| FDIC certificate number | 110 |
| Total assets | $41.70B |
Official Q2 2026 call report PDF (FFIEC) →
Bank OZK call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (28 items)
About Schedule RC · Bank OZK balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $41.70B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $41.70B |
| Total Liabilities and Minority Interest | RCON2948 | $35.43B |
| Total Deposits | RCON2200 | $34.00B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $32.56B |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $32.10B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $30.05B |
| Total Equity Capital | RCON3210 | $6.28B |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $6.28B |
| Undivided Profits and Capital Reserves | RCON3632 | $4.54B |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $4.24B |
| Deposits: Noninterest-bearing | RCON6631 | $3.95B |
| Other Assets | RCON2160 | $1.88B |
| Surplus | RCON3839 | $1.43B |
| Interest-bearing Balances | RCON0071 | $1.39B |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $980.6M |
| Other Liabilities, Total | RCON2930 | $964.4M |
| Goodwill | RCON3163 | $660.8M |
| Intangible Assets | RCON2143 | $660.8M |
| Subordinated Notes and Debentures | RCON3200 | $463.2M |
| Allowance for Loan and Lease Losses | RCON3123 | $461.5M |
| Perpetual Preferred Stock and Related Surplus | RCON3838 | $339.0M |
| Other Real Estate Owned | RCON2150 | $288.1M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $166.9M |
| Accumulated Other Comprehensive Income | RCONB530 | -$26.8M |
| Loans and Leases Held for Sale | RCON5369 | $4.3M |
| Common Stock | RCON3230 | $1.1M |
| Securities Sold Under Agreements to Repurchase | RCONB995 | $734K |
Schedule RI: Income Statement (47 items)
About Schedule RI · Bank OZK income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $1.26B |
| Interest and Fee Income on Loans, Total | RIAD4010 | $1.17B |
| Net Interest Income | RIAD4074 | $777.7M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $756.4M |
| Total Interest Expense | RIAD4073 | $486.3M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $425.4M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $425.4M |
| Total Noninterest Expense | RIAD4093 | $335.2M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $330.7M |
| Net Income (Loss) | RIAD4340 | $330.7M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $330.7M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $231.9M |
| Salaries and Employee Benefits | RIAD4135 | $186.8M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $135.2M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $131.2M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $128.3M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $104.9M |
| Other Noninterest Expense | RIAD4092 | $102.2M |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $101.7M |
| Applicable Income Taxes | RIAD4302 | $94.6M |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $87.5M |
| Provision for Loan and Lease Losses | RIAD4230 | $87.4M |
| Total Noninterest Income | RIAD4079 | $70.4M |
| Other Noninterest Income | RIADB497 | $49.2M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $47.9M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $46.2M |
| Interest on Other Securities | RIAD4060 | $40.1M |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $36.8M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $30.3M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $27.8M |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $12.3M |
| Interest on Notes and Debentures Subordinated to Deposits | RIAD4200 | $8.8M |
| Service Charges on Deposits in Domestic Office Overdraft Related for Individuals | RIADH032 | $6.1M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $4.0M |
| Service Charges on Deposits in Domestic Office All Other | RIADH035 | $3.6M |
| Service Charges on Deposits in Domestic Office Maintenance for Individuals | RIADH033 | $1.8M |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | $1.8M |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $1.0M |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $888K |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $780K |
| Service Charges on Deposits in Domestic Office Atm-related for Individuals | RIADH034 | $769K |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $720K |
| Interest Expense Incurred to Carry Tax-exempt Securities, Loans, and Leases Acquired After August 7, 1986, That Is Not Deductible for Federal Income Tax Purposes | RIAD4513 | $518K |
| Other Interest Income | RIAD4518 | $432K |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $105K |
| Net Gains (Losses) on Other Real Estate Owned | RIAD5415 | -$16K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 3,286 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $1.55B |
| Balances Due from Federal Reserve Banks | RCON0090 | $1.36B |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $103.5M |
| Currency and Coin | RCON0080 | $88.3M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $2.1M |
Schedule RC-B: Securities (29 items)
About Schedule RC-B · Bank OZK securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCONG302 | $3.8M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCONG303 | $3.5M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $1.41B |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $1.38B |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $466.2M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $460.5M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $4.27B |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $2.37B |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $2.37B |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $1.82B |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $1.06B |
| Pledged Securities | RCON0416 | $878.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $471.7M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $327.0M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $265.1M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $133.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $46.3M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $39.4M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $30.7M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $29.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $22.8M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $20.9M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $19.5M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $17.4M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $7.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $1.4M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONA555 | $68K |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:other Pass Through Securities : Available-for-sale Amortized Cost | RCONK148 | $6K |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:other Pass Through Securities : Available-for-sale Fair Value | RCONK149 | $6K |
Schedule RC-C, Part I: Loans and Leases (49 items)
About Schedule RC-C, Part I · Bank OZK loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $32.56B |
| Pledged Loans and Leases | RCONG378 | $30.19B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $17.76B |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $14.56B |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $7.80B |
| Construction, Land Development, and Other Land Loans in Domestic Offices with Interest Reserves: Amount of Loans That Provide for the Use of Interest Reserves (Included in Scheduled Rc-c, Part I, Item 1.A., Column B) | RCONG376 | $6.15B |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $4.72B |
| Commercial and Industrial Loans | RCON1766 | $4.60B |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $4.60B |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $4.49B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $3.82B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $3.55B |
| Loans to Nondepository Financial Institutions and Other Loans: Loans to Nondepository Financial Institutions | RCONJ454 | $3.26B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $3.25B |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $2.55B |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $2.22B |
| Loans to business credit intermediaries | RCONPV06 | $1.94B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $1.53B |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $1.35B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $1.02B |
| Loans to private equity funds | RCONPV07 | $857.8M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $852.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $675.5M |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 1766, 1563 for (Fr Y-9C), in Items 1766, 1563 for (FFIEC 031), in Items 1766, 1564 for (FFIEC 032 and 033), and in Items 1766, 2080 for (FFIEC 034) | RCON2746 | $430.3M |
| Other loans to nondepository financial institutions | RCONPV09 | $430.3M |
| Real Estate Loans Secured by Farmland | RCON1420 | $346.4M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $299.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $233.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $156.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $118.7M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $108.6M |
| Construction, Land Development, and Other Land Loans in Domestic Offices with Interest Reserves: Amount of Interest Capitalized from Interest Reserves on Construction, Land Development, and Other Land Loans That Is Included in Interest and Fee Income on Loans During the Quarter (Included in Schedule Ri, Item 1.A.(1)(A)(2)) | RIADG377 | $85.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $72.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $61.9M |
| Loans to consumer credit intermediaries | RCONPV08 | $40.6M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Commercial and Industrial Loans | RCONK256 | $40.4M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Commercial and Industrial Loans: to U.S. Addressees (Domicile) | RCONK163 | $40.4M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $40.4M |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $32.4M |
| Other Loans | RCONJ464 | $11.8M |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) | RCONJ451 | $11.5M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $11.3M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $6.5M |
| Loans Secured by Real Estate to Non-u.s. Addressees (Domicile) | RCONB837 | $6.4M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $3.0M |
| Revolving, open-end lines of credit secured by 1-4 family residential properties that have converted to non-revolving closed-end status that are included in item 1.c(1) above | RCONLE75 | $2.3M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $1.9M |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $1.1M |
| Loans for purchasing or carrying securities, including margin loans | RCON1545 | $351K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (22 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $327.8M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $85.7M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $43.7M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $36.9M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $29.4M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $10.3M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $8.3M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $7.6M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $1.2M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $810K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $637K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 875 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 775 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 337 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 317 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 248 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 177 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 50 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 35 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 31 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 23 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 8 |
Schedule RC-E: Deposit Liabilities (39 items)
About Schedule RC-E · Bank OZK deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $32.68B |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $28.58B |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $12.51B |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $8.33B |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $7.34B |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $6.76B |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $6.05B |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $5.86B |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Other Savings Deposits Accounts of Individuals, Partnerships and Corporations | RCONP759 | $5.73B |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $5.67B |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $5.59B |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $5.17B |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $4.08B |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Mmdas of Individuals, Partnerships and Corporations | RCONP757 | $3.90B |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $3.02B |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those Other Savings Deposit Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP758 | $2.61B |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $2.56B |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $2.52B |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $2.52B |
| Total Brokered Deposits | RCON2365 | $2.52B |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those MMDA Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP756 | $1.96B |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $1.79B |
| Total Transaction Accounts | RCON2215 | $1.32B |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $1.29B |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $1.19B |
| Total reciprocal deposits | RCONJH83 | $524.1M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $484.0M |
| Total Demand Deposits (See Note Below) | RCON2210 | $370.1M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $365.7M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $291.9M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $124.5M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Noninterest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP753 | $114.4M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $82.4M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Interest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP754 | $51.6M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $18.6M |
| Estimated Amount of Deposits Obtained Through the Use of Deposit Listing Services That Are Not Brokered Deposits | RCONK223 | $17.7M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $10.1M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $2.6M |
| Total Transaction Accounts - Deposits of U.S. Government | RCON2202 | $8K |
Schedule RC-F: Other Assets (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $765.4M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $758.7M |
| Accrued Interest Receivable | RCONB556 | $175.4M |
| Other Assets | RCON2168 | $87.7M |
| Life Insurance Assets: Separate Account Life Insurance Assets | RCONK202 | $59.9M |
| Life Insurance Assets: Hybrid Account Life Insurance Assets | RCONK270 | $37.7M |
| Computer Software | RCONFT33 | $22.6M |
Schedule RC-G: Other Liabilities (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $637.2M |
| First Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) | RCON3552 | $272.1M |
| Operating lease liabilities | RCONLB56 | $204.3M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $156.3M |
| Net Deferred Tax Liabilities | RCON3049 | $79.6M |
| Other Expenses Accrued and Unpaid | RCON3646 | $55.0M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $36.3M |
Schedule RC-K: Quarterly Averages (16 items)
About Schedule RC-K · Bank OZK quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $41.06B |
| Quarterly Average of Total Loans | RCON3360 | $32.83B |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $19.30B |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $13.90B |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $12.40B |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $5.53B |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $4.45B |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $4.22B |
| All Other Securities | RCONB560 | $2.26B |
| Mortgage-backed Securities | RCONB559 | $1.85B |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $1.65B |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $997.3M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $866.1M |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $81.3M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $70.0M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $1.9M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (27 items)
About Schedule RC-L · Bank OZK derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Notional Amounts by Regulatory Capital Treatment: All Other Positions: Sold Protection | RCONG403 | $133.8M |
| Notional Amount of Sold Credit Protection: Subinvestment Grade - with Remaining Maturity of Over One Year Through Five Years | RCONG410 | $133.8M |
| Over the Counter Derivatives: Net Current Credit Exposure - Banks and Securities Firms | RCONG418 | $1.2M |
| Over the Counter Derivatives: Net Current Credit Exposure - Corporations and All Other Counterparties | RCONG422 | $156K |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $7.47B |
| All Other Off-balance Sheet Liabilities | RCON3430 | $3.97B |
| Standby Letters of Credit Issued by a Federal Home Loan Bank on the Bank's Behalf | RCONC978 | $3.97B |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $3.62B |
| Other unused commitments: Loans to nondepository financial institutions | RCONPV11 | $3.25B |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $3.18B |
| Other unused commitments: Loans to business credit intermediaries | RCONPV13 | $1.92B |
| Other unused commitments: Loans to private equity funds | RCONPV14 | $1.01B |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8725 | $524.7M |
| Other unused commitments: Other loans to nondepository financial institutions | RCONPV16 | $314.1M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $293.7M |
| Purchased OTC Interest Rate Option Contracts | RCON8713 | $214.5M |
| Written OTC Interest Rate Option Contracts | RCON8709 | $214.5M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $152.9M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $134.9M |
| Credit Derivatives: Notional Amounts- Other Credit Derivatives-guarantor | RCONC974 | $133.8M |
| Interest Rate Contracts - Notional Value of All Outstanding Interest Rate Swaps | RCON3450 | $95.7M |
| Interest Rate Swaps Where the Bank Has Agreed to Pay a Fixed Rate | RCONA589 | $47.8M |
| Other unused commitments: Loans to consumer credit intermediaries | RCONPV15 | $9.2M |
| Performance Standby Letters of Credit | RCON3821 | $3.4M |
| Gross Negative Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8745 | $1.4M |
| Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8741 | $1.4M |
| Notional Amount of Credit Derivatives on Which the Reporting Bank Is the Guarantor:gross Negative Fair Value | RCONC220 | $64K |
Schedule RC-M: Memoranda (3 items)
About Schedule RC-M · Bank OZK memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Real Estate Owned: Nonfarm Nonresidential Properties in Domestic Offices | RCON5512 | $233.5M |
| All Other Real Estate Owned: Construction and Land Development in Domestic Offices | RCON5508 | $54.4M |
| All Other Real Estate Owned: 1-4 Family Residential Properties in Domestic Offices | RCON5510 | $204K |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (37 items)
About Schedule RC-N · Bank OZK past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Additions to Nonaccrual Assets | RCONC410 | $538.2M |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $300.4M |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $186.1M |
| Other Construction Loans and All Land Development and Other Land Loans, Nonaccrual | RCONF177 | $44.6M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Nonaccrual | RCONHK28 | $41.0M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty Other Construction Loans and All Land Development and Other Land Loans-nonaccrual | RCONK110 | $40.0M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $29.3M |
| All Other Loans - Nonaccrual | RCON5461 | $25.9M |
| Loans to Nondepository Financial Institutions Included in Schedule Rc-n, Item 7 - Nonaccrual | RCONPV25 | $25.9M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $23.3M |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $9.6M |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Nonaccrual | RCONK218 | $9.1M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $7.9M |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Past Due 30 Through 89 Days and Still Accruing | RCONK036 | $3.8M |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $3.6M |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Nonaccrual | RCONK038 | $3.5M |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $3.4M |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' Past Due 30 Through 89 Days and Still Accruing | RCONK039 | $2.9M |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' : Nonaccrual | RCONK041 | $2.6M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $1.0M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty Secured by 1-4 Residential Properties (in Domestic Offices) - Nonaccrual | RCONF663 | $937K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual | RCON5400 | $796K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $661K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Nonaccrual | RCON3495 | $596K |
| Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF179 | $385K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $241K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty Secured by 1-4 Residential Properties (in Domestic Offices) - Past Due 30 Through 89 Days and Still Accruing. | RCONF661 | $187K |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Past Due 30 Through 89 Days and Still Accruing | RCONHK26 | $187K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural | RCONC230 | $160K |
| 1-4 Family Residential Construction Loans, Nonaccrual | RCONF176 | $130K |
| Other Construction Loans and All Land Development and Other Land Loans, Past Due 31 - 89 Days | RCONF173 | $89K |
| Itemize Loan Modifications to Borrowers Experiencing Financial Difficulty Secured by Farmland in Domestic Offices Included in All Other Loans: Nonaccrual | RCONK132 | $71K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty : All Other Loans - Nonaccrual | RCONK128 | $71K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Nonaccrual | RCON3501 | $25K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $18K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Nonaccrual | RCONK215 | $4K |
| All Other Loans - Past Due 30 Through 89 Days and Still Accruing | RCON5459 | $1K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (22 items)
About Schedule RC-O · Bank OZK other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Subordinated Notes and Debentures with a Remaining Maturity of Over Five Years | RCONG472 | $463.2M |
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $41.06B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $34.09B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $16.60B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $16.20B |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $11.04B |
| Total Unfunded Commitments to Fund Construction, Land Development, and Other Land Loans Secured by Real Estate | RCONK676 | $8.59B |
| Nonbrokered Time Deposits of More Than $250,000 in Domestic Offices | RCONK678 | $5.67B |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $5.59B |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $1.16B |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $128.7M |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements) - Commercial and Industrial Loans | RCONN181 | $53.5M |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements) - Loans Secured by Multifamily Residential and Nonfarm Nonresidential Properties | RCONN178 | $28.8M |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements): Construction, Land Development, and Other Land Loans Secured by Real Estate | RCONN177 | $8.9M |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements) - Closed-end Loans Secured by Junior Liens on 1-4 Family Residential Properties and Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCONN180 | $3.7M |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements) - Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCONN179 | $509K |
| Portion of Unfunded Commitments to Fund Construction, Land Development, and Other Land Loans Secured by Real Estate That Are Guarnateed or Insured by the U.S. Government (Including the FDIC) | RCONK677 | $173K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 655,049 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 21,033 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 17,464 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 385 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-P: 1-4 Family Residential Mortgage Banking Activities (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Principal Amount of 1-4 Family Residential Mortgage Loans Sold During the Quarter | RCONFT04 | $23.4M |
| Retail originations during the quarter of 1-4 family residential mortgage loans for sale | RCONHT81 | $22.5M |
| Quarter End Amount of 1-4 Family Residential Mortgage Loans Held for Sale or Trading | RCONFT05 | $4.3M |
| Noninterest income for the quarter from the sale, securitization, and servicing of 1-4 family residential mortgage loans | RIADHT85 | $603K |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (19 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG502 | $4.24B |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCONJA36 | $4.24B |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG505 | $4.23B |
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCONG476 | $4.23B |
| Available-for-sale Securities - Level 3 Fair Value Measurements | RCONG477 | $5.0M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 3 Fair Value Measurements | RCONG506 | $5.0M |
| All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities - Total Fair Value Reported on Schedule Rc | RCONG566 | $1.4M |
| All Other Liabilities - Total Fair Value Reported on Balance Sheet | RCONG805 | $1.4M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG531 | $1.4M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Level 2 Fair Value Measurements | RCONG544 | $1.4M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Total Fair Value Reported on Schedule Rc | RCONG541 | $1.4M |
| All Other Assets - Level 2 Fair Value Measurements | RCONG396 | $1.4M |
| All Other Assets - Total Fair Value Reported on Schedule Rc | RCONG391 | $1.4M |
| All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities - Level 2 Fair Value Measurements | RCONG569 | $1.4M |
| All Other Liabilities - Level 2 Fair Value Measurements | RCONG808 | $1.4M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG534 | $1.4M |
| All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities - Level 3 Fair Value Measurement | RCONG570 | $64K |
| All Other Liabilities - Level 3 Fair Value Measurements | RCONG809 | $64K |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Level 3 Fair Value Measurements | RCONG535 | $64K |
Schedule RC-R: Regulatory Capital (2 items)
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (28 items)
About Schedule RC-R, Part I · Bank OZK regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $44.92B |
| Average total consolidated assets | RCOAKW03 | $41.06B |
| Average Total Assets (Net of Deductions) | RCOAA224 | $40.39B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $6.66B |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $5.94B |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $5.64B |
| Common Equity Tier 1 Capital | RCOAP859 | $5.30B |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $5.30B |
| Retained Earnings | RCOAKW00 | $4.54B |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $1.43B |
| Tier 2 (Supplementary) Capital | RCOA5311 | $1.02B |
| Tier 2 Capital Before Deductions | RCOAP870 | $1.02B |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $665.3M |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $660.8M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $562.1M |
| Tier 2 Capital Instruments Plus Related Surplus | RCOAP866 | $460.0M |
| Additional Tier 1 Capital | RCOAP865 | $339.0M |
| Additional Tier 1 Capital Before Deductions | RCOAP863 | $339.0M |
| Additional Tier 1 Capital Instruments Plus Related Surplus | RCOAP860 | $339.0M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$26.8M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$26.8M |
| Deferred Tax Assets (DTAS) That Arise from Net Operating Loss and Tax Credit Carryforwards, Net of Any Related Valuation Allowances and Net of Dtls | RCOAP843 | $4.5M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1483 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1396 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1256 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.118 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0656 |
Schedule RC-R, Part II: Risk-Weighted Assets (71 items)
About Schedule RC-R, Part II · Bank OZK risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $44.97B |
| Total Risk-weighted Assets | RCONG641 | $44.92B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $42.21B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $42.21B |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $33.73B |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $30.63B |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $30.51B |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $16.27B |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $8.14B |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $7.99B |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $4.24B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $3.87B |
| Total All Other Assets | RCOND981 | $3.81B |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $3.72B |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $3.00B |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $2.23B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $1.94B |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $1.94B |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $1.94B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $1.77B |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $1.77B |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $1.69B |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $1.66B |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $1.55B |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $1.55B |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $1.46B |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $1.45B |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $660.8M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $468.7M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $405.3M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $354.2M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $338.9M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $338.7M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $270.2M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $270.2M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $270.2M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $270.2M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $199.8M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over One Year Through Five Years | RCONS583 | $194.4M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | $164.1M |
| Unused Commitments, Original Maturity Exceeding One Year - 50 Pct Risk Weight Category | RCONG628 | $148.7M |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $134.9M |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $134.9M |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $134.9M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Credit Non--investment Grade Reference Asset - Over One Year Through Five Years | RCONS592 | $133.8M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - One Year or Less | RCONS582 | $115.7M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $104.6M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Exposure Amount | RCONH296 | $103.2M |
| Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount | RCONH300 | $103.2M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $95.3M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount | RCONH297 | $65.7M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$35.2M |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $32.9M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $22.8M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $20.4M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $18.9M |
| Over-the-counter Derivatives - Credit Equivalent Amount | RCONS542 | $15.7M |
| Over-the-counter Derivatives - 100 Pct Risk Weight Category | RCONS547 | $13.8M |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS416 | $4.3M |
| Total Loans and Leases Held for Sale, Residential Mortgage Exposures | RCONS413 | $4.3M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount | RCOND997 | $3.4M |
| Over-the-counter Derivatives - 0 Pct Risk Weight Category | RCONS543 | $2.0M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 100 Pct Risk Weight Category | RCONG605 | $1.7M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount | RCOND998 | $1.7M |
| Current Credit Exposure Across All Derivative Contracts Covered by the Regulatory Capital Rules | RCONG642 | $1.4M |
| Repo-style Transactions - 100 Pct Risk Weight Category | RCONS522 | $734K |
| Repo-style Transactions - Credit Equivalent Amount | RCONS516 | $734K |
| Repo-style Transactions - Face, Notional, or Other Amount | RCONS515 | $734K |
| Amount of allowances for credit losses on purchased credit-deteriorated assets - Loans and leases held for investment | RCONJJ30 | $358K |
| Unused Commitments, Original Maturity Exceeding One Year - 20 Pct Risk Weight Category | RCONG627 | $255K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 50% | RCONS529 | $205K |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Outstanding Principal Balance of Loans Other Than 1-4 Family Residential Mortgage Loans That Are Serviced for Others | RCONA591 | $92.3M |
Schedule RC-T: Fiduciary and Related Services (45 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Fiduciary Accounts - Managed Assets | RCONB894 | $1.75B |
| Total Fiduciary Accounts - Non-managed Assets | RCONB895 | $1.62B |
| Investment Management Agency Accounts - Managed Assets | RCONB886 | $1.06B |
| Corporate Trust and Agency Accounts - Non-managed Assets | RCONB885 | $1.02B |
| Custody and Safekeeping Accounts - Non-managed Assets | RCONB898 | $520.5M |
| Personal Trust and Agency Accounts - Managed Assets | RCONB868 | $497.7M |
| Employee Benefit-defined Contribution - Non-managed Assets | RCONB873 | $407.1M |
| Personal Trust and Agency Accounts - Non-managed | RCONB869 | $155.4M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Managed Assets | RCONJ259 | $154.3M |
| Other Retirement Accounts - Managed Assets | RCONB880 | $154.3M |
| Employee Benefit-defined Contribution - Managed Assets | RCONB872 | $24.0M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Non-managed Asset | RCONJ260 | $18.8M |
| Other Retirement Accounts - Non-managed Assets | RCONB881 | $18.8M |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Managed Assets | RCONJ255 | $12.2M |
| Fiduciary and Related Assets:investment Mgmt and Investment Advisory Agency Accounts -Non-managed Assets | RCONJ253 | $10.8M |
| Income from Fiduciary Activities | RIAD4070 | $6.1M |
| Employee Benefit-defined Benefit - Non-managed Asssets | RCONB877 | $5.4M |
| Employee Benefit-defined Benefit - Managed Assets | RCONB876 | $2.5M |
| Personal Trust and Agency Accounts | RIADB904 | $2.1M |
| Fiduciary and Related Services Income-investment Management and Investment Advisory Agency Accounts | RIADJ315 | $1.9M |
| Other Fiduciary Accounts - Managed Assets | RCONB890 | $1.4M |
| Gross Fees, Commissions and Other Fiduciary Income: Corporate Trust and Agency Accounts | RIADA479 | $1.0M |
| Other Retirement Accounts | RIADB907 | $572K |
| Employee Benefit-defined Contribution | RIADB905 | $197K |
| Employee Benefit-defined Benefit | RIADB906 | $149K |
| Custody and Safekeeping Accounts | RIADB909 | $99K |
| Fiduciary and Related Services Income-foundation and Endowment Trust and Agency Accounts | RIADJ316 | $32K |
| Total Fiduciary Accounts - Number of Managed Accounts | RCONB896 | 1,278 |
| Total Fiduciary Accounts - Non-managed Accounts | RCONB897 | 973 |
| Corporate Trust and Agency Accounts - Number of Non-managed Accounts | RCONC002 | 861 |
| Investment Management Agency Accounts - Number of Managed Accounts | RCONB888 | 549 |
| Personal Trust and Agency Accounts - Number of Managed Accounts | RCONB870 | 367 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Managed Accounts | RCONJ261 | 334 |
| Other Retirement Accounts - Number of Managed Accounts | RCONB882 | 334 |
| Custody and Safekeeping Accounts - Number of Non-managed Accounts | RCONB899 | 214 |
| Personal Trust and Agency Accounts - Number of Non-managed Accounts | RCONB871 | 83 |
| Employee Benefit-defined Contribution - Number of Non-managed Accounts | RCONB875 | 20 |
| Employee Benefit-defined Contribution - Number of Managed Accounts | RCONB874 | 12 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Managed Accounts | RCONJ257 | 11 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Non-managed Accounts | RCONJ262 | 6 |
| Other Retirement Accounts - Number of Non-managed Accounts | RCONB883 | 6 |
| Employee Benefit-defined Benefit - Number of Managed Accounts | RCONB878 | 3 |
| Employee Benefit-defined Benefit - Number of Non-managed Accounts | RCONB879 | 2 |
| Other Fiduciary Accounts - Number of Managed Accounts | RCONB892 | 2 |
| Fiduciary and Related Assets:investment Management and Investment Advisory Agency Accounts - Number of Non-managed Accounts | RCONJ254 | 1 |
Schedule RI-A: Changes in Bank Equity Capital (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $6.28B |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $6.13B |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $6.13B |
| Cash Dividends Declared on Common Stock | RIAD4460 | $102.8M |
| Sale, Conversion, Acquisition, or Retirement of Capital Stock, Net (Excluding Treasury Stock Transactions) | RIADB509 | -$80.2M |
| Other Transactions with Stockholders (Including Parent Holding Company) | RIAD4415 | $10.5M |
| Cash Dividends Declared on Preferred Stock | RIAD4470 | $8.1M |
| Other Comprehensive Income | RIADB511 | -$1.9M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (25 items)
About Schedule RI-B, Part I · Bank OZK charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $103.5M |
| Loans Secured by Other Nonfarm Nonresidential Properties: Charge-offs | RIADC897 | $46.1M |
| Charge-offs on All Other Loans | RIAD4644 | $43.8M |
| Charge-offs on Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 4645, 4646, and 4644 | RIAD5409 | $42.4M |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $10.9M |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $1.9M |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $1.0M |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $1.0M |
| 1-4 Family Residential Construction Loans, Charge-offs | RIADC891 | $963K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties: Recoveries | RIADC896 | $327K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties: Charge-offs | RIADC895 | $326K |
| Recoveries on All Other Loans | RIAD4628 | $263K |
| Charge-offs on Closed-end Loans by 1-4 Family Residential Properties:secured by First Liens | RIADC234 | $128K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens | RIADC217 | $120K |
| Charge-offs on Loans Secured by Multifamily (5 or More) Residential Properties | RIAD3588 | $115K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $69K |
| Other Construction Loans and All Land Development and Other Land Loans, Charge-offs | RIADC893 | $64K |
| Other Construction Loans and All Land Development and Other Land Loans, Recoveries | RIADC894 | $46K |
| Charge-offs on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RIAD5411 | $40K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens | RIADC218 | $17K |
| Loans Secured by Other Nonfarm Nonresidential Properties: Recoveries | RIADC898 | $13K |
| 1-4 Family Residential Construction Loans Recoveries | RIADC892 | $10K |
| Recoveries on Loans to Finance Agricultural Production and Other Loans to Farmers | RIAD4665 | $6K |
| Recoveries on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RIAD5412 | $6K |
| Charge-offs on Automobile Loans | RIADK129 | $1K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · Bank OZK changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $475.7M |
| Allowance for Loan and Lease Losses | RIAD3123 | $461.5M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $103.5M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $144K |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $32.56B |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $11.54B |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $7.91B |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $6.94B |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $4.50B |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $1.65B |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $461.5M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $160.9M |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $103.0M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $85.3M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $79.9M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $32.5M |
Schedule RI-E: Explanations (9 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $23.2M |
| Second Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4467 | $12.9M |
| Earnings On/increase in Value of Cash Surrender Value of Life Insurance | RIADC014 | $12.2M |
| First Itemized Transaction of Other Transactions with Stockholders (Including Parent Holding Company) (4415) | RIAD4498 | $10.5M |
| Second Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4462 | $10.2M |
| Bank Card and Credit Card Interchange Fees | RIADF555 | $9.6M |
| Marketing and Other Professional Services | RIAD0497 | $9.0M |
| Other Real Estate Owned Expenses | RIADY923 | $8.7M |
| First Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4461 | $3.6M |
Bank OZK call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Bank OZK call report?
The Bank OZK call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Bank OZK file?
Bank OZK files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Bank OZK call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Bank OZK has Federal Reserve RSSD ID 107244 and FDIC certificate number 110. Either one finds its filings on the FFIEC Central Data Repository.
How often does Bank OZK file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Bank OZK financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 110) · FFIEC NIC profile (RSSD 107244)