Bank call report · Fargo, ND
Bell Bank Call Report
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Bell Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 596 reported line items, schedule by schedule (968 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 929352 |
| FDIC certificate number | 19581 |
| Total assets | $15.18B |
Official Q2 2026 call report PDF (FFIEC) →
Bell Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (31 items)
About Schedule RC · Bell Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $15.18B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $15.18B |
| Total Liabilities and Minority Interest | RCON2948 | $13.71B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $12.76B |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $12.62B |
| Total Deposits | RCON2200 | $12.36B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $10.06B |
| Deposits: Noninterest-bearing | RCON6631 | $2.30B |
| Total Equity Capital | RCON3210 | $1.47B |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $1.47B |
| Undivided Profits and Capital Reserves | RCON3632 | $1.02B |
| Other Borrowed Money | RCON3190 | $1.02B |
| Interest-bearing Balances | RCON0071 | $856.1M |
| Loans and Leases Held for Sale | RCON5369 | $470.2M |
| Surplus | RCON3839 | $450.6M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $389.1M |
| Other Assets | RCON2160 | $337.7M |
| Other Liabilities, Total | RCON2930 | $297.9M |
| Intangible Assets | RCON2143 | $227.5M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $185.3M |
| Allowance for Loan and Lease Losses | RCON3123 | $135.3M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $85.1M |
| Securities Sold Under Agreements to Repurchase | RCONB995 | $33.5M |
| Goodwill | RCON3163 | $12.0M |
| Investments and Unconsolidated Subsidiaries and Associated Companies | RCON2130 | $7.7M |
| Other Real Estate Owned | RCON2150 | $1.2M |
| Accumulated Other Comprehensive Income | RCONB530 | -$643K |
| Common Stock | RCON3230 | $600K |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $253K |
| Held-to-maturity Securities, Total | RCON1754 | $253K |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $144K |
Schedule RI: Income Statement (53 items)
About Schedule RI · Bell Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $359.4M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $329.1M |
| Total Noninterest Expense | RIAD4093 | $224.4M |
| Net Interest Income | RIAD4074 | $199.0M |
| Total Interest Expense | RIAD4073 | $160.4M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $138.3M |
| Salaries and Employee Benefits | RIAD4135 | $132.7M |
| Total Noninterest Income | RIAD4079 | $118.6M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $104.5M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $87.4M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $87.4M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $73.8M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $68.8M |
| Net Income (Loss) | RIAD4340 | $68.8M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $68.8M |
| Other Noninterest Expense | RIAD4092 | $65.7M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $64.0M |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $48.2M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $41.4M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $34.0M |
| Other Noninterest Income | RIADB497 | $27.6M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $26.0M |
| Applicable Income Taxes | RIAD4302 | $18.6M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $15.5M |
| Net Servicing Fees | RIADB492 | $14.9M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $12.1M |
| Income from Lease Financing Receivables | RIAD4065 | $10.2M |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $8.3M |
| Provision for Loan and Lease Losses | RIAD4230 | $7.0M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $6.7M |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $6.5M |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $6.0M |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $5.9M |
| Fees and Commissions from Securities Brokerage | RIADC886 | $5.2M |
| Income from the Sale and Servicing of Mutual Funds and Annuities (in Domestic Offices) | RIAD8431 | $5.2M |
| Service Charges on Deposits in Domestic Office All Other | RIADH035 | $4.4M |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $3.2M |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $2.7M |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $2.1M |
| Service Charges on Deposits in Domestic Office Overdraft Related for Individuals | RIADH032 | $1.9M |
| Other Interest Income | RIAD4518 | $1.8M |
| Net Gains (Losses) Recognized in Earnings on Assets That Are Reported at Fair Value Option | RIADF551 | -$1.7M |
| Income from Other Insurance and Reinsurance Activities | RIADC387 | $1.3M |
| Net Securitization Income | RIADB493 | -$688K |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $479K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $476K |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | -$215K |
| Realized Gains (Losses) on Available-for-sale Debt Securities | RIAD3196 | $202K |
| Service Charges on Deposits in Domestic Office Maintenance for Individuals | RIADH033 | $188K |
| Net Gains (Losses) on Other Real Estate Owned | RIAD5415 | $97K |
| Interest on Other Securities | RIAD4060 | $91K |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | $10K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 1,945 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $941.2M |
| Balances Due from Federal Reserve Banks | RCON0090 | $855.5M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $66.4M |
| Currency and Coin | RCON0080 | $15.2M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $4.1M |
Schedule RC-B: Securities (27 items)
About Schedule RC-B · Bell Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): All Other Residential MBS - Available-for-sale Amortized Cost | RCONG322 | $33.4M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): All Other Residential MBS - Available-for-sale Fair Value | RCONG323 | $30.6M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $190.2M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $135.0M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $133.4M |
| Pledged Securities | RCON0416 | $76.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $60.2M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $40.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $39.4M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $34.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $29.7M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK152 | $9.8M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK153 | $9.7M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $6.3M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $6.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $6.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $5.0M |
| Amortized Cost of Available-for-sale Asset-backed Securities: Other Consumer Loans | RCONB852 | $4.9M |
| Asset-backed Securities: Available-for-sale Amortized Cost | RCONC989 | $4.9M |
| Fair Value of Available-for-sale Asset-backed Securities: Other Consumer Loans | RCONB853 | $4.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $4.6M |
| Total (Asset-backed Securities) Fair Value - Available-for-sale | RCONC027 | $4.6M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $669K |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $659K |
| Amortized Cost of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8496 | $253K |
| Fair Value of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8497 | $253K |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $253K |
Schedule RC-C, Part I: Loans and Leases (51 items)
About Schedule RC-C, Part I · Bell Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $13.23B |
| Pledged Loans and Leases | RCONG378 | $8.54B |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $3.85B |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $2.63B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $2.63B |
| Commercial and Industrial Loans | RCON1766 | $2.10B |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $2.10B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $2.09B |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $1.77B |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $1.76B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $1.63B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $1.58B |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $1.26B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $1.22B |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $1.01B |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $989.6M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $969.2M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $544.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $509.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $391.7M |
| Loans to Nondepository Financial Institutions and Other Loans: Loans to Nondepository Financial Institutions | RCONJ454 | $378.3M |
| Real Estate Loans Secured by Farmland | RCON1420 | $276.6M |
| Other loans to nondepository financial institutions | RCONPV09 | $255.7M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $225.2M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $207.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $184.4M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $168.1M |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $124.8M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $108.1M |
| Other Loans | RCONJ464 | $91.5M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $88.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $80.5M |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) | RCONJ451 | $61.8M |
| Loans to mortgage credit intermediaries | RCONPV05 | $61.5M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $59.8M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $51.0M |
| All Other Lease Financing Receivables | RCONF163 | $44.4M |
| Lease Financing Receivables (Net of Unearned Income) | RCON2165 | $44.4M |
| Loans to business credit intermediaries | RCONPV06 | $42.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $38.1M |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 1766, 1563 for (Fr Y-9C), in Items 1766, 1563 for (FFIEC 031), in Items 1766, 1564 for (FFIEC 032 and 033), and in Items 1766, 2080 for (FFIEC 034) | RCON2746 | $30.1M |
| Loans for purchasing or carrying securities, including margin loans | RCON1545 | $29.6M |
| Loans to private equity funds | RCONPV07 | $18.9M |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $10.0M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $9.3M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty and in Compliance with Modified Terms: Loans Secured by 1-4 Family Residential Properties in Domestic Offices | RCONF576 | $7.4M |
| Revolving, open-end lines of credit secured by 1-4 family residential properties that have converted to non-revolving closed-end status that are included in item 1.c(1) above | RCONLE75 | $940K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Commercial and Industrial Loans | RCONK256 | $921K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Commercial and Industrial Loans: to U.S. Addressees (Domicile) | RCONK163 | $921K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Nonfarm Nonresidential Properties: Loans Secured by Owner-occupied Nonfarm Nonresidential Properties | RCONK161 | $865K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - All Other Loans | RCONK165 | $50K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $261.2M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $211.9M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $111.9M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $54.6M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $39.8M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $23.4M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $20.5M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $14.1M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $13.9M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $9.2M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $3.3M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $2.7M |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 1,709 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 1,136 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 971 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 493 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 317 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 185 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 167 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 150 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 146 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 76 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 71 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 60 |
Schedule RC-E: Deposit Liabilities (39 items)
About Schedule RC-E · Bell Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $6.27B |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $6.14B |
| Total Transaction Accounts | RCON2215 | $6.09B |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $5.55B |
| Total Demand Deposits (See Note Below) | RCON2210 | $5.30B |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $3.75B |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $2.83B |
| Total reciprocal deposits | RCONJH83 | $2.15B |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Mmdas of Individuals, Partnerships and Corporations | RCONP757 | $1.94B |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $1.83B |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those MMDA Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP756 | $1.81B |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $1.40B |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $1.12B |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $1.00B |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $1.00B |
| Total Brokered Deposits | RCON2365 | $1.00B |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $783.5M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Noninterest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP753 | $638.4M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $631.6M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $619.8M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $585.3M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $569.8M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $551.2M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $518.1M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $352.1M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Interest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP754 | $278.4M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $268.2M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $233.1M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $201.9M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those Other Savings Deposit Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP758 | $150.6M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $122.4M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $95.1M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Other Savings Deposits Accounts of Individuals, Partnerships and Corporations | RCONP759 | $51.3M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $46.0M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $25.0M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $13.5M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $4.5M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $275K |
| Total Nontransaction Accounts - Deposits of Foreign Governments and Official Institutions | RCON2377 | $248K |
Schedule RC-F: Other Assets (3 items)
Schedule RC-G: Other Liabilities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $145.4M |
| Operating lease liabilities | RCONLB56 | $97.7M |
| Net Deferred Tax Liabilities | RCON3049 | $78.6M |
| Other Expenses Accrued and Unpaid | RCON3646 | $48.5M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $20.8M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $4.5M |
Schedule RC-K: Quarterly Averages (18 items)
About Schedule RC-K · Bell Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $14.65B |
| Quarterly Average of Total Loans | RCON3360 | $12.68B |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $5.44B |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $4.65B |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $3.98B |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $3.75B |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $1.78B |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $1.72B |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $630.3M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $601.0M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $430.0M |
| Lease Financing Receivables (Net of Unearned Income) - Quarterly Average | RCON3484 | $326.9M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $210.1M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $136.0M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $98.9M |
| Mortgage-backed Securities | RCONB559 | $43.5M |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $27.1M |
| All Other Securities | RCONB560 | $7.5M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (32 items)
About Schedule RC-L · Bell Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Notional Amounts by Regulatory Capital Treatment: All Other Positions: Purchased Protection That Is Not Recognized as a Guarantee for Regulatory Capital Purposes | RCONG405 | $22.3M |
| Notional Amount of Purchased Credit Protection: Subinvestment Grade - with Remaining Maturity of Over One Year Through Five Years | RCONG416 | $22.3M |
| Over the Counter Derivatives: Net Current Credit Exposure - Banks and Securities Firms | RCONG418 | $6.3M |
| Over the Counter Derivatives: Net Current Credit Exposure - Corporations and All Other Counterparties | RCONG422 | $5.0M |
| Over the Counter Derivatives: Fair Value of Collateral: Cash U.S. Dollar - Banks and Securities Firms | RCONG423 | $4.7M |
| Over the Counter Derivatives: Fair Value of Collateral: Total Fair Value of Collateral (Sum of Items 16.B.(1) Through (7) - Banks and Securities Firms | RCONG458 | $4.7M |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8725 | $3.87B |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $1.26B |
| Interest Rate Forward Contracts | RCON8697 | $1.15B |
| Purchased OTC Interest Rate Option Contracts | RCON8713 | $1.00B |
| Written OTC Interest Rate Option Contracts | RCON8709 | $773.6M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $728.9M |
| Other unused commitments: Loans to nondepository financial institutions | RCONPV11 | $492.0M |
| Interest Rate Contracts - Notional Value of All Outstanding Interest Rate Swaps | RCON3450 | $487.8M |
| Interest Rate Futures Contracts | RCON8693 | $462.0M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $396.9M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $349.2M |
| Other unused commitments: Loans to private equity funds | RCONPV14 | $302.0M |
| Interest Rate Swaps Where the Bank Has Agreed to Pay a Fixed Rate | RCONA589 | $243.9M |
| All Other Off-balance Sheet Liabilities | RCON3430 | $196.6M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $196.2M |
| Other unused commitments: Other loans to nondepository financial institutions | RCONPV16 | $159.1M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $44.3M |
| Other unused commitments: Loans to mortgage credit intermediaries | RCONPV12 | $30.0M |
| Credit Derivatives: Notional Amounts-other Credit Derivatives-beneficiary | RCONC975 | $22.3M |
| Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8741 | $14.2M |
| Performance Standby Letters of Credit | RCON3821 | $4.9M |
| Gross Negative Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8745 | $3.2M |
| Commercial Real Estate, Construction, and Land Development: Commitments to Fund Loans Not Secured by Real Estate | RCON6550 | $3.1M |
| Other unused commitments: Loans to business credit intermediaries | RCONPV13 | $870K |
| Commercial and Similar Letters of Credit | RCON3411 | $300K |
| Notional Amount of Credit Derivatives on Which the Reporting Bank Is the Beneficiary:gross Positive Fair Value | RCONC221 | $8K |
Schedule RC-M: Memoranda (11 items)
About Schedule RC-M · Bell Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $1.00B |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $1.00B |
| Estimated Fair Value of Mortgage Servicing Assets | RCONA590 | $215.5M |
| Mortgage Servicing Assets | RCON3164 | $215.5M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $163.8M |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF060 | $15.5M |
| Other Borrowings: with a Remaining Maturity of One Year or Less | RCONB571 | $15.5M |
| Secured Liabilities: Amount of 'Other Borrowings' That Are Secured | RCONF065 | $15.5M |
| All Other Real Estate Owned: 1-4 Family Residential Properties in Domestic Offices | RCON5510 | $1.2M |
| Cost of equity securities with readily determinable fair values not held for trading | RCONJA29 | $63K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 8 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (47 items)
About Schedule RC-N · Bell Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $118.6M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $81.0M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $66.3M |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Nonaccrual | RCONK038 | $66.2M |
| Additions to Nonaccrual Assets | RCONC410 | $63.0M |
| Rebooked 'Gnma Loans' That Have Been Repurchased or Are Eligible for Repurchase Included in Item 10 - Nonaccrual | RCONK044 | $56.9M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $43.6M |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $19.6M |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Past Due 30 Through 89 Days and Still Accruing | RCONK036 | $14.2M |
| Rebooked 'Gnma Loans' That Have Been Repurchased or Are Eligible for Repurchase Included in Item 10 - Past Due 30 Through 89 Days and Still Accruing | RCONK042 | $13.8M |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $13.1M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Nonaccrual | RCONHK28 | $11.4M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty -Loans Secured by Other Nonfarm Nonresidential Properties :Nonaccrual | RCONK119 | $9.9M |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $9.9M |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' : Nonaccrual | RCONK041 | $7.5M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Past Due 30 Through 89 Days and Still Accruing | RCONHK26 | $4.4M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Nonaccrual | RCON3501 | $3.8M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty Secured by Multifamily Residential Properties in Domestic Offices: Past Due 30 Through 89 Days and Still Accruing | RCONK111 | $2.8M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Past Due 30 Through 89 Days and Still Accruing | RCON3499 | $2.8M |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $1.9M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $1.3M |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual | RCON5400 | $1.3M |
| 1-4 Family Residential Construction Loans: Past Due 31 - 89 Days | RCONF172 | $1.3M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC238 | $1.2M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty Secured by 1-4 Residential Properties (in Domestic Offices) - Past Due 30 Through 89 Days and Still Accruing. | RCONF661 | $1.1M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural | RCONC230 | $949K |
| All Other Loans - Past Due 30 Through 89 Days and Still Accruing | RCON5459 | $921K |
| Loans to Finance Agricultural Production and Other Loans to Farmers - Past Due 30-89 Days and Still Accruing | RCON1594 | $908K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Past Due 30 Through 89 Days and Still Accruing | RCON3493 | $816K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty : Commercial and Industrial Loans - to US Addressees - Nonaccrual | RCONK122 | $801K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty: Commercial and Industrial Loans - Nonaccrual | RCONK259 | $801K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty Secured by 1-4 Residential Properties (in Domestic Offices) - Nonaccrual | RCONF663 | $712K |
| Loan Mod to Borrowers Experiencing Fin Dfclty : Commercial and Industrial Loans - to US Addressees - Past Due 30 Through 89 Days and Still Accruing | RCONK120 | $480K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty: Commercial and Industrial Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK257 | $480K |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' Past Due 30 Through 89 Days and Still Accruing | RCONK039 | $399K |
| 1-4 Family Residential Construction Loans, Nonaccrual | RCONF176 | $343K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $313K |
| All Other Loans - Nonaccrual | RCON5461 | $209K |
| Loans to Finance Agricultural Production and Other Loans to Farmers - Nonaccrual | RCON1583 | $209K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $179K |
| Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF179 | $123K |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $110K |
| Lease Financing Receivables - Nonaccrual | RCON1228 | $85K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 90 Days or More and Still Accruing | RCONC239 | $75K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Nonaccrual | RCONK218 | $42K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 90 Days or More and Still Accruing | RCONK214 | $35K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Nonaccrual | RCONK215 | $23K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (15 items)
About Schedule RC-O · Bell Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $14.65B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $12.38B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $7.95B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $3.88B |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $3.13B |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $1.45B |
| Nonbrokered Time Deposits of More Than $250,000 in Domestic Offices | RCONK678 | $631.6M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $511.8M |
| Total Unfunded Commitments to Fund Construction, Land Development, and Other Land Loans Secured by Real Estate | RCONK676 | $430.7M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $40.4M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 212,130 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 11,223 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 4,381 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 59 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-P: 1-4 Family Residential Mortgage Banking Activities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Retail originations during the quarter of 1-4 family residential mortgage loans for sale | RCONHT81 | $1.10B |
| Principal Amount of 1-4 Family Residential Mortgage Loans Sold During the Quarter | RCONFT04 | $1.02B |
| Quarter End Amount of 1-4 Family Residential Mortgage Loans Held for Sale or Trading | RCONFT05 | $470.2M |
| Noninterest income for the quarter from the sale, securitization, and servicing of 1-4 family residential mortgage loans | RIADHT85 | $35.3M |
| Repurchases and indemnification of 1-4 family residential mortgage laons during the quarter | RCONHT86 | $3.2M |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (23 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases Held for Sale - Level 2 Fair Value Measurements | RCONG486 | $470.2M |
| Loans and Leases Held for Sale - Total Fair Value Reported on Schedule Rc | RCONG483 | $470.2M |
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG502 | $885.3M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG505 | $669.8M |
| Loans measured at fair value, Loans secured by real estate, Secured by 1-4 family residential properties, Domestic Offices | RCONHT87 | $470.2M |
| Loans measured at fair value, Unpaid principal balance of loans measured at fair value, Secured by 1-4 family residential properties, Domestic Offices | RCONHT91 | $460.2M |
| All Other Assets - Total Fair Value Reported on Schedule Rc | RCONG391 | $229.6M |
| All Other Assets - Level 3 Fair Value Measurements | RCONG804 | $215.5M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 3 Fair Value Measurements | RCONG506 | $215.5M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Mortgage Servicing Rights - Level 3 Fair Value Measurements | RCONG540 | $215.5M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Mortgage Servicing Rights - Total Fair Value Reported on Schedule Rc | RCONG536 | $215.5M |
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCONG476 | $185.5M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCONJA36 | $185.5M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Total Fair Value Reported on Schedule Rc | RCONG541 | $14.2M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Level 2 Fair Value Measurements | RCONG544 | $14.2M |
| All Other Assets - Level 2 Fair Value Measurements | RCONG396 | $14.2M |
| All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities - Level 2 Fair Value Measurements | RCONG569 | $3.2M |
| All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities - Total Fair Value Reported on Schedule Rc | RCONG566 | $3.2M |
| All Other Liabilities - Level 2 Fair Value Measurements | RCONG808 | $3.2M |
| All Other Liabilities - Total Fair Value Reported on Balance Sheet | RCONG805 | $3.2M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG534 | $3.2M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG531 | $3.2M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Level 3 Fair Value Measurements | RCONG545 | $8K |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Bell Bank regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $12.89B |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (24 items)
About Schedule RC-R, Part I · Bell Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $14.65B |
| Average Total Assets (Net of Deductions) | RCOAA224 | $14.64B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $12.89B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $1.60B |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $1.47B |
| Common Equity Tier 1 Capital | RCOAP859 | $1.46B |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $1.46B |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $1.46B |
| Retained Earnings | RCOAKW00 | $1.02B |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $451.2M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $139.8M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $139.8M |
| Tier 2 Capital Before Deductions | RCOAP870 | $139.8M |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $12.0M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $12.0M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$3.6M |
| Accumulated Net Gains (Losses)on Cash-flow Hedges (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP846 | $2.9M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$643K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1242 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1133 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1133 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.0998 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0442 |
Schedule RC-R, Part II: Risk-Weighted Assets (86 items)
About Schedule RC-R, Part II · Bell Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $12.89B |
| Total Risk-weighted Assets | RCONG641 | $12.89B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $9.87B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $9.87B |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $9.35B |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $8.12B |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $8.05B |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $4.60B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $4.47B |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $4.34B |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $3.89B |
| Unconditionally Cancellable Commitments | RCONS540 | $2.42B |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $2.24B |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - One Year or Less | RCONS582 | $1.66B |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over One Year Through Five Years | RCONS583 | $1.31B |
| Total All Other Assets | RCOND981 | $963.2M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $945.3M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $941.2M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $940.5M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $886.8M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $871.4M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $669.7M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $628.5M |
| Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS573 | $538.6M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $472.7M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $472.7M |
| Total Loans and Leases Held for Sale, Residential Mortgage Exposures | RCONS413 | $470.2M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $462.8M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $450.6M |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS416 | $441.9M |
| All Other Assets - 250 Pct Risk Weight Category | RCONH293 | $215.5M |
| The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% | RCONS504 | $215.5M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS562 | $215.5M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $150.2M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $145.0M |
| All Other Off- Balance Sheet Liabilities - 50 Pct Risk Weight Category | RCONG622 | $135.9M |
| All Other Off- Balance Sheet Liabilities - Credit Equivalent Amount | RCONG619 | $135.9M |
| All Other Off- Balance Sheet Liabilities - Face, Notional or Other Amount | RCONG618 | $135.9M |
| Off-balance Sheet Securitization Exposures - Ssfa Risk Weight Exposure, by Calculation Method | RCONS498 | $98.9M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $92.6M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$89.7M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 20 Pct Risk Weight Category | RCONS441 | $78.8M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $69.8M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $65.6M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $60.1M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $57.8M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over Five Years | RCONS584 | $56.0M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $45.4M |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $44.3M |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $44.3M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $35.4M |
| On-balance Sheet Securitization Exposures, Available-for-sale Securities - Adjustments to Total Reported in Column a | RCONS481 | $35.2M |
| Total On-balance Sheet Securitization Exposures, Available-for-sale Securities | RCONS480 | $35.2M |
| Repo-style Transactions - 0 Pct Risk Weight Category | RCONS517 | $33.5M |
| Repo-style Transactions - Credit Equivalent Amount | RCONS516 | $33.5M |
| Repo-style Transactions - Face, Notional, or Other Amount | RCONS515 | $33.5M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $30.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $30.3M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $30.3M |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 20 Pct Risk Weight Category | RCONS415 | $28.2M |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $24.2M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Credit Non--investment Grade Reference Asset - Over One Year Through Five Years | RCONS592 | $22.3M |
| Over-the-counter Derivatives - Credit Equivalent Amount | RCONS542 | $21.0M |
| Financial Standby Letters of Credit - 0 Pct Risk Weight Category | RCOND993 | $20.2M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $14.4M |
| Over-the-counter Derivatives - 20 Pct Risk Weight Category | RCONS545 | $12.2M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $12.0M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $12.0M |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $12.0M |
| Current Credit Exposure Across All Derivative Contracts Covered by the Regulatory Capital Rules | RCONG642 | $11.4M |
| Over-the-counter Derivatives - 100 Pct Risk Weight Category | RCONS547 | $8.7M |
| Off-balance Sheet Securitization Exposures - Adjustments to Total Reported in Column a | RCONS496 | $7.9M |
| Total Off-balance Sheet Securitization Exposures | RCONS495 | $7.9M |
| On-balance Sheet Securitization Exposures, Available-for-sale Securities - Ssfa Risk Weight Exposure, by Calculation Methodology | RCONS483 | $7.7M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $6.3M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 20 Pct Risk Weight Category | RCONS452 | $5.1M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount | RCOND997 | $4.9M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 100 Pct Risk Weight Category | RCONG605 | $2.5M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount | RCOND998 | $2.5M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$1.7M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $669K |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $352K |
| Held-to-maturity Securities - 20 Pct Risk Weight Category | RCOND963 | $253K |
| Total Held-to-maturity Securities | RCOND961 | $253K |
| On-balance Sheet Securitization Exposures, All Other On-balance Sheet Securitization Exposures - Adjustments to Total Reported in Column a | RCONS491 | $63K |
| Total On-balance Sheet Securitization Exposures, All Other On-balance Sheet Securitization Exposures | RCONS490 | $63K |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (9 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with No Recourse or Other Servicer-provided Credit Enhancements | RCONB805 | $15.16B |
| Outstanding Principal Balance of Assets Sold and Securitized with Recourse or Other Seller-provided Credit Enhancements - 1-4 Family Residential Loans | RCONB705 | $1.54B |
| Outstanding Principal Balance of Loans Other Than 1-4 Family Residential Mortgage Loans That Are Serviced for Others | RCONA591 | $656.4M |
| Assets Sold with Recourse or Other Seller-provided Credit Enhancements and Not Securitized - 1-4 Family Residential Loans | RCONB790 | $384.5M |
| Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with Recourse or Oher Servicer-provided Credit Enhancements | RCONB804 | $266.3M |
| Maximum Amount of Credit Exposure Arising from Recourse or Other Seller-provided Credit Enhancements Provided to Assets Reported in Item 11: 1-4 Family Residential Loans | RCONB797 | $128.7M |
| Past Due Loan Amounts Included in Item 1: 30-89 Day - 1-4 Family Residential Loans | RCONB733 | $43.2M |
| Past Due Loan Amounts Included in Item 1: 90 Days or More 1-4 Family Residential Loans | RCONB740 | $16.0M |
| Outstanding Principal Balance of Assets Serviced for Others Including Participations Serviced for Others: 1-4 Family Residential Mortgage Serviced for Others That Are in the Process of Foreclosure at Quarter-end (Includes Closed-end and Open-end Loans) | RCONF699 | $4.1M |
Schedule RC-T: Fiduciary and Related Services (45 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Fiduciary Accounts - Managed Assets | RCONB894 | $7.29B |
| Investment Management Agency Accounts - Managed Assets | RCONB886 | $4.02B |
| Total Fiduciary Accounts - Non-managed Assets | RCONB895 | $3.14B |
| Employee Benefit-defined Contribution - Non-managed Assets | RCONB873 | $2.94B |
| Total Collective Investment Funds - Market Value of Fund Assets | RCONB946 | $2.78B |
| Personal Trust and Agency Accounts - Managed Assets | RCONB868 | $2.07B |
| Stock/bond Blend - Market Value of Fund Assets | RCONB936 | $1.35B |
| Custody and Safekeeping Accounts - Non-managed Assets | RCONB898 | $1.20B |
| Domestic Equity - Market Value of Funds Assets | RCONB932 | $1.03B |
| Other Retirement Accounts - Managed Assets | RCONB880 | $811.3M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Managed Assets | RCONJ259 | $792.9M |
| Taxable Bond - Market Value of Fund Assets | RCONB938 | $398.7M |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Managed Assets | RCONJ255 | $381.5M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Non-managed Asset | RCONJ260 | $84.6M |
| Other Retirement Accounts - Non-managed Assets | RCONB881 | $84.6M |
| Fiduciary and Related Assets:investment Mgmt and Investment Advisory Agency Accounts -Non-managed Assets | RCONJ253 | $82.9M |
| Personal Trust and Agency Accounts - Non-managed | RCONB869 | $33.0M |
| Income from Fiduciary Activities | RIAD4070 | $15.7M |
| Fiduciary and Related Services Income-investment Management and Investment Advisory Agency Accounts | RIADJ315 | $7.3M |
| Employee Benefit-defined Contribution | RIADB905 | $3.5M |
| Other Retirement Accounts | RIADB907 | $2.7M |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Non-managed Assets | RCONJ256 | $1.4M |
| Employee Benefit-defined Contribution - Managed Assets | RCONB872 | $1.4M |
| Personal Trust and Agency Accounts | RIADB904 | $1.4M |
| Fiduciary and Related Services Income-foundation and Endowment Trust and Agency Accounts | RIADJ316 | $697K |
| Custody and Safekeeping Accounts | RIADB909 | $263K |
| Total Fiduciary Accounts - Number of Managed Accounts | RCONB896 | 2,482 |
| Other Retirement Accounts - Number of Managed Accounts | RCONB882 | 1,167 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Managed Accounts | RCONJ261 | 1,164 |
| Investment Management Agency Accounts - Number of Managed Accounts | RCONB888 | 889 |
| Total Fiduciary Accounts - Non-managed Accounts | RCONB897 | 424 |
| Personal Trust and Agency Accounts - Number of Managed Accounts | RCONB870 | 318 |
| Employee Benefit-defined Contribution - Number of Non-managed Accounts | RCONB875 | 235 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Non-managed Accounts | RCONJ262 | 155 |
| Other Retirement Accounts - Number of Non-managed Accounts | RCONB883 | 155 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Managed Accounts | RCONJ257 | 107 |
| Custody and Safekeeping Accounts - Number of Non-managed Accounts | RCONB899 | 68 |
| Fiduciary and Related Assets:investment Management and Investment Advisory Agency Accounts - Number of Non-managed Accounts | RCONJ254 | 20 |
| Total Collective Investment Funds - Number of Funds | RCONB945 | 16 |
| Personal Trust and Agency Accounts - Number of Non-managed Accounts | RCONB871 | 13 |
| Stock/bond Blend - Number of Funds | RCONB935 | 13 |
| Domestic Equity - Number of Funds | RCONB931 | 2 |
| Employee Benefit-defined Contribution - Number of Managed Accounts | RCONB874 | 1 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Non-managed Accounts | RCONJ258 | 1 |
| Taxable Bond - Number of Funds | RCONB937 | 1 |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $1.47B |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $1.41B |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $1.41B |
| Cash Dividends Declared on Common Stock | RIAD4460 | $12.5M |
| Other Comprehensive Income | RIADB511 | $3.4M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (15 items)
About Schedule RI-B, Part I · Bell Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $1.5M |
| Charge-offs on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RIAD5411 | $581K |
| Charge-offs on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens | RIADC235 | $286K |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $274K |
| Charge-offs on Closed-end Loans by 1-4 Family Residential Properties:secured by First Liens | RIADC234 | $141K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $91K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $91K |
| Charge-offs on Automobile Loans | RIADK129 | $81K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $26K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $25K |
| Recoveries on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RIAD5412 | $18K |
| Recoveries on Automobile Loans | RIADK133 | $16K |
| Recoveries on All Other Loans | RIAD4628 | $5K |
| Recoveries on Loans to Finance Agricultural Production and Other Loans to Farmers | RIAD4665 | $5K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens | RIADC218 | $1K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · Bell Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $135.3M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $129.7M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $1.5M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | -$1.0M |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $12.76B |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $5.18B |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $4.10B |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $2.85B |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $433.0M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $199.2M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $135.3M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $53.5M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $37.7M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $36.8M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $6.3M |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $1.0M |
Schedule RI-E: Explanations (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $22.9M |
| First Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4461 | $19.8M |
| Marketing and Other Professional Services | RIAD0497 | $7.1M |
| Bank Card and Credit Card Interchange Fees | RIADF555 | $2.4M |
| Second Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4462 | $2.3M |
Bell Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Bell Bank call report?
The Bell Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Bell Bank file?
Bell Bank files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Bell Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Bell Bank has Federal Reserve RSSD ID 929352 and FDIC certificate number 19581. Either one finds its filings on the FFIEC Central Data Repository.
How often does Bell Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Bell Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 19581) · FFIEC NIC profile (RSSD 929352)