Bell Bank: Balance Sheet
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Data as of · Call Report Schedule RC How we update
Bell Bank reported all 25 line items on this page on its Q3 2026 filing. Total assets was $15.28B in Q3 2026, up 8.1% from $14.14B in Q3 2025. Across the 12 quarters shown it ranged from $13.74B (Q1 2024) to $15.28B (Q3 2026).
The standout move of Q3 2026 was in Fed funds purchased and repos: 68.7% lower than in Q2 2026, at $10.5M. Bell Bank has the highest total assets of the 60 banks headquartered in North Dakota, $15.28B as of Q3 2026. The median for banks in the $10B-100B asset tier is $22.10B on total assets. Bell Bank sits 31% lower, at $15.28B (Q3 2026).
Assets
Loans held for sale changed the most here, down 24.8% to $353.6M in Q3 2026 from $470.2M in Q2 2026.
| Line item | Q3 2026 |
|---|---|
| Total assets | $15.28B |
| Cash and balances due from depository institutions | $762.4M |
| Total securities | $176.5M |
| Fed funds sold and reverse repos | $0 |
| Net loans and leases | $13.39B |
| Loans held for sale | $353.6M |
| Trading account assets | $0 |
| Premises and fixed assets | $391.2M |
| Other real estate owned | $1.2M |
| Goodwill and other intangibles | $253.9M |
| All other assets | $297.1M |
Source: Call Report Schedule RC: Total assets (item 12, RCON2170).
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Liabilities
| Line item | Q3 2026 |
|---|---|
| Total liabilities | $13.80B |
| Total deposits | $12.91B |
| Fed funds purchased and repos | $10.5M |
| Trading liabilities | $0 |
| Other borrowed money | $576.5M |
| Subordinated notes and debentures | $0 |
| All other liabilities | $302.9M |
Source: Call Report Schedule RC: Total deposits (item 13.a, RCON2200).
Equity capital
Retained earnings moved most in this table, up 0.7%: $1.02B in Q2 2026, $1.03B in Q3 2026.
| Line item | Q3 2026 |
|---|---|
| Total equity capital | $1.48B |
| Common stock | $600K |
| Common stock surplus | $450.6M |
| Retained earnings | $1.03B |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | $1.7M |
| Total liabilities and equity capital | $15.28B |
Source: Call Report Schedule RC: Total equity capital (item 27.a, RCON3210).
Balance Sheet trend
Balance Sheet by quarter
| Quarter | Total assets | Total liabilities | Net loans and leases | Securities | Cash and balances due |
|---|---|---|---|---|---|
| Q4 2023 | $14.01B | $12.72B | $12.29B | $145.0M | $859.5M |
| Q1 2024 | $13.74B | $12.44B | $12.26B | $140.5M | $671.6M |
| Q2 2024 | $13.93B | $12.61B | $12.21B | $138.0M | $830.1M |
| Q3 2024 | $13.90B | $12.56B | $12.08B | $225.0M | $833.5M |
| Q4 2024 | $14.53B | $13.18B | $11.87B | $216.3M | $1.61B |
| Q1 2025 | $14.50B | $13.13B | $11.79B | $196.8M | $1.72B |
| Q2 2025 | $14.07B | $12.67B | $12.03B | $174.0M | $1.05B |
| Q3 2025 | $14.14B | $12.72B | $12.12B | $150.9M | $1.02B |
| Q4 2025 | $14.44B | $13.03B | $12.36B | $211.8M | $1.00B |
| Q1 2026 | $14.82B | $13.37B | $12.66B | $176.4M | $1.05B |
| Q2 2026 | $15.18B | $13.71B | $13.09B | $185.7M | $941.2M |
| Q3 2026 | $15.28B | $13.80B | $13.39B | $176.5M | $762.4M |
Bell Bank balance sheet, quarter by quarter
Balance Sheet since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedule RC, Q3 2026. Open the filed call report for Q3 2026 on the FFIEC CDR. How this page is built. See the full Bell Bank profile or its peer group comparison.
Regulator records: FDIC BankFind (cert 19581) · FFIEC NIC profile (RSSD 929352)