Branch Network
Bell Bank Locations & Branches Fargo, North Dakota
BankRegReports is independent of Bell Bank and never asks for online banking logins or passwords.
Bell Bank operates 33 branches from its headquarters in Fargo, ND, . Its main office is at 520 Main Ave, Fargo, ND 58103.
Bell Bank branch network
Its 33 branches span 4 states and 25 cities. The most are in MINNESOTA (17), NORTH DAKOTA (11) and ARIZONA (4). MINNESOTA holds 54.6% of its branch deposits. Fargo, ND has the most of its branches, 8. Its largest office by deposits is the Colonnade Branch office in Golden Valley, MN, with $3.23B (26.1% of its branch deposits). On June 30, 2025 it had 32 branches, 1 fewer than in 2026.
Bell Bank at a glance
Its CET1 capital ratio was 11.01% at Q3 2026, above regulatory requirements.
- Total assets, Q3 2026
- $15.28B
- CET1 ratio, Q3 2026
- 11.01%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q3 2026, FFIEC 041
- Established
- 1966
Full financial profile · Is Bell Bank safe? · Bell Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Fargo, ND (8 branches) | 1 of 23 | 28.8% | $2.67B |
| State: ND (11 branches) | 2 of 70 | 8.1% | $3.45B |
| Largest deposit state: MN (17 branches) | 6 of 277 | 2.1% | $6.75B |
Ranked by total assets among banks headquartered in the state: Largest banks in North Dakota.
Share by county and metro area
Bell Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Hennepin, MN (4 branches) | 4 of 67 | 3.3% | $4.74B | $144.16B |
| Cass, ND (9 branches) | 1 of 28 | 27.5% | $3.09B | $11.27B |
| Maricopa, AZ (4 branches) | 11 of 55 | 1.2% | $2.16B | $186.18B |
| Clay, MN (3 branches) | 1 of 11 | 39.9% | $664.6M | $1.67B |
| Otter Tail, MN (2 branches) | 1 of 18 | 19.3% | $392.4M | $2.03B |
| Richland, ND (1 branch) | 1 of 8 | 41.4% | $298.1M | $720.6M |
| Douglas, MN (1 branch) | 2 of 15 | 16.4% | $286.2M | $1.75B |
| Becker, MN (1 branch) | 3 of 10 | 17.0% | $256.2M | $1.51B |
| St. Louis, MN (2 branches) | 7 of 19 | 4.3% | $215.7M | $5.06B |
| Washington, MN (3 branches) | 11 of 24 | 2.5% | $177.7M | $7.09B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Minneapolis-St. Paul-Bloomington, MN-WI (7 branches) | 6 of 124 | 1.9% | $4.91B | $252.68B |
| Fargo, ND-MN (12 branches) | 1 of 32 | 29.1% | $3.76B | $12.93B |
| Phoenix-Mesa-Chandler, AZ (4 branches) | 11 of 55 | 1.1% | $2.16B | $189.54B |
| Fergus Falls, MN (2 branches) | 1 of 18 | 19.3% | $392.4M | $2.03B |
| Wahpeton, ND-MN (1 branch) | 1 of 10 | 34.5% | $298.1M | $862.9M |
| Alexandria, MN (1 branch) | 2 of 15 | 16.4% | $286.2M | $1.75B |
| Duluth, MN-WI (2 branches) | 7 of 26 | 3.2% | $215.7M | $6.78B |
| Grand Forks, ND-MN (1 branch) | 13 of 21 | 1.6% | $62.0M | $3.87B |
| Brainerd, MN (1 branch) | 14 of 17 | 0.6% | $16.9M | $2.73B |
| Boise City, ID (1 branch) | 23 of 24 | — | $0 | $19.27B |
Deposits by county
Every county where Bell Bank has branches (13 in all), from the June 30, 2026 Summary of Deposits: the bank's deposits, its share of all FDIC-insured deposits in the county, its rank and its branch count there. Largest deposits first.
Show all 13 counties
| County | Branches | Deposits | Share | Rank |
|---|---|---|---|---|
| Hennepin, MN | 4 | $4.74B | 3.3% | 4 of 67 |
| Cass, ND | 9 | $3.09B | 27.5% | 1 of 28 |
| Maricopa, AZ | 4 | $2.16B | 1.2% | 11 of 55 |
| Clay, MN | 3 | $664.6M | 39.9% | 1 of 11 |
| Otter Tail, MN | 2 | $392.4M | 19.3% | 1 of 18 |
| Richland, ND | 1 | $298.1M | 41.4% | 1 of 8 |
| Douglas, MN | 1 | $286.2M | 16.4% | 2 of 15 |
| Becker, MN | 1 | $256.2M | 17.0% | 3 of 10 |
| St. Louis, MN | 2 | $215.7M | 4.3% | 7 of 19 |
| Washington, MN | 3 | $177.7M | 2.5% | 11 of 24 |
| Grand Forks, ND | 1 | $62.0M | 2.2% | 11 of 15 |
| Crow Wing, MN | 1 | $16.9M | 0.8% | 12 of 15 |
| Ada, ID | 1 | $0 | — | 22 of 23 |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Colonnade Branch | Golden Valley, MN | 55416 | $3.23B |
| Bloomington Bell Plaza Branch | Bloomington, MN | 55431 | $1.38B |
| Phoenix-Biltmore Branch | Phoenix, AZ | 85016 | $1.00B |
| Center Branch | Fargo, ND | 58103 | $988.0M |
| Peoria (Arrowhead) Branch | Peoria, AZ | 85382 | $922.2M |
| North Broadway Branch | Fargo, ND | 58102 | $469.1M |
| Fargo Bell Tower - Headquarters Branch | Fargo, ND | 58103 | $462.7M |
| Moorhead Branch | Moorhead, MN | 56560 | $439.6M |
| West Fargo Branch | West Fargo, ND | 58078 | $427.3M |
| Wahpeton Branch | Wahpeton, ND | 58075 | $298.1M |
| Alexandria Branch | Alexandria, MN | 56308 | $286.2M |
| South Branch | Fargo, ND | 58103 | $269.6M |
| Detroit Lakes Branch | Detroit Lakes, MN | 56501 | $256.2M |
| Fergus Falls Branch | Fergus Falls, MN | 56537 | $250.3M |
| Timber Creek Office Branch | Fargo, ND | 58104 | $231.4M |
| Gilbert (Val Vista) Branch | Gilbert, AZ | 85297 | $225.4M |
| Duluth Branch | Duluth, MN | 55802 | $185.7M |
| Time Square Branch | Fargo, ND | 58103 | $158.6M |
| Hawley Branch | Hawley, MN | 56549 | $151.2M |
| Pelican Rapids Branch | Pelican Rapids, MN | 56572 | $142.1M |
| Maple Grove Branch | Maple Grove, MN | 55369 | $113.3M |
| Woodbury Branch | Woodbury, MN | 55125 | $96.0M |
| Veterans Boulevard | Fargo, ND | 58104 | $86.6M |
| Dilworth Branch | Dilworth, MN | 56529 | $73.9M |
| Grand Forks-South Branch | Grand Forks, ND | 58201 | $62.0M |
| Forest Lake Branch | Forest Lake, MN | 55025 | $56.0M |
| Duluth Heights Branch | Duluth, MN | 55811 | $29.9M |
| Stillwater Branch | Stillwater, MN | 55082 | $25.7M |
| Baxter Branch | Baxter, MN | 56425 | $16.9M |
| City Center Minneapolis Branch | Minneapolis, MN | 55402 | $13.6M |
| Glendale Az Branch | Glendale, AZ | 85301 | $12.6M |
| Idaho Trust Office Branch | Eagle, ID | 83616 | $0 |
| Bell Bank (main office) | Fargo, ND | 58103 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 19581) · FFIEC NIC profile (RSSD 929352)