Lists · Deposits by metro area
Fargo, ND-MN Metro Area Bank Deposit Market Share
Bell Bank holds the largest share of deposits in the Fargo, ND-MN metro area, 29.1%, followed by First International Bank and Trust (11.9%) and Gate City Bank (9.3%). 32 institutions hold $12.93B at 95 offices as of June 30, 2026, up 1.9% from 2025.
Largest share changes since 2025
Gained: First International Bank and Trust (2.02 points); Bravera Bank (1.94 points, new to this market); Choice Financial Group (1.68 points).
Lost: Bell Bank (-5.35 points); Old National Bank (-1.08 points); U.S. Bank N.A. (-0.55 points).
| # | Institution | Deposits | Market share | Share change from 2025 |
|---|---|---|---|---|
| 1 | Bell Bank | $3.76B | 29.05% | -5.35 pts |
| 2 | First International Bank and Trust | $1.54B | 11.89% | +2.02 pts |
| 3 | Gate City Bank | $1.21B | 9.33% | +0.75 pts |
| 4 | Choice Financial Group | $1.03B | 7.95% | +1.68 pts |
| 5 | U.S. Bank N.A. | $930.7M | 7.20% | -0.55 pts |
| 6 | Wells Fargo Bank, N.A. | $690.2M | 5.34% | +0.09 pts |
| 7 | Alerus Financial, N.A. | $610.5M | 4.72% | +0.52 pts |
| 8 | Western State Bank | $455.0M | 3.52% | +0.10 pts |
| 9 | Old National Bank | $361.0M | 2.79% | -1.08 pts |
| 10 | Cornerstone Bank | $288.9M | 2.23% | +0.43 pts |
| 11 | Bravera Bank | $250.6M | 1.94% | +1.94 pts |
| 12 | Border Bank | $225.9M | 1.75% | +0.20 pts |
| 13 | Banknorth | $217.7M | 1.68% | +0.12 pts |
| 14 | Starion Bank | $177.5M | 1.37% | +0.27 pts |
| 15 | American Federal Bank | $176.9M | 1.37% | +0.01 pts |
| 16 | Bank Forward | $135.7M | 1.05% | +0.61 pts |
| 17 | Northwestern Bank, N.A. | $129.8M | 1.00% | +0.01 pts |
| 18 | Valley Premier Bank | $127.7M | 0.99% | -0.07 pts |
| 19 | Midwest Bank | $118.5M | 0.92% | +0.05 pts |
| 20 | First Western Bank and Trust | $101.5M | 0.78% | +0.17 pts |
| 21 | JPMorgan Chase Bank, N.A. | $64.9M | 0.50% | +0.08 pts |
| 22 | Kodabank | $64.0M | 0.50% | +0.19 pts |
| 23 | BMO Bank N.A. | $62.5M | 0.48% | +0.00 pts |
| 24 | Dakota Heritage Bank | $40.1M | 0.31% | +0.00 pts |
| 25 | Aspire Bank | $40.1M | 0.31% | -0.02 pts |
| 26 | Kindred State Bank | $39.4M | 0.30% | -0.01 pts |
| 27 | First United Bank | $35.1M | 0.27% | +0.02 pts |
| 28 | Hometown Community Bank | $26.2M | 0.20% | -0.01 pts |
| 29 | Dacotah Bank | $14.2M | 0.11% | +0.03 pts |
| 30 | United Valley Bank | $11.9M | 0.09% | +0.09 pts |
| 31 | Merchants Bank | $4.2M | 0.03% | -0.01 pts |
| 32 | State Bank of Lake Park | $3.0M | 0.02% | 0.00 pts |
About this list
Deposits are those held at each institution's offices in Fargo, ND-MN (the Census Bureau core based statistical area) as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.
Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.
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Statewide deposits
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