Branch Presence
Banks with Branches in Fargo, ND
Bell Bank is the biggest bank in Fargo, ND, with $2.67B in deposits at its Fargo branches, 28.8% of the city's total as of the June 30, 2026 FDIC Summary of Deposits. Gate City Bank has the most branches here, with 10.
23 banks operate 56 branches in Fargo, ND, ranked below by local branch count from the FDIC Summary of Deposits. This counts every bank with a branch here, not only banks headquartered locally.
Deposit share is each bank's share of the $9.26B held in Fargo, ND, as of the June 30, 2026 FDIC Summary of Deposits, ranked by deposits (#1 is largest). Banks that book deposits at a headquarters branch can show a share that exceeds their local customer base.
| Bank | Branches in Fargo | Local deposits | Deposit share |
|---|---|---|---|
| Gate City Bank | 10 | $864.1M | 9.3% (#5) |
| Bell Bank | 8 | $2.67B | 28.8% (#1) |
| U.S. Bank N.A. | 6 | $930.7M | 10.1% (#4) |
| Wells Fargo Bank, N.A. | 3 | $407.4M | 4.4% (#7) |
| Starion Bank | 3 | $177.5M | 1.9% (#12) |
| JPMorgan Chase Bank, N.A. | 3 | $64.9M | 0.7% (#16) |
| First International Bank and Trust | 2 | $1.01B | 11.0% (#2) |
| Alerus Financial, N.A. | 2 | $610.5M | 6.6% (#6) |
| Border Bank | 2 | $225.9M | 2.4% (#9) |
| Bravera Bank | 2 | $221.7M | 2.4% (#11) |
| American Federal Bank | 2 | $139.1M | 1.5% (#13) |
| First Western Bank and Trust | 2 | $32.1M | 0.3% (#21) |
| Choice Financial Group | 1 | $958.8M | 10.4% (#3) |
| Cornerstone Bank | 1 | $288.9M | 3.1% (#8) |
| Old National Bank | 1 | $224.9M | 2.4% (#10) |
| Bank Forward | 1 | $135.7M | 1.5% (#14) |
| Western State Bank | 1 | $69.4M | 0.7% (#15) |
| Kodabank | 1 | $64.0M | 0.7% (#17) |
| BMO Bank N.A. | 1 | $62.5M | 0.7% (#18) |
| Aspire Bank | 1 | $40.1M | 0.4% (#19) |
| First United Bank | 1 | $35.1M | 0.4% (#20) |
| Dacotah Bank | 1 | $14.2M | 0.2% (#22) |
| United Valley Bank | 1 | $11.9M | 0.1% (#23) |
County deposit market: Cass, ND
The $11.27B held across 28 FDIC-insured banks in this county, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the Cass, ND market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | Bell Bank | 27.5% | $3.09B | 9 |
| 2 | First International Bank and Trust | 12.3% | $1.38B | 3 |
| 3 | Gate City Bank | 9.2% | $1.04B | 13 |
| 4 | Choice Financial Group | 8.9% | $1.00B | 2 |
| 5 | U.S. Bank N.A. | 8.3% | $930.7M | 6 |
| 6 | Alerus Financial, N.A. | 5.4% | $610.5M | 2 |
| 7 | Wells Fargo Bank, N.A. | 4.5% | $503.8M | 4 |
| 8 | Western State Bank | 4.0% | $455.0M | 2 |
| 9 | Old National Bank | 2.8% | $312.1M | 2 |
| 10 | Cornerstone Bank | 2.6% | $288.9M | 1 |
Metro area deposit market: Fargo, ND-MN
The $12.93B held across 32 FDIC-insured banks in this metro area, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the Fargo, ND-MN market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | Bell Bank | 29.1% | $3.76B | 12 |
| 2 | First International Bank and Trust | 11.9% | $1.54B | 4 |
| 3 | Gate City Bank | 9.3% | $1.21B | 17 |
| 4 | Choice Financial Group | 7.9% | $1.03B | 3 |
| 5 | U.S. Bank N.A. | 7.2% | $930.7M | 6 |
| 6 | Wells Fargo Bank, N.A. | 5.3% | $690.2M | 5 |
| 7 | Alerus Financial, N.A. | 4.7% | $610.5M | 2 |
| 8 | Western State Bank | 3.5% | $455.0M | 2 |
| 9 | Old National Bank | 2.8% | $361.0M | 3 |
| 10 | Cornerstone Bank | 2.2% | $288.9M | 1 |
Banks in Fargo: common questions
What is the biggest bank in Fargo, ND?
Bell Bank is the biggest bank in Fargo, ND, with $2.67B in deposits at its Fargo branches, 28.8% of the city's total as of the June 30, 2026 FDIC Summary of Deposits. Gate City Bank has the most branches there, with 10.
How many banks are in Fargo, ND?
23 FDIC-insured banks operate 56 branches in Fargo, ND as of the June 30, 2026 FDIC Summary of Deposits. This counts every bank with a branch in the city, not only banks headquartered there. Credit unions are not in the Summary of Deposits.
What are the largest banks in Fargo, ND?
Ranked by deposits held in Fargo branches as of the June 30, 2026 FDIC Summary of Deposits: 1. Bell Bank (28.8%); 2. First International Bank and Trust (11.0%); 3. Choice Financial Group (10.4%); 4. U.S. Bank N.A. (10.1%); 5. Gate City Bank (9.3%). The share is each bank's part of all deposits in the city.
Largest banks in North Dakota
For the state as a whole, see the largest banks in North Dakota, ranked by total assets and by deposits in North Dakota branches, or every bank in the North Dakota bank directory.
Banks in other North Dakota cities:
About this data
Branch counts and local deposits come from the FDIC Summary of Deposits, the annual June 30 survey of branch-office deposits for every FDIC-insured bank. Click any bank to see its full regulatory profile and complete branch network. Looking for banks headquartered here instead? See the US bank directory.