Bell Bank: Off-Balance-Sheet Exposure
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Data as of · Call Report Schedules RC-L and RC-R How we update
Bell Bank reported all 9 line items on this page on its Q3 2026 filing. Unused home equity and credit card lines was $746.4M in Q3 2026, up 15.2% from $648.2M in Q3 2025. That is 4.9% of its total assets. Across the 12 quarters shown it ranged from $524.4M (Q4 2023) to $746.4M (Q3 2026).
The largest change between Q2 2026 and Q3 2026 was in Letters of credit, which rose 7.1% to $47.5M.
Commitments
| Line item | Q3 2026 |
|---|---|
| Unused home equity and credit card lines | $746.4M |
| Letters of credit | $47.5M |
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Derivatives
Derivatives notional to total assets moved most in this table, down 0.09 points: 25.50% in Q2 2026, 25.41% in Q3 2026.
| Line item | Q3 2026 |
|---|---|
| Total derivatives, notional | $3.88B |
| Interest rate swaps, notional | $0 |
| Foreign exchange derivatives, notional | $0 |
| Derivatives notional to total assets | 25.41% |
Notional value is the reference amount a contract is calculated on. It measures activity, not exposure: credit exposure is a small fraction of notional.
Trading positions
| Line item | Q3 2026 |
|---|---|
| Trading account assets | $0 |
| Trading liabilities | $0 |
| Trading assets to total assets | 0.00% |
Off-Balance-Sheet Exposure trend
Off-Balance-Sheet Exposure by quarter
| Quarter | Unused home equity and card lines | Letters of credit | Derivatives notional / assets |
|---|---|---|---|
| Q4 2023 | $524.4M | $13.1M | 4.88% |
| Q1 2024 | $544.4M | $12.6M | 8.75% |
| Q2 2024 | $552.7M | $9.6M | 9.57% |
| Q3 2024 | $566.7M | $9.1M | 9.62% |
| Q4 2024 | $576.9M | $12.7M | 7.54% |
| Q1 2025 | $596.2M | $15.4M | 8.36% |
| Q2 2025 | $615.7M | $18.6M | 12.05% |
| Q3 2025 | $648.2M | $20.7M | 14.97% |
| Q4 2025 | $668.4M | $26.1M | 20.92% |
| Q1 2026 | $689.3M | $28.5M | 25.94% |
| Q2 2026 | $728.9M | $44.3M | 25.50% |
| Q3 2026 | $746.4M | $47.5M | 25.41% |
Bell Bank off-balance-sheet exposure, quarter by quarter
Off-Balance-Sheet Exposure since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedules RC-L and RC-R, Q3 2026. Open the filed call report for Q3 2026 on the FFIEC CDR. How this page is built. See the full Bell Bank profile or its peer group comparison.
Regulator records: FDIC BankFind (cert 19581) · FFIEC NIC profile (RSSD 929352)