Bank call report · Salt Lake City, UT
BMW Bank of North America Call Report
BankRegReports is independent of BMW Bank of North America and never asks for online banking logins or passwords.
BMW Bank of North America filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 234 reported line items, schedule by schedule (1,214 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 2850722 |
| FDIC certificate number | 35141 |
| Total assets | $13.80B |
Official Q2 2026 call report PDF (FFIEC) →
BMW Bank of North America call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (24 items)
About Schedule RC · BMW Bank of North America balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $13.80B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $13.80B |
| Total Liabilities and Minority Interest | RCON2948 | $12.03B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $10.24B |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $10.19B |
| Total Deposits | RCON2200 | $9.52B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $9.52B |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $2.53B |
| Held-to-maturity Securities, Total | RCON1754 | $2.53B |
| Other Borrowed Money | RCON3190 | $1.89B |
| Total Equity Capital | RCON3210 | $1.76B |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $1.76B |
| Undivided Profits and Capital Reserves | RCON3632 | $1.24B |
| Interest-bearing Balances | RCON0071 | $652.6M |
| Surplus | RCON3839 | $547.4M |
| Other Liabilities, Total | RCON2930 | $534.6M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $309.5M |
| Other Assets | RCON2160 | $86.2M |
| Federal Funds Purchased in Domestic Offices | RCONB993 | $82.0M |
| Allowance for Loan and Lease Losses | RCON3123 | $50.0M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $30.6M |
| Accumulated Other Comprehensive Income | RCONB530 | -$20.4M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $2.6M |
| Common Stock | RCON3230 | $1K |
Schedule RI: Income Statement (29 items)
About Schedule RI · BMW Bank of North America income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $419.3M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $310.5M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $310.1M |
| Total Interest Expense | RIAD4073 | $220.0M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $200.0M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $200.0M |
| Net Interest Income | RIAD4074 | $199.2M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $167.4M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $151.0M |
| Net Income (Loss) | RIAD4340 | $151.0M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $151.0M |
| Interest on Other Securities | RIAD4060 | $87.4M |
| Total Noninterest Income | RIAD4079 | $55.8M |
| Applicable Income Taxes | RIAD4302 | $49.1M |
| Net Servicing Fees | RIADB492 | $48.2M |
| Total Noninterest Expense | RIAD4093 | $43.7M |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $43.7M |
| Other Noninterest Expense | RIAD4092 | $40.9M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $15.8M |
| Provision for Loan and Lease Losses | RIAD4230 | $11.3M |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $11.3M |
| Other Noninterest Income | RIADB497 | $7.6M |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $5.9M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $5.5M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $3.0M |
| Salaries and Employee Benefits | RIAD4135 | $2.6M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $438K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $147K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 28 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $683.2M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $541.5M |
| Balances Due from Federal Reserve Banks | RCON0090 | $129.7M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $12.0M |
Schedule RC-B: Securities (25 items)
About Schedule RC-B · BMW Bank of North America securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCONG302 | $10.3M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCONG303 | $10.1M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $292.3M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $268.1M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $23.5M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $21.1M |
| Fair Value of Other Held-to-maturity Domestic Debt Securities | RCON1738 | $2.62B |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $2.62B |
| Amortized Cost of Other Held-to-maturity Domestic Debt Securities | RCON1737 | $2.53B |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $1.59B |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $499.7M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $446.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $362.1M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $336.6M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $207.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $83.6M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $70.6M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $21.1M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK144 | $9.9M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK145 | $9.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $3.2M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $671K |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $567K |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $512K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $505K |
Schedule RC-C, Part I: Loans and Leases (10 items)
About Schedule RC-C, Part I · BMW Bank of North America loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $10.24B |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $10.21B |
| Pledged Loans and Leases | RCONG378 | $9.94B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $6.42B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $1.90B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $1.74B |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $166.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $155.5M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $21.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $11.0M |
Schedule RC-E: Deposit Liabilities (18 items)
About Schedule RC-E · BMW Bank of North America deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $9.52B |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $9.52B |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $9.05B |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $8.08B |
| Total Brokered Deposits | RCON2365 | $8.08B |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $4.77B |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $3.42B |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $2.98B |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $2.56B |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $873.4M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $863.7M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $722.2M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $465.8M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $10.1M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $270K |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $270K |
| Estimated Amount of Deposits Obtained Through the Use of Deposit Listing Services That Are Not Brokered Deposits | RCONK223 | $249K |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $249K |
Schedule RC-F: Other Assets (4 items)
Schedule RC-G: Other Liabilities (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $387.7M |
| First Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) | RCON3552 | $385.2M |
| Other Expenses Accrued and Unpaid | RCON3646 | $75.5M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $71.3M |
Schedule RC-K: Quarterly Averages (12 items)
About Schedule RC-K · BMW Bank of North America quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $13.47B |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $10.24B |
| Quarterly Average of Total Loans | RCON3360 | $10.01B |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $8.61B |
| All Other Securities | RCONB560 | $2.33B |
| Quarterly Average of Other Borrowed Money | RCON3355 | $1.81B |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $786.9M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $464.0M |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $339.0M |
| Mortgage-backed Securities | RCONB559 | $337.6M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $21.4M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $271K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (1 item)
About Schedule RC-L · BMW Bank of North America derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $25.5M |
Schedule RC-M: Memoranda (4 items)
About Schedule RC-M · BMW Bank of North America memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF060 | $992.7M |
| Other Borrowings: with a Remaining Maturity of One Year or Less | RCONB571 | $992.6M |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF061 | $899.5M |
| Secured Liabilities: Amount of 'Other Borrowings' That Are Secured | RCONF065 | $142.2M |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (5 items)
About Schedule RC-N · BMW Bank of North America past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $70.9M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $70.9M |
| Additions to Nonaccrual Assets | RCONC410 | $33.4M |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Nonaccrual | RCONK215 | $9.0M |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $9.0M |
Schedule RC-O: Other Data for Deposit Insurance Assessments (14 items)
About Schedule RC-O · BMW Bank of North America other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Unsecured Other Borrowings with a Remaining Maturity of One Year or Less | RCONG465 | $900.0M |
| Unsecured Other Borrowings with a Remaining Maturity of Over One Year Through Three Years | RCONG466 | $850.0M |
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $13.47B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $9.60B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $8.55B |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $1.76B |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $722.2M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $325.7M |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $325.7M |
| Nonbrokered Time Deposits of More Than $250,000 in Domestic Offices | RCONK678 | $1K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 1,203 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 5 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 2 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCONG476 | $309.5M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCONJA36 | $309.5M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG505 | $309.5M |
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG502 | $309.5M |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · BMW Bank of North America regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $13.06B |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (21 items)
About Schedule RC-R, Part I · BMW Bank of North America regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $13.47B |
| Average total consolidated assets | RCOAKW03 | $13.47B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $13.06B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $1.83B |
| Common Equity Tier 1 Capital | RCOAP859 | $1.78B |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $1.78B |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $1.78B |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $1.76B |
| Retained Earnings | RCOAKW00 | $1.24B |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $547.4M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $50.0M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $50.0M |
| Tier 2 Capital Before Deductions | RCOAP870 | $50.0M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$20.4M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$20.4M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1403 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1365 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1365 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1324 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0603 |
Schedule RC-R, Part II: Risk-Weighted Assets (31 items)
About Schedule RC-R, Part II · BMW Bank of North America risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $13.06B |
| Total Risk-weighted Assets | RCONG641 | $13.06B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $12.84B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $12.84B |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $12.83B |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $10.24B |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $10.24B |
| Held-to-maturity Securities - 100 Pct Risk Weight Category | RCOND965 | $2.53B |
| Total Held-to-maturity Securities | RCOND961 | $2.53B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $863.4M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $863.4M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $683.2M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $553.4M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $310.0M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $309.5M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $172.7M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $156.3M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $156.3M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $129.7M |
| Total All Other Assets | RCOND981 | $88.8M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$77.1M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $69.0M |
| Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS573 | $49.7M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$27.1M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $26.6M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $25.5M |
| All Other Assets - 250 Pct Risk Weight Category | RCONH293 | $19.9M |
| The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% | RCONS504 | $19.9M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS562 | $19.9M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $5.1M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $5.1M |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Outstanding Principal Balance of Loans Other Than 1-4 Family Residential Mortgage Loans That Are Serviced for Others | RCONA591 | $9.48B |
Schedule RI-A: Changes in Bank Equity Capital (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $1.76B |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $1.74B |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $1.74B |
| Cash Dividends Declared on Common Stock | RIAD4460 | $140.3M |
| Other Transactions with Stockholders (Including Parent Holding Company) | RIAD4415 | $14.0M |
| Other Comprehensive Income | RIADB511 | -$1.4M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (4 items)
About Schedule RI-B, Part I · BMW Bank of North America charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $13.3M |
| Charge-offs on Automobile Loans | RIADK129 | $13.3M |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $3.4M |
| Recoveries on Automobile Loans | RIADK133 | $3.4M |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · BMW Bank of North America changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $50.0M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $48.6M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $13.3M |
| Estimated amount of expected recoveries of amounts previously written off included within the allowance for credit losses on loans and leases held for investment (included in item 7, column A, 'Balance end of current period,' above) | RIADMG94 | $3.4M |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $10.24B |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $10.21B |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $50.0M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $50.0M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $21.0M |
Schedule RI-E: Explanations (3 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $38.1M |
| First Itemized Transaction of Other Transactions with Stockholders (Including Parent Holding Company) (4415) | RIAD4498 | $14.0M |
| First Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4461 | $7.4M |
BMW Bank of North America call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the BMW Bank of North America call report?
The BMW Bank of North America call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does BMW Bank of North America file?
BMW Bank of North America files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the BMW Bank of North America call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: BMW Bank of North America has Federal Reserve RSSD ID 2850722 and FDIC certificate number 35141. Either one finds its filings on the FFIEC Central Data Repository.
How often does BMW Bank of North America file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
BMW Bank of North America financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 35141) · FFIEC NIC profile (RSSD 2850722)