Bank call report · Cottonwood Heights, UT
SoFi Bank, N.A. Call Report
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SoFi Bank, N.A. filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 468 reported line items, schedule by schedule (1,124 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 962966 |
| FDIC certificate number | 26881 |
| Total assets | $56.82B |
Official Q2 2026 call report PDF (FFIEC) →
SoFi Bank, N.A. call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (26 items)
About Schedule RC · SoFi Bank, N.A. balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $56.82B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $56.82B |
| Total Liabilities and Minority Interest | RCON2948 | $49.54B |
| Total Deposits | RCON2200 | $46.78B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $46.64B |
| Loans and Leases Held for Sale | RCON5369 | $29.47B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $17.25B |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $17.19B |
| Total Equity Capital | RCON3210 | $7.28B |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $7.28B |
| Surplus | RCON3839 | $5.14B |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $3.98B |
| Interest-bearing Balances | RCON0071 | $3.02B |
| Undivided Profits and Capital Reserves | RCON3632 | $2.15B |
| Other Assets | RCON2160 | $1.76B |
| Other Borrowed Money | RCON3190 | $1.49B |
| Other Liabilities, Total | RCON2930 | $1.27B |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $765.6M |
| Intangible Assets | RCON2143 | $368.2M |
| Trading Assets, Total | RCON3545 | $205.5M |
| Deposits: Noninterest-bearing | RCON6631 | $142.0M |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $56.9M |
| Allowance for Loan and Lease Losses | RCON3123 | $56.5M |
| Goodwill | RCON3163 | $28.9M |
| Accumulated Other Comprehensive Income | RCONB530 | -$11.9M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $3.3M |
Schedule RI: Income Statement (45 items)
About Schedule RI · SoFi Bank, N.A. income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $2.11B |
| Interest and Fee Income on Loans, Total | RIAD4010 | $1.97B |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $1.86B |
| Net Interest Income | RIAD4074 | $1.47B |
| Total Noninterest Expense | RIAD4093 | $1.43B |
| Other Noninterest Expense | RIAD4092 | $959.2M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $679.2M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $679.2M |
| Total Noninterest Income | RIAD4079 | $651.8M |
| Total Interest Expense | RIAD4073 | $639.8M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $557.4M |
| Other Noninterest Income | RIADB497 | $556.3M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $504.1M |
| Net Income (Loss) | RIAD4340 | $504.1M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $504.1M |
| Salaries and Employee Benefits | RIAD4135 | $396.1M |
| Applicable Income Taxes | RIAD4302 | $175.1M |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $93.2M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $71.1M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $66.8M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $62.6M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $59.7M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $31.0M |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $28.5M |
| Loans to Individuals for Households, Family, and Other Personal Expenditures: Credit Cards | RIADB485 | $25.4M |
| Provision for Loan and Lease Losses | RIAD4230 | $22.6M |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $22.6M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $22.3M |
| Estimated Net Gain (Losses) on Loans, Reported at Fair Value Option, Attributable to Changes in Instrument-specific Credit Risk | RIADF552 | $16.1M |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $15.3M |
| Net Gains (Losses) Recognized in Earnings on Assets That Are Reported at Fair Value Option | RIADF551 | -$8.7M |
| Realized Gains (Losses) on Available-for-sale Debt Securities | RIAD3196 | $7.7M |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $6.7M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $4.4M |
| Other Interest Income | RIAD4518 | $3.3M |
| Amortization Expense and Impairment Losses Intangible Assets | RIADC232 | $2.2M |
| Net Servicing Fees | RIADB492 | $2.1M |
| Interest on Other Securities | RIAD4060 | $1.9M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $586K |
| Trading Revenue | RIADA220 | $145K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $100K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $45K |
| Service Charges on Deposits in Domestic Office Overdraft Related for Individuals | RIADH032 | $42K |
| Service Charges on Deposits in Domestic Office All Other | RIADH035 | $3K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 2,995 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $3.79B |
| Balances Due from Federal Reserve Banks | RCON0090 | $2.87B |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $677.1M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $241.6M |
Schedule RC-B: Securities (26 items)
About Schedule RC-B · SoFi Bank, N.A. securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCONG302 | $248.4M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCONG303 | $244.1M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $95.0M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $94.3M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $3.07B |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $3.06B |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $3.99B |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $3.06B |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $566.6M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $562.0M |
| Pledged Securities | RCON0416 | $472.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $431.4M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $270.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $147.2M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $46.3M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $21.8M |
| Amortized Cost of Available-for-sale Asset-backed Securities: Other Consumer Loans | RCONB852 | $15.8M |
| Asset-backed Securities: Available-for-sale Amortized Cost | RCONC989 | $15.8M |
| Fair Value of Available-for-sale Asset-backed Securities: Other Consumer Loans | RCONB853 | $15.7M |
| Total (Asset-backed Securities) Fair Value - Available-for-sale | RCONC027 | $15.7M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $954K |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $815K |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $93K |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $92K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $17K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $8K |
Schedule RC-C, Part I: Loans and Leases (31 items)
About Schedule RC-C, Part I · SoFi Bank, N.A. loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $46.72B |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $43.24B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $21.86B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $15.57B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $7.74B |
| Pledged Loans and Leases | RCONG378 | $3.01B |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $1.76B |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) | RCONJ451 | $622.3M |
| Other Loans | RCONJ464 | $622.3M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Credit Cards | RCONB538 | $523.7M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $505.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $494.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $452.1M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $405.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $402.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $196.8M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $145.9M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $11.0M |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 1766, 1563 for (Fr Y-9C), in Items 1766, 1563 for (FFIEC 031), in Items 1766, 1564 for (FFIEC 032 and 033), and in Items 1766, 2080 for (FFIEC 034) | RCON2746 | $8.2M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $7.2M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $7.1M |
| Commercial and Industrial Loans | RCON1766 | $3.9M |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $3.9M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $2.3M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $1.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $1.9M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - All Other Loans | RCONK165 | $1.4M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards That Exceed 10 Percent of Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONK098 | $1.4M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $1.4M |
| Real Estate Loans Secured by Farmland | RCON1420 | $828K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $765K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $5.8M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $2.1M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $587K |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $285K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $219K |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $160K |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 22 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 8 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 8 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 4 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 4 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 4 |
Schedule RC-D: Trading Assets and Liabilities (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Trading Assets All Other Debt Securities | RCONG386 | $205.5M |
Schedule RC-E: Deposit Liabilities (36 items)
About Schedule RC-E · SoFi Bank, N.A. deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $41.42B |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $41.41B |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $37.01B |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those Other Savings Deposit Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP758 | $36.98B |
| Total Transaction Accounts | RCON2215 | $5.36B |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $5.31B |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $4.53B |
| Total Brokered Deposits | RCON2365 | $4.53B |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $4.34B |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $4.34B |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $4.33B |
| Total Demand Deposits (See Note Below) | RCON2210 | $3.96B |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Interest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP754 | $3.24B |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $2.19B |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $2.16B |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $1.05B |
| Total reciprocal deposits | RCONJH83 | $1.05B |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $1.05B |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $51.5M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $34.6M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $32.2M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $27.0M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Other Savings Deposits Accounts of Individuals, Partnerships and Corporations | RCONP759 | $24.7M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $22.6M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those MMDA Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP756 | $19.3M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Mmdas of Individuals, Partnerships and Corporations | RCONP757 | $12.4M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $9.9M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Noninterest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP753 | $8.9M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $8.8M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $7.5M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $5.2M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $4.3M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $3.2M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $1.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $625K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $27K |
Schedule RC-F: Other Assets (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Assets | RCON2168 | $1.30B |
| Prepaid Expenses | RCON2166 | $516.3M |
| Accrued Interest Receivable | RCONB556 | $299.8M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $149.7M |
| Life Insurance Assets: Hybrid Account Life Insurance Assets | RCONK270 | $2.2M |
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Expenses Accrued and Unpaid | RCON3646 | $630.0M |
| All Other Liabilities | RCON2938 | $562.0M |
| First Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) | RCON3552 | $302.5M |
| Net Deferred Tax Liabilities | RCON3049 | $60.8M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $20.6M |
Schedule RC-K: Quarterly Averages (17 items)
About Schedule RC-K · SoFi Bank, N.A. quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $53.27B |
| Quarterly Average of Total Loans | RCON3360 | $44.19B |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $40.94B |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $36.08B |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $5.60B |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $3.22B |
| Mortgage-backed Securities | RCONB559 | $2.99B |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $2.18B |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $1.88B |
| Quarterly Average of Other Borrowed Money | RCON3355 | $1.69B |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards | RCONB561 | $523.2M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $479.6M |
| Quarterly Average of Assets Held in Trading Accounts | RCON3401 | $168.1M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $161.9M |
| All Other Securities | RCONB560 | $43.6M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $32.1M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $4.0M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (16 items)
About Schedule RC-L · SoFi Bank, N.A. derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Over the Counter Derivatives: Net Current Credit Exposure - Banks and Securities Firms | RCONG418 | $11.1M |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8725 | $28.09B |
| Interest Rate Contracts - Notional Value of All Outstanding Interest Rate Swaps | RCON3450 | $25.35B |
| Interest Rate Swaps Where the Bank Has Agreed to Pay a Fixed Rate | RCONA589 | $25.35B |
| Interest Rate Forward Contracts | RCON8697 | $2.05B |
| Credit Card Lines: Unused Consumer Credit Card Lines | RCONJ455 | $1.90B |
| Unused Commitments - Credit Card Lines | RCON3815 | $1.90B |
| Year-to-date Merchant Credit Card Sales Volume: Sales for Which the Reporting Bank Is the Acquiring Bank | RCONC223 | $1.25B |
| Written OTC Interest Rate Option Contracts | RCON8709 | $695.5M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $681.0M |
| Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8741 | $232.7M |
| Commercial Real Estate, Construction, and Land Development: Commitments to Fund Loans Not Secured by Real Estate | RCON6550 | $21.8M |
| Gross Negative Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8745 | $10.4M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $1.4M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $1.1M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $504K |
Schedule RC-M: Memoranda (8 items)
About Schedule RC-M · SoFi Bank, N.A. memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Secured Liabilities: Amount of 'Other Borrowings' That Are Secured | RCONF065 | $1.49B |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF061 | $1.39B |
| All other intangible assets | RCONJF76 | $243.9M |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF060 | $102.8M |
| Other Borrowings: with a Remaining Maturity of One Year or Less | RCONB571 | $102.8M |
| Estimated Fair Value of Mortgage Servicing Assets | RCONA590 | $95.4M |
| Mortgage Servicing Assets | RCON3164 | $95.4M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $173K |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (26 items)
About Schedule RC-N · SoFi Bank, N.A. past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Additions to Nonaccrual Assets | RCONC410 | $465.6M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $129.5M |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $109.1M |
| Loans and Leases Held for Sale-past Due 30 Thru 89 Days and Still Accruing | RCONC240 | $81.4M |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $34.5M |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 90 Days or More and Still Accruing | RCONK217 | $22.1M |
| Loans and Leases Held for Sale-past Due 90 Days or More and Still Accruing | RCONC241 | $18.4M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards - Past Due 90 Days or More and Still Accruing | RCONB576 | $11.4M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC238 | $10.8M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards - Past Due 30 Through 89 Days and Still Accruing | RCONB575 | $9.7M |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $2.9M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards - Nonaccrual | RCONB577 | $2.3M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Nonaccrual | RCONHK28 | $1.7M |
| Itemize Loan Modifications to Borrowers Experiencing Financial Difficulty Credit Card Loans to Individuals for Household, Family, and Other Personal Expenditures: Nonaccrual | RCONK276 | $1.4M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty : All Other Loans - Nonaccrual | RCONK128 | $1.4M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 90 Days or More and Still Accruing | RCONC239 | $955K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty Loans Secured by Owner Occupied Nonfarm Nonresidential Properties: Nonaccrual | RCONK116 | $318K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $318K |
| Itemize Loan Modifications to Borrowers Experiencing Financial Difficulty Credit Card Loans to Individuals for Household, Family, and Other Personal Expenditures: Past Due 30 Through 89 Days and Still Accruing | RCONK274 | $305K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty: All Other Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK126 | $305K |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Past Due 30 Through 89 Days and Still Accruing | RCONHK26 | $305K |
| Itemize Loan Modifications to Borrowers Experiencing Financial Difficulty Credit Card Loans to Individuals for Household, Family, and Other Personal Expenditures: Past Due 90 Days or More and Still Accruing | RCONK275 | $190K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty : All Other Loans - Past Due 90 Days or More and Still Accruing | RCONK127 | $190K |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Past Due 90 Days or More and Still Accruing | RCONHK27 | $190K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Nonaccrual | RCON3495 | $174K |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $88K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (17 items)
About Schedule RC-O · SoFi Bank, N.A. other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $53.27B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $46.80B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $40.44B |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $6.47B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $6.36B |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $2.34B |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements) - Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCONN179 | $34.0M |
| Nonbrokered Time Deposits of More Than $250,000 in Domestic Offices | RCONK678 | $32.2M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $9.5M |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements) - Commercial and Industrial Loans | RCONN181 | $2.5M |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements) - Loans Secured by Multifamily Residential and Nonfarm Nonresidential Properties | RCONN178 | $1.1M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $339K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 13,472,957 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 13,547 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 118 |
| Averaging Method Used | RCONK653 | 1 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 1 |
Schedule RC-P: 1-4 Family Residential Mortgage Banking Activities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarter End Amount of 1-4 Family Residential Mortgage Loans Held for Sale or Trading | RCONFT05 | $2.17B |
| Retail originations during the quarter of 1-4 family residential mortgage loans for sale | RCONHT81 | $1.39B |
| Principal Amount of 1-4 Family Residential Mortgage Loans Sold During the Quarter | RCONFT04 | $833.7M |
| Noninterest income for the quarter from the sale, securitization, and servicing of 1-4 family residential mortgage loans | RIADHT85 | $25.1M |
| Representation and Warranty Reserves for 1-4 Family Residential Mortgage Loans Sold: Total | RCONM288 | $4.8M |
| Repurchases and indemnification of 1-4 family residential mortgage laons during the quarter | RCONHT86 | $198K |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (33 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases Held for Sale - Level 2 Fair Value Measurements | RCONG486 | $403.6M |
| Loans and Leases Held for Sale - Level 3 Fair Value Measurements | RCONG487 | $29.02B |
| Loans and Leases Held for Sale - Total Fair Value Reported on Schedule Rc | RCONG483 | $29.42B |
| Loans and Leases Held for Investment - Level 3 Fair Value Measurements | RCONG492 | $15.93B |
| Loans and Leases Held for Investment - Total Fair Value Reported on Schedule Rc | RCONG488 | $15.93B |
| Other Trading Assets - Level 2 Fair Value Measurements | RCONG500 | $179.4M |
| Other Trading Assets - Level 3 Fair Value Measurements | RCONG501 | $26.1M |
| Other Trading Assets - Total Fair Value Reported on Schedule Rc | RCONG497 | $205.5M |
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG502 | $50.19B |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 3 Fair Value Measurements | RCONG506 | $45.35B |
| Loans measured at fair value, Loans to individuals for household, family, and other personal expenditures (consumer loans includes purchased paper), Consolidated Bank (domestic offices) | RCONHT89 | $43.18B |
| Loans measured at fair value, Loans to individuals for household, family, and other personal expenditures (consumer loans includes purchased paper), Consolidated Bank (domestic offices) | RCONHT93 | $41.25B |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG505 | $4.22B |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCONJA36 | $4.03B |
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCONG476 | $3.41B |
| Loans measured at fair value, Loans secured by real estate, Secured by 1-4 family residential properties, Domestic Offices | RCONHT87 | $2.17B |
| Loans measured at fair value, Unpaid principal balance of loans measured at fair value, Secured by 1-4 family residential properties, Domestic Offices | RCONHT91 | $2.07B |
| Available-for-sale Securities - Level 1 Fair Value Measurements | RCONG475 | $618.9M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 1 Fair Value Measurements | RCONG504 | $618.9M |
| All Other Assets - Total Fair Value Reported on Schedule Rc | RCONG391 | $600.5M |
| All Other Assets - Level 3 Fair Value Measurements | RCONG804 | $379.1M |
| First Itemized Amount That Exceeds $100,000 and Exceed 25% of All Other Assets Measured at Fair Value on a Recurring Basis (Rc-q 6.) - Level 3 Fair Value Measurements | RCONG550 | $240.3M |
| First Itemized Amount That Exceeds $100,000 and Exceed 25% of All Other Assets Measured at Fair Value on a Recurring Basis (Rc-q 6.) - Total Fair Value Reported on Schedule Rc | RCONG546 | $240.3M |
| All Other Assets - Level 2 Fair Value Measurements | RCONG396 | $221.5M |
| Second Itemized Amount That Exceeds $100,000 and Exceed 25% of All Other Assets Measured at Fair Value on a Recurring Basis (Rc-q 6.) - Level 2 Fair Value Measurements | RCONG554 | $221.5M |
| Second Itemized Amount That Exceeds $100,000 and Exceed 25% of All Other Assets Measured at Fair Value on a Recurring Basis (Rc-q 6.) - Total Fair Value Reported on Schedule Rc | RCONG551 | $221.5M |
| All Other Liabilities - Level 2 Fair Value Measurements | RCONG808 | $10.2M |
| All Other Liabilities - Total Fair Value Reported on Balance Sheet | RCONG805 | $10.2M |
| First Itemized Amount That Exceeds $100,000 and Exceed 25% of All Other Liabilities Measured at Fair Value on a Recurring Basis (Rc-q 13.) - Level 2 Fair Value Measurements | RCONG574 | $10.2M |
| First Itemized Amount That Exceeds $100,000 and Exceed 25% of All Other Liabilities Measured at Fair Value on a Recurring Basis (Rc-q 13.) - Total Fair Value Reported on Balance Sheet | RCONG571 | $10.2M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG534 | $10.2M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG531 | $10.2M |
| Available-for-sale Securities - Level 3 Fair Value Measurements | RCONG477 | $3.3M |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · SoFi Bank, N.A. regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $46.67B |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (24 items)
About Schedule RC-R, Part I · SoFi Bank, N.A. regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $53.27B |
| Average Total Assets (Net of Deductions) | RCOAA224 | $53.06B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $46.67B |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $7.28B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $7.13B |
| Common Equity Tier 1 Capital | RCOAP859 | $7.08B |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $7.08B |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $7.08B |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $5.14B |
| Retained Earnings | RCOAKW00 | $2.15B |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $211.3M |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $183.4M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $56.3M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $56.3M |
| Tier 2 Capital Before Deductions | RCOAP870 | $56.3M |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $28.0M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$11.9M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$11.9M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1529 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1517 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1517 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1334 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0729 |
Schedule RC-R, Part II: Risk-Weighted Assets (84 items)
About Schedule RC-R, Part II · SoFi Bank, N.A. risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $46.67B |
| Total Risk-weighted Assets | RCONG641 | $46.67B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $44.32B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $44.32B |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $44.16B |
| Loans and Leases Held for Sale, All Other Exposures - 100 Pct Risk Weight Category | RCONS436 | $27.29B |
| Total Loans and Leases Held for Sale, All Other Exposures | RCONS431 | $27.29B |
| Notional Principal Amounts of Centrally Cleared Dervative Contracts, Interest Rate - Over One Year Through Five Years | RCONS604 | $25.35B |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $13.47B |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $13.47B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $5.04B |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $5.04B |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | $4.18B |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $4.02B |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $3.79B |
| On-balance Sheet Securitization Exposures, All Other On-balance Sheet Securitization Exposures - Adjustments to Total Reported in Column a | RCONS491 | $3.75B |
| Total On-balance Sheet Securitization Exposures, All Other On-balance Sheet Securitization Exposures | RCONS490 | $3.75B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $2.92B |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $2.92B |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $2.87B |
| Total Loans and Leases Held for Sale, Residential Mortgage Exposures | RCONS413 | $2.17B |
| Total All Other Assets | RCOND981 | $2.13B |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - One Year or Less | RCONS582 | $2.05B |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $2.03B |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $1.95B |
| Unconditionally Cancellable Commitments | RCONS540 | $1.90B |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS417 | $1.76B |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $1.58B |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $918.7M |
| On-balance Sheet Securitization Exposures, All Other On-balance Sheet Securitization Exposures -Ssfa Risk Weight Exposure, by Calculation Method | RCONS493 | $752.1M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $704.5M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $583.4M |
| On-balance Sheet Securitization Exposures, Trading Assets - Ssfa Risk Weight Exposure, by Calculation Method | RCONS488 | $419.5M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $367.7M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $367.7M |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS416 | $365.9M |
| Centrally Cleared Derivatives - 4 Pct Risk Weight Category | RCONS552 | $347.6M |
| Centrally Cleared Derivatives - Credit Equivalent Amount | RCONS549 | $347.6M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 4 Pct Risk Weight Category | RCONS559 | $347.6M |
| Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS573 | $300.4M |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $272.7M |
| Current Credit Exposure Across All Derivative Contracts Covered by the Regulatory Capital Rules | RCONG642 | $220.9M |
| On-balance Sheet Securitization Exposures, Trading Assets - Adjustments to Total Reported in Column a | RCONS486 | $205.5M |
| Total On-balance Sheet Securitization Exposures, Trading Assets | RCONS485 | $205.5M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $183.9M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $140.9M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $140.9M |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $134.9M |
| All Other Assets - 250 Pct Risk Weight Category | RCONH293 | $120.2M |
| The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% | RCONS504 | $120.2M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS562 | $120.2M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $57.0M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $56.1M |
| On-balance Sheet Securitization Exposures, Available-for-sale Securities - Ssfa Risk Weight Exposure, by Calculation Methodology | RCONS483 | $43.9M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $37.4M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $37.4M |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 20 Pct Risk Weight Category | RCONS415 | $36.5M |
| Off-balance Sheet Securitization Exposures - Adjustments to Total Reported in Column a | RCONS496 | $23.6M |
| Total Off-balance Sheet Securitization Exposures | RCONS495 | $23.6M |
| Loans and Leases Held for Sale, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS429 | $19.4M |
| Total Loans and Leases Held for Sale, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS423 | $19.4M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $18.1M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $18.1M |
| All Other Off- Balance Sheet Liabilities - 100 Pct Risk Weight Category | RCONG623 | $16.9M |
| All Other Off- Balance Sheet Liabilities - Credit Equivalent Amount | RCONG619 | $16.9M |
| All Other Off- Balance Sheet Liabilities - Face, Notional or Other Amount | RCONG618 | $16.9M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $16.2M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$15.9M |
| On-balance Sheet Securitization Exposures, Available-for-sale Securities - Adjustments to Total Reported in Column a | RCONS481 | $15.7M |
| Total On-balance Sheet Securitization Exposures, Available-for-sale Securities | RCONS480 | $15.7M |
| Risk-weighted Assets by Risk-weighted Category - 4 Pct Risk Weight Category | RCONS570 | $13.9M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $6.6M |
| Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount | RCONH300 | $2.2M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Exposure Amount | RCONH296 | $2.2M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount | RCONH297 | $2.2M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $1.9M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $1.9M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $1.4M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $711K |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $711K |
| Off-balance Sheet Securitization Exposures - Ssfa Risk Weight Exposure, by Calculation Method | RCONS498 | $558K |
| Amount of allowances for credit losses on purchased credit-deteriorated assets - Loans and leases held for investment | RCONJJ30 | $190K |
| All Other Assets - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount | RCONH295 | $24K |
| All Other Assets -Application of Other Risk Weighting Approaches Exposure Amount | RCONH294 | $2K |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Outstanding Principal Balance of Loans Other Than 1-4 Family Residential Mortgage Loans That Are Serviced for Others | RCONA591 | $15.70B |
| Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with No Recourse or Other Servicer-provided Credit Enhancements | RCONB805 | $7.79B |
| Assets Sold with Recourse or Other Seller-provided Credit Enhancements and Not Securitized - All Other Loans | RCONB796 | $1.12B |
| Outstanding Principal Balance of Assets Sold and Securitized with Recourse or Other Seller-provided Credit Enhancements - All Other Loans | RCONB711 | $395.9M |
| Maximum amout of credit exposure arising from recourse or other seller provided credit enhancements provided to structures reported, All other Loans, All Leases, and All Other Assets | RCONHU15 | $112.0M |
| Maximum Amount of Credit Exposure Arising from Recourse or Other Seller-provided Credit Enhancements Provided to Assets Reported in Item 11: All Other Loans | RCONB803 | $32.9M |
| Assets Sold with Recourse or Other Seller-provided Credit Enhancements and Not Securitized - 1-4 Family Residential Loans | RCONB790 | $16.9M |
| Maximum Amount of Credit Exposure Arising from Recourse or Other Seller-provided Credit Enhancements Provided to Assets Reported in Item 11: 1-4 Family Residential Loans | RCONB797 | $16.9M |
| Charge-offs on Assets Sold and Securitized with Recourse or Other Seller-provided Credit Enhancements (Calendar Year-to-date): All Other Loans | RIADB753 | $16.0M |
| Past Due Loan Amounts Included in Item 1: 30-89 Days All Other Loans | RCONB739 | $5.8M |
| Past Due Loan Amounts Included in Item 1: 90 Days or More All Other Loans | RCONB746 | $2.4M |
| Recoveries on Assets Sold and Securitized with Recourse or Other Seller-provided Credit Enhancements (Calendar Year-to-date): All Other Loans | RIADB760 | $1.1M |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $7.28B |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $6.03B |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $6.03B |
| Other Transactions with Stockholders (Including Parent Holding Company) | RIAD4415 | $765.7M |
| Other Comprehensive Income | RIADB511 | -$22.3M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (7 items)
About Schedule RI-B, Part I · SoFi Bank, N.A. charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $20.0M |
| Charge-offs on Loans to Credit Cards | RIADB514 | $19.7M |
| Uncollectible Credit Card Fees & Finance Charges Reversed Against Income (I.e., Not Included in Charge-offs Against the Allowance for Loan and Lease Losses) | RIADC388 | $4.4M |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $2.8M |
| Recoveries on Loans to Credit Cards | RIADB515 | $2.8M |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $291K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $19K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · SoFi Bank, N.A. changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $56.5M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $50.9M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $20.0M |
| Amount of Allowance for Credit Losses on Loan and Lease Losses Attributable to Credit Card Fees and Finance Charges | RIADC390 | $1.1M |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (10 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $1.32B |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $626.2M |
| Loans and Leases, Held for Investment, Credit cards, Amortized Cost | RCONJJ08 | $523.7M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $164.8M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $56.5M |
| Loans and Leases, Held for Investment, Credit cards, Allowance Balance | RCONJJ16 | $54.6M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $2.9M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $1.9M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $1.8M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $67K |
Schedule RI-E: Explanations (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| First Itemized Transaction of Other Transactions with Stockholders (Including Parent Holding Company) (4415) | RIAD4498 | $765.7M |
| First Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4461 | $420.7M |
| Marketing and Other Professional Services | RIAD0497 | $373.8M |
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $231.2M |
| Second Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4467 | $209.3M |
| Bank Card and Credit Card Interchange Fees | RIADF555 | $78.2M |
| Third Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4468 | $73.7M |
SoFi Bank, N.A. call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the SoFi Bank, N.A. call report?
The SoFi Bank, N.A. call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does SoFi Bank, N.A. file?
SoFi Bank, N.A. files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the SoFi Bank, N.A. call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: SoFi Bank, N.A. has Federal Reserve RSSD ID 962966 and FDIC certificate number 26881. Either one finds its filings on the FFIEC Central Data Repository.
How often does SoFi Bank, N.A. file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
SoFi Bank, N.A. financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 26881) · FFIEC NIC profile (RSSD 962966)