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SoFi Bank, N.A.: Balance Sheet

Data as of · Call Report Schedule RC How we update

Assets, liabilities and equity as reported on Schedule RC, the statement every other page on this profile is derived from.

The standout move of Q2 2026 was in Accumulated other comprehensive income: 356.7% lower than in Q1 2026, at -$11.9M. SoFi Bank, N.A. ranks 7th of 44 Utah banks on total assets, in the upper half at $56.82B (Q2 2026). SoFi Bank, N.A.'s total assets of $56.82B is well above the $22.46B median for banks in the $10B-100B asset tier, a gap of 153% (Q2 2026).

Assets

Assets for SoFi Bank, N.A., Q2 2026
Line item Q2 2026
Total assets $56.82B
Cash and balances due from depository institutions $3.79B
Total securities $4.03B
Fed funds sold and reverse repos $0
Net loans and leases $46.67B
Loans held for sale $29.47B
Trading account assets $205.5M
Premises and fixed assets $3.3M
Other real estate owned $0
Goodwill and other intangibles $368.2M
All other assets $1.76B

Liabilities

Liabilities for SoFi Bank, N.A., Q2 2026
Line item Q2 2026
Total liabilities $49.54B
Total deposits $46.78B
Fed funds purchased and repos $0
Trading liabilities $0
Other borrowed money $1.49B
Subordinated notes and debentures $0
All other liabilities $1.27B

Equity capital

Equity capital for SoFi Bank, N.A., Q2 2026
Line item Q2 2026
Total equity capital $7.28B
Common stock $0
Common stock surplus $5.14B
Retained earnings $2.15B
Preferred stock and surplus $0
Accumulated other comprehensive income -$11.9M
Total liabilities and equity capital $56.82B

Balance Sheet trend

Last 12 quarters as filed. Every value plotted here also appears in the tables above.

Total assets and total liabilities
Loans, securities and cash

Balance Sheet by quarter

Values plotted above, SoFi Bank, N.A., oldest first
Quarter Total assetsTotal liabilitiesNet loans and leasesSecuritiesCash and balances due
Q3 2023 $21.51B $18.54B $17.85B $438.4M $2.74B
Q4 2023 $24.06B $20.66B $19.76B $552.6M $3.05B
Q1 2024 $25.66B $22.16B $20.37B $934.8M $3.53B
Q2 2024 $27.36B $23.56B $22.72B $1.43B $2.30B
Q3 2024 $29.26B $25.05B $24.26B $1.51B $2.37B
Q4 2024 $31.09B $26.55B $25.38B $1.86B $2.64B
Q1 2025 $32.86B $28.13B $27.11B $2.09B $2.19B
Q2 2025 $36.28B $31.37B $30.27B $2.26B $2.32B
Q3 2025 $41.25B $35.43B $33.72B $2.39B $3.52B
Q4 2025 $46.57B $40.54B $36.74B $2.60B $5.41B
Q1 2026 $49.67B $43.34B $40.85B $3.04B $3.75B
Q2 2026 $56.82B $49.54B $46.67B $4.03B $3.79B

SoFi Bank, N.A. balance sheet, all the way back

Balance Sheet back to 2001 · peer percentiles on every line item · Excel export

Unlock SoFi Bank, N.A., free

Source: Call Report Schedule RC, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full SoFi Bank, N.A. profile, peer group comparison, or how this data updates.

Regulator records: FDIC BankFind (cert 26881) · FFIEC NIC profile (RSSD 962966)