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SoFi Bank, N.A. Locations & Branches Cottonwood Heights, Utah
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SoFi Bank, N.A. operates 4 branches from its headquarters in Cottonwood Heights, UT, .
SoFi Bank, N.A. branch network
Its 4 branches span 2 states and 4 cities. The most are in CALIFORNIA (3) and UTAH (1). UTAH holds 99.6% of its branch deposits. Its largest office by deposits is its main office in Cottonwood Heights, UT, with $46.61B (99.6% of its branch deposits). It had the same number of branches on June 30, 2025.
SoFi Bank, N.A. at a glance
Its CET1 capital ratio was 15.17% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $56.82B
- CET1 ratio, Q2 2026
- 15.17%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q2 2026, FFIEC 041
- Established
- 1986
Full financial profile · Is SoFi Bank, N.A. safe? · SoFi Bank, N.A. call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Cottonwood Heights, UT (1 branch) | 1 of 6 | 98.2% | $46.61B |
| State: UT (1 branch) | 7 of 63 | 3.8% | $46.61B |
Ranked by total assets among banks headquartered in the state: Largest banks in Utah.
Share by county and metro area
SoFi Bank, N.A.'s share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Salt Lake, UT (1 branch) | 7 of 56 | 4.0% | $46.61B | $1.18T |
| Sutter, CA (2 branches) | 9 of 12 | 4.9% | $144.6M | $2.93B |
| Sacramento, CA (1 branch) | 28 of 30 | <0.1% | $26.5M | $72.87B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Salt Lake City, UT (1 branch) | 7 of 56 | 4.0% | $46.61B | $1.18T |
| Yuba City, CA (2 branches) | 9 of 12 | 4.0% | $144.6M | $3.59B |
| Sacramento-Roseville-Folsom, CA (1 branch) | 37 of 37 | <0.1% | $26.5M | $96.40B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| SoFi Bank, N.A. (main office) | Cottonwood Heights, UT | 84121 | $46.61B |
| Yuba City Branch 04 | Yuba City, CA | 95993 | $96.1M |
| Live Oak Branch | Live Oak, CA | 95953 | $48.5M |
| Sacramento Office Branch | Sacramento, CA | 95816 | $26.5M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 26881) · FFIEC NIC profile (RSSD 962966)