Barclays Bank Delaware: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
Loan-to-deposit ratio dropped 10.27 percentage points in Q2 2026, from 94.01% to 83.74%. It was the largest change from Q1 2026 among the key lines here. Barclays Bank Delaware ranks 5th of 17 Delaware banks on loan-to-deposit ratio, in the upper half at 83.74% (Q2 2026). The median for banks in the $10B-100B asset tier is 86.83% on loan-to-deposit ratio. Barclays Bank Delaware sits 3.09 points lower, at 83.74% (Q2 2026).
Loan totals
| Line item | Q2 2026 |
|---|---|
| Total loans and leases | $29.57B |
| Net loans and leases | $26.94B |
| Loans held for sale | $341.0M |
| Loans to total assets | 68.06% |
| Loan-to-deposit ratio | 83.74% |
| Net loans to equity capital | 4.47% |
Portfolio mix (share of total loans)
| Line item | Q2 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 0.00% |
| Multifamily (5+ residential) | 0.01% |
| Commercial and industrial | 1.28% |
| Consumer | 98.69% |
| Credit cards | 95.42% |
| Farm | 0.00% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 0.00% |
Concentration measures
| Line item | Q2 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 0.05% |
| Construction concentration (Tier 1 capital + allowance) | 0.00% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q2 2026 |
|---|---|
| Yield on loans | 17.29% |
| Interest income on loans | $1.34B |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q3 2023 | $30.21B | $30.08B | 0.00% | 0.90% | 99.08% |
| Q4 2023 | $32.16B | $31.72B | 0.00% | 0.85% | 99.13% |
| Q1 2024 | $30.43B | $30.60B | 0.00% | 0.94% | 99.04% |
| Q2 2024 | $31.14B | $30.18B | 0.00% | 0.93% | 99.05% |
| Q3 2024 | $31.50B | $32.21B | 0.00% | 0.97% | 99.01% |
| Q4 2024 | $33.06B | $35.42B | 0.00% | 0.93% | 99.06% |
| Q1 2025 | $31.94B | $35.72B | 0.00% | 0.96% | 99.02% |
| Q2 2025 | $32.86B | $34.92B | 0.00% | 0.93% | 99.04% |
| Q3 2025 | $34.86B | $37.03B | 0.00% | 1.28% | 98.69% |
| Q4 2025 | $36.57B | $38.12B | 0.00% | 1.18% | 98.79% |
| Q1 2026 | $35.21B | $37.46B | 0.00% | 1.27% | 98.71% |
| Q2 2026 | $29.57B | $35.31B | 0.00% | 1.28% | 98.69% |
Barclays Bank Delaware loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock Barclays Bank Delaware, freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Barclays Bank Delaware profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 57203) · FFIEC NIC profile (RSSD 2980209)