Barclays Bank Delaware: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The standout move of Q2 2026 was in Net interest margin: 0.94 percentage points lower than in Q1 2026, at 10.04%. On net interest margin, Barclays Bank Delaware ranks 2nd highest among the 17 banks headquartered in Delaware, at 10.04% (Q2 2026). Against a median of 3.60% for banks in the $10B-100B asset tier, Barclays Bank Delaware reported 10.04% on net interest margin in Q2 2026, 6.44 points higher.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 13.12% |
| Yield on loans | 16.61% |
| Yield on securities | 3.96% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 3.68% |
| Cost of interest-bearing deposits | 3.71% |
| Cost of interest-bearing liabilities | 3.73% |
| Cost of borrowings | 4.89% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 10.04% |
| Yield to cost spread | 9.39% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $1.34B |
| Total interest expense | $349.0M |
| Interest expense on deposits | $337.0M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 14.69% | 4.13% | 11.15% | 17.20% | 2.28% |
| Q4 2023 | 14.69% | 4.34% | 11.01% | 17.27% | 4.35% |
| Q1 2024 | 14.45% | 4.43% | 10.68% | 17.24% | 6.64% |
| Q2 2024 | 14.44% | 4.47% | 10.67% | 17.10% | 4.42% |
| Q3 2024 | 14.76% | 4.54% | 10.95% | 17.56% | 4.58% |
| Q4 2024 | 14.55% | 4.43% | 10.81% | 17.55% | 5.64% |
| Q1 2025 | 13.88% | 4.15% | 10.34% | 17.39% | 3.56% |
| Q2 2025 | 14.14% | 4.12% | 10.65% | 17.43% | 4.46% |
| Q3 2025 | 14.43% | 4.07% | 10.98% | 17.71% | 4.07% |
| Q4 2025 | 14.55% | 3.95% | 11.20% | 17.52% | 4.60% |
| Q1 2026 | 14.14% | 3.72% | 10.98% | 17.14% | 4.47% |
| Q2 2026 | 13.12% | 3.68% | 10.04% | 16.61% | 3.96% |
Barclays Bank Delaware yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Barclays Bank Delaware, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Barclays Bank Delaware profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 57203) · FFIEC NIC profile (RSSD 2980209)