Bank Comparison
TD Bank USA, N.A. vs Barclays Bank Delaware
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
10 · 13
winning metrics across 23 comparable rows
Capital adequacy
| Metric | TD Bank USA, N.A. | Barclays Bank Delaware |
|---|---|---|
| CET1 Ratio | 30.49% | 14.26% |
| Tier 1 Capital Ratio | 30.49% | 15.95% |
| Total Capital Ratio | 31.81% | 17.27% |
| Tier 1 Leverage Ratio | 11.33% | 12.60% |
| Equity / Assets | 11.51% | 14.01% |
Profitability
| Metric | TD Bank USA, N.A. | Barclays Bank Delaware |
|---|---|---|
| Return on Assets (ROA) | 0.12% | 1.36% |
| Return on Equity (ROE) | 1.07% | 10.02% |
| Net Interest Margin (NIM) | 6.39% | 10.98% |
| Yield on Earning Assets | 9.68% | 14.14% |
| Cost of Funds | 3.58% | 3.74% |
Asset quality
| Metric | TD Bank USA, N.A. | Barclays Bank Delaware |
|---|---|---|
| Texas Ratio | 5.56% | 10.62% |
| Non-Performing Loan Ratio | 0.76% | 0.91% |
| Non-Performing Asset Ratio | 0.20% | 0.69% |
| Net Charge-Off Ratio | 5.47% | 3.74% |
| ACL / Loans | 9.91% | 7.46% |
Balance sheet
| Metric | TD Bank USA, N.A. | Barclays Bank Delaware |
|---|---|---|
| Total Assets | $32,718M | $46,648M |
| Total Deposits | $27,662M | $37,458M |
| Total Loans | $8,742M | $35,214M |
| Total Equity | $3,765M | $6,537M |
| Net Income (quarter) | $10,208K | $162,000K |
Liquidity & funding
| Metric | TD Bank USA, N.A. | Barclays Bank Delaware |
|---|---|---|
| Loan-to-Deposit Ratio | 31.60% | 94.01% |
| Core Deposit Ratio | 100.00% | 97.37% |
| Uninsured Deposit Ratio | 1.24% | 6.92% |
Identity
| Metric | TD Bank USA, N.A. | Barclays Bank Delaware |
|---|---|---|
| Headquarters City | WILMINGTON | WILMINGTON |
| Headquarters State | DE | DE |
| Asset Tier | Regional | Regional |
| Charter Class | 22611 | 0 |
| Regulator | OCC | FDIC |
| Domestic Branches | 1 | 1 |
| Employees (FTE) | 119 | 4,125 |
| Established | Oct. 13, 1994, midnight | May 23, 2001, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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