Call report code · Schedule RC-R, Part II
RCONS454: Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 100 Pct Risk Weight Category
RCONS454 is the call report code for loans and leases, net of unearned income, exposures past due 90 days or more or on nonaccrual - 100 pct risk weight category, reported on Schedule RC-R, Part II, Risk-Weighted Assets. For Q2 2026, 2,407 banks reported it, totaling $2.43B; the median among the 357 with a nonzero amount was $844K. The largest value reported for Q2 2026 was $249.5M, by Pathward, N.A.
Where RCONS454 sits on the call report
| Code | RCONS454 (prefix RCON, item S454) |
|---|---|
| Prefix RCON | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items. |
| Schedule | RC-R, Part II, Risk-Weighted Assets |
| Reported on | FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 2015 |
The same item under other prefixes
Item S454 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCFDS454 | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices) | 77 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCONS454 |
|---|---|---|
| Pathward, N.A. | Sioux Falls, SD | $249.5M |
| International Bank of Commerce | Laredo, TX | $149.0M |
| International Bank of Commerce | Brownsville, TX | $144.5M |
| WaFd Bank | Seattle, WA | $127.6M |
| Northpointe Bank | Grand Rapids, MI | $122.8M |
| Amalgamated Bank | New York, NY | $98.6M |
| Newtek Bank, N.A. | Miami, FL | $61.0M |
| American Momentum Bank | College Station, TX | $59.4M |
| BancFirst | Oklahoma City, OK | $59.1M |
| Woori America Bank | New York, NY | $57.9M |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 2,407 | $2.43B |
| March 31, 2026 | 761 | $1.38B |
| December 31, 2025 | 2,595 | $2.03B |
| September 30, 2025 | 810 | $1.30B |
| June 30, 2025 | 2,683 | $1.69B |
| March 31, 2025 | 830 | $1.07B |
| December 31, 2024 | 2,763 | $1.65B |
| September 30, 2024 | 855 | $1.01B |
Related
All codes on Schedule RC-R, Part II · All call report schedules · Find the code for a loan type · What a call report is