RCONB575: Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards - Past Due 30 Through 89 Days and Still Accruing
RCONB575 is the call report code for loans to individuals for household, family, and other personal expenditures: credit cards - past due 30 through 89 days and still accruing, reported on Schedule RC-N, Past Due and Nonaccrual Loans, Leases, and Other Assets. For Q2 2026, 4,217 banks reported it, totaling $1.68B; the median among the 359 with a nonzero amount was $25K. The largest value reported for Q2 2026 was $379.0M, by Comenity Capital Bank.
Definition
Report in column A the amount of all extensions of credit to individuals for household, family, and other personal expenditures arising from credit cards, as defined for Schedule RC-C, part I, item 6.a, that are past due 30 days or more and still accruing of the report date.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCONB575 sits on the call report
| Code | RCONB575 (prefix RCON, item B575) |
|---|---|
| Prefix RCON | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items. |
| Schedule | RC-N, Past Due and Nonaccrual Loans, Leases, and Other Assets |
| Reported on | FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 2001 |
The same item under other prefixes
Item B575 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCFDB575 | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices) | 80 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCONB575 |
|---|---|---|
| Comenity Capital Bank | Draper, UT | $379.0M |
| Barclays Bank Delaware | Wilmington, DE | $357.0M |
| Merrick Bank | South Jordan, UT | $233.8M |
| Comenity Bank | Wilmington, DE | $209.6M |
| TD Bank USA, N.A. | Wilmington, DE | $180.5M |
| First National Bank of Omaha | Omaha, NE | $90.9M |
| Credit One Bank, N.A. | Las Vegas, NV | $70.9M |
| Coastal Community Bank | Everett, WA | $24.9M |
| Lead Bank | Kansas City, MO | $22.6M |
| Capital Bank, N.A. | Rockville, MD | $14.6M |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 4,217 | $1.68B |
| March 31, 2026 | 4,256 | $1.76B |
| December 31, 2025 | 4,314 | $1.92B |
| September 30, 2025 | 4,355 | $1.86B |
| June 30, 2025 | 4,397 | $1.72B |
| March 31, 2025 | 4,437 | $1.69B |
| December 31, 2024 | 4,461 | $1.84B |
| September 30, 2024 | 4,490 | $1.88B |
Related
All codes on Schedule RC-N · All call report schedules · Find the code for a loan type · What a call report is