Grasshopper Bank, N.A.: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The largest change between Q1 2026 and Q2 2026 was in Net interest margin, which rose 0.26 percentage points to 3.77%. Grasshopper Bank, N.A. ranks 42nd of 105 New York banks on net interest margin, in the upper half at 3.77% (Q2 2026). At 3.77%, Grasshopper Bank, N.A.'s net interest margin is close to the 3.71% median for banks in the $1B-10B asset tier (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 6.16% |
| Yield on loans | 6.66% |
| Yield on securities | 4.16% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 2.59% |
| Cost of interest-bearing deposits | 2.92% |
| Cost of interest-bearing liabilities | 2.92% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.77% |
| Yield to cost spread | 3.24% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $20.1M |
| Total interest expense | $9.1M |
| Interest expense on deposits | $9.1M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 5.26% | 3.52% | 2.11% | 5.94% | 3.06% |
| Q4 2023 | 4.69% | 2.71% | 1.72% | 4.96% | 3.40% |
| Q1 2024 | 5.47% | 2.81% | 2.37% | 6.03% | 3.27% |
| Q2 2024 | 5.83% | 2.90% | 2.70% | 6.47% | 3.08% |
| Q3 2024 | 5.72% | 3.01% | 2.60% | 6.31% | 3.16% |
| Q4 2024 | 5.74% | 2.51% | 3.07% | 6.37% | 3.19% |
| Q1 2025 | 5.42% | 2.12% | 2.95% | 5.83% | 3.80% |
| Q2 2025 | 5.86% | 3.14% | 2.95% | 6.73% | 3.61% |
| Q3 2025 | 6.17% | 3.25% | 3.26% | 6.74% | 4.94% |
| Q4 2025 | 6.08% | 2.75% | 3.44% | 6.74% | 4.37% |
| Q1 2026 | 5.94% | 2.53% | 3.51% | 6.54% | 4.44% |
| Q2 2026 | 6.16% | 2.59% | 3.77% | 6.66% | 4.16% |
Grasshopper Bank, N.A. yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Grasshopper Bank, N.A., freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Grasshopper Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 59113) · FFIEC NIC profile (RSSD 5210989)