Grasshopper Bank, N.A.: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Brokered deposits to total deposits dropped 3.96 percentage points in Q2 2026, from 3.96% to 0.00%. It was the largest change from Q1 2026 among the key lines here. Within New York, Grasshopper Bank, N.A. is 74th of 105 on return on assets, 0.69% as of Q2 2026, below the middle of the field. Grasshopper Bank, N.A. reported 0.69% on return on assets for Q2 2026, 0.58 points below the 1.28% median for banks in the $1B-10B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 10.17% |
| Tier 1 risk-based capital ratio | 10.17% |
| Total risk-based capital ratio | 11.00% |
| Tier 1 leverage ratio | 8.22% |
| Equity capital to assets | 9.09% |
| Tangible equity to tangible assets | 8.88% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.49% |
| Non-performing assets ratio | 0.39% |
| Net charge-off ratio | 0.24% |
| Texas ratio | 4.13% |
| Allowance for credit losses to loans | 0.85% |
| Reserve coverage of non-performing loans | 171.85% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.69% |
| Return on equity | 7.59% |
| Net interest margin | 3.77% |
| Efficiency ratio | 77.86% |
| Yield on earning assets | 6.16% |
| Cost of funds | 2.59% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 83.69% |
| Core deposits to total deposits | 97.04% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 89.59% |
| Securities to assets | 14.85% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 12.63% | 12.63% | 13.65% | 10.01% | 0.20% |
| Q4 2023 | 11.91% | 11.91% | 12.96% | 9.29% | -4.35% |
| Q1 2024 | 10.68% | 10.68% | 11.70% | 8.65% | 0.09% |
| Q2 2024 | 10.86% | 10.86% | 11.91% | 8.05% | 0.12% |
| Q3 2024 | 10.65% | 10.65% | 11.68% | 8.02% | 0.01% |
| Q4 2024 | 10.42% | 10.42% | 11.36% | 7.91% | -0.15% |
| Q1 2025 | 13.20% | 13.20% | 13.99% | 10.81% | 0.10% |
| Q2 2025 | 10.42% | 10.42% | 11.30% | 8.09% | 0.94% |
| Q3 2025 | 10.22% | 10.22% | 11.03% | 8.45% | 1.17% |
| Q4 2025 | 10.05% | 10.05% | 10.83% | 8.02% | 6.84% |
| Q1 2026 | 10.26% | 10.26% | 11.10% | 8.06% | 1.39% |
| Q2 2026 | 10.17% | 10.17% | 11.00% | 8.22% | 0.69% |
Grasshopper Bank, N.A. vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Grasshopper Bank, N.A., freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Grasshopper Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 59113) · FFIEC NIC profile (RSSD 5210989)