Grasshopper Bank, N.A.: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The standout move of Q2 2026 was in Accumulated other comprehensive income: 9.5% higher than in Q1 2026, at -$6.7M. Grasshopper Bank, N.A. has the 1st lowest CET1 ratio of the 82 banks headquartered in New York, at 10.17% as of Q2 2026. The median for banks in the $1B-10B asset tier is 13.48% on CET1 ratio. Grasshopper Bank, N.A. sits 3.31 points lower, at 10.17% (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 10.17% |
| Tier 1 risk-based capital ratio | 10.17% |
| Total risk-based capital ratio | 11.00% |
| Tier 1 leverage ratio | 8.22% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $127.3M |
| Tier 1 capital | $127.3M |
| Total risk-based capital | $137.8M |
| Total equity capital | $145.7M |
| Risk-weighted assets | $1.25B |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 9.09% |
| Tangible equity to tangible assets | 8.88% |
| Equity capital to average assets | 9.25% |
| Internal capital growth rate | 7.69% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $21.2M |
| Common stock surplus | $186.6M |
| Retained earnings | -$55.4M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$6.7M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 12.63% | 12.63% | 13.65% | 10.01% | $545.9M |
| Q4 2023 | 11.91% | 11.91% | 12.96% | 9.29% | $563.2M |
| Q1 2024 | 10.68% | 10.68% | 11.70% | 8.65% | $629.8M |
| Q2 2024 | 10.86% | 10.86% | 11.91% | 8.05% | $631.2M |
| Q3 2024 | 10.65% | 10.65% | 11.68% | 8.02% | $645.6M |
| Q4 2024 | 10.42% | 10.42% | 11.36% | 7.91% | $656.4M |
| Q1 2025 | 13.20% | 13.20% | 13.99% | 10.81% | $747.1M |
| Q2 2025 | 10.42% | 10.42% | 11.30% | 8.09% | $1.06B |
| Q3 2025 | 10.22% | 10.22% | 11.03% | 8.45% | $1.15B |
| Q4 2025 | 10.05% | 10.05% | 10.83% | 8.02% | $1.18B |
| Q1 2026 | 10.26% | 10.26% | 11.10% | 8.06% | $1.21B |
| Q2 2026 | 10.17% | 10.17% | 11.00% | 8.22% | $1.25B |
Grasshopper Bank, N.A. regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Grasshopper Bank, N.A., freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Grasshopper Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 59113) · FFIEC NIC profile (RSSD 5210989)