Grasshopper Bank, N.A.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Grasshopper Bank, N.A. of New York, NY against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.69% | 1.44% | -0.75% | 15th bottom |
| ROAE | 7.59% | 12.51% | -4.92% | 19th bottom |
| Net Interest Margin Behind the peer average, ahead of the median peer. | 3.77% | 3.84% | -0.07% | 54th above |
| Efficiency Ratio | 77.86% | 58.85% | +19.01% | 9th bottom |
| PPNR / Avg Assets | 1.18% | 1.78% | -0.60% | 22nd bottom |
| Yield on Earning Assets | 6.16% | 5.71% | +0.45% | 81st top |
| Cost of Funds | 2.59% | 2.03% | +0.56% | 19th bottom |
| Net Interest Spread | 3.24% | 3.18% | +0.06% | 62nd above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.49% | 0.96% | -0.47% | 58th above |
| NPA / Total Assets | 0.39% | 0.75% | -0.36% | 58th above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.24% | 0.31% | -0.07% | 17th bottom |
| ACL / Total Loans | 0.85% | 1.25% | -0.40% | 16th bottom |
| ACL / NPLs (Coverage) | 171.85% | 699.42% | -527.57% | 48th below |
| Texas Ratio | 4.13% | 7.16% | -3.03% | 55th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 10.17% | 17.42% | -7.25% | 2nd bottom |
| Tier 1 Ratio | 10.17% | 17.45% | -7.28% | 2nd bottom |
| Total Capital Ratio | 11.00% | 18.51% | -7.51% | 1st bottom |
| Leverage Ratio | 8.22% | 11.60% | -3.38% | 3rd bottom |
| Equity / Assets | 9.09% | 11.33% | -2.24% | 23rd bottom |
| TCE / Tangible Assets | 8.88% | 10.65% | -1.77% | 30th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 83.69% | 86.35% | -2.66% | 62nd above |
| Core Deposit Ratio | 97.04% | 85.54% | +11.50% | 93rd top |
| Uninsured Deposit Ratio | 17.91% | 32.73% | -14.82% | 88th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 20.13% | 10.44% | +9.69% | 91st top |
| Loan Growth (Y/Y) | 25.02% | 7.97% | +17.05% | 94th top |
| Deposit Growth (Y/Y) | 20.41% | 7.97% | +12.44% | 91st top |
See Grasshopper Bank, N.A.'s peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Grasshopper Bank, N.A., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Grasshopper Bank, N.A. profile, how to read a UBPR, or how this data updates.