Grasshopper Bank, N.A.: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Cash and balances due from depository institutions climbed 114.1% in Q2 2026, from $44.9M to $96.1M. It was the largest change from Q1 2026 among the key lines here. Grasshopper Bank, N.A. ranks 58th of 105 New York banks on loan-to-deposit ratio, in the lower half at 83.69% (Q2 2026). The median for banks in the $1B-10B asset tier is 88.20% on loan-to-deposit ratio. Grasshopper Bank, N.A. sits 4.51 points lower, at 83.69% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $96.1M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $334.3M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 83.69% |
| Net loans and leases to deposits | 82.99% |
| Loans and leases to core deposits | 86.25% |
| Core deposits to total deposits | 97.04% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 79.45% | 100.00% | $0 | $0 |
| Q4 2023 | 77.94% | 100.00% | $0 | $0 |
| Q1 2024 | 82.89% | 100.00% | $0 | $0 |
| Q2 2024 | 80.25% | 100.00% | $0 | $0 |
| Q3 2024 | 79.20% | 100.00% | $0 | $0 |
| Q4 2024 | 80.29% | 100.00% | $0 | $0 |
| Q1 2025 | 83.96% | 100.00% | $0 | $0 |
| Q2 2025 | 80.61% | 96.05% | $0 | $0 |
| Q3 2025 | 82.04% | 96.39% | $0 | $0 |
| Q4 2025 | 78.16% | 97.09% | $0 | $0 |
| Q1 2026 | 86.11% | 96.88% | $0 | $0 |
| Q2 2026 | 83.69% | 97.04% | $0 | $0 |
Grasshopper Bank, N.A. liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Grasshopper Bank, N.A., freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Grasshopper Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 59113) · FFIEC NIC profile (RSSD 5210989)