BTG Pactual Bank, N.A.: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The standout move of Q2 2026 was in Total risk-based capital ratio: 43.46 percentage points lower than in Q1 2026, at 112.79%. On CET1 ratio, BTG Pactual Bank, N.A. ranks 2nd highest among the 82 banks headquartered in New York, at 111.63% (Q2 2026). BTG Pactual Bank, N.A.'s CET1 ratio of 111.63% is well above the 15.07% median for banks in the $100M-1B asset tier, a gap of 96.56 points (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 111.63% |
| Tier 1 risk-based capital ratio | 111.63% |
| Total risk-based capital ratio | 112.79% |
| Tier 1 leverage ratio | 48.10% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $457.0M |
| Tier 1 capital | $457.0M |
| Total risk-based capital | $461.8M |
| Total equity capital | $458.3M |
| Risk-weighted assets | $409.4M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 46.84% |
| Tangible equity to tangible assets | 46.84% |
| Equity capital to average assets | 48.17% |
| Internal capital growth rate | -0.39% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $1K |
| Common stock surplus | $466.0M |
| Retained earnings | -$7.6M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$106K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 19.32% | 19.32% | 20.58% | 12.13% | $229.0M |
| Q4 2023 | 18.92% | 18.92% | 20.17% | 11.74% | $234.5M |
| Q1 2024 | 18.79% | 18.79% | 19.99% | 11.11% | $236.4M |
| Q2 2024 | 19.41% | 19.41% | 20.65% | 11.33% | $231.3M |
| Q3 2024 | 19.71% | 19.71% | 20.96% | 11.25% | $228.5M |
| Q4 2024 | 19.60% | 19.60% | 20.79% | 11.18% | $230.4M |
| Q1 2025 | 20.26% | 20.26% | 21.50% | 11.22% | $224.2M |
| Q2 2025 | 20.21% | 20.21% | 21.43% | 11.40% | $226.2M |
| Q3 2025 | 19.22% | 19.22% | 20.37% | 11.64% | $240.7M |
| Q4 2025 | 197.28% | 197.28% | 198.52% | 106.59% | $231.7M |
| Q1 2026 | 155.00% | 155.00% | 156.25% | 51.20% | $295.1M |
| Q2 2026 | 111.63% | 111.63% | 112.79% | 48.10% | $409.4M |
BTG Pactual Bank, N.A. regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock BTG Pactual Bank, N.A., freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full BTG Pactual Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 35154) · FFIEC NIC profile (RSSD 2916534)