BTG Pactual Bank, N.A.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks BTG Pactual Bank, N.A. of New York, NY against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | -0.19% | 1.35% | -1.54% | 4th bottom |
| ROAE | -0.39% | 12.06% | -12.45% | 4th bottom |
| Net Interest Margin | 3.26% | 3.90% | -0.64% | 18th bottom |
| Efficiency Ratio | 85.86% | 63.14% | +22.72% | 9th bottom |
| PPNR / Avg Assets | 0.46% | 1.64% | -1.18% | 8th bottom |
| Yield on Earning Assets | 4.96% | 5.65% | -0.69% | 22nd bottom |
| Cost of Funds | 3.34% | 1.85% | +1.49% | 2nd bottom |
| Net Interest Spread | 1.08% | 3.35% | -2.27% | 1st bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.92% | -0.92% | 93rd top |
| NPA / Total Assets | 0.00% | 0.67% | -0.67% | 94th top |
| NCO / Avg Loans | 0.67% | 0.14% | +0.53% | 5th bottom |
| ACL / Total Loans | 1.00% | 1.28% | -0.28% | 25th below |
| Texas Ratio | 0.17% | 7.15% | -6.98% | 86th top |
| Provision / NCO Behind the peer average, ahead of the median peer. | 351.57% | 1189.71% | -838.14% | 68th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 111.63% | 20.77% | +90.86% | 99th top |
| Tier 1 Ratio | 111.63% | 20.80% | +90.83% | 99th top |
| Total Capital Ratio | 112.79% | 21.87% | +90.92% | 99th top |
| Leverage Ratio | 48.10% | 12.45% | +35.65% | 99th top |
| Equity / Assets | 46.84% | 11.66% | +35.18% | 99th top |
| TCE / Tangible Assets | 46.84% | 11.39% | +35.45% | 99th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 97.08% | 78.64% | +18.44% | 15th bottom |
| Core Deposit Ratio | 74.29% | 87.10% | -12.81% | 8th bottom |
| Wholesale Funding Ratio | 5.15% | 5.11% | +0.04% | 37th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 144.88% | 6.42% | +138.46% | 100th top |
| Loan Growth (Y/Y) | 67.05% | 7.62% | +59.43% | 99th top |
| Deposit Growth (Y/Y) | 57.10% | 6.00% | +51.10% | 99th top |
See BTG Pactual Bank, N.A.'s peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock BTG Pactual Bank, N.A., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full BTG Pactual Bank, N.A. profile, how to read a UBPR, or how this data updates.