BTG Pactual Bank, N.A.: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Net loans and leases to deposits climbed 5.20 percentage points in Q2 2026, from 90.91% to 96.11%. It was the largest change from Q1 2026 among the key lines here. Within New York, BTG Pactual Bank, N.A. is 21st of 105 on loan-to-deposit ratio, 97.08% as of Q2 2026, above the middle of the field. BTG Pactual Bank, N.A. reported 97.08% on loan-to-deposit ratio for Q2 2026, 16.24 points above the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $431.8M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $510.3M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $50.4M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 5.15% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 97.08% |
| Net loans and leases to deposits | 96.11% |
| Loans and leases to core deposits | 115.81% |
| Core deposits to total deposits | 74.29% |
| Brokered deposits to total deposits | 9.53% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 92.45% | 76.37% | $0 | $41.5M |
| Q4 2023 | 90.91% | 74.78% | $0 | $46.1M |
| Q1 2024 | 90.69% | 72.92% | $0 | $50.8M |
| Q2 2024 | 91.70% | 74.19% | $0 | $50.8M |
| Q3 2024 | 89.69% | 73.07% | $0 | $52.1M |
| Q4 2024 | 88.66% | 72.97% | $0 | $52.1M |
| Q1 2025 | 88.77% | 73.28% | $0 | $52.1M |
| Q2 2025 | 91.30% | 73.75% | $0 | $54.1M |
| Q3 2025 | 99.85% | 68.28% | $0 | $57.0M |
| Q4 2025 | 77.05% | 65.97% | $0 | $57.0M |
| Q1 2026 | 91.97% | 70.15% | $0 | $50.4M |
| Q2 2026 | 97.08% | 74.29% | $0 | $50.4M |
BTG Pactual Bank, N.A. liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock BTG Pactual Bank, N.A., freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full BTG Pactual Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 35154) · FFIEC NIC profile (RSSD 2916534)