BTG Pactual Bank, N.A.: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Total risk-based capital ratio: 43.46 percentage points lower than in Q1 2026, at 112.79%. On return on assets, BTG Pactual Bank, N.A. is 6th from the bottom among 105 New York banks, -0.19% (Q2 2026). BTG Pactual Bank, N.A.'s return on assets of -0.19% is well below the 1.25% median for banks in the $100M-1B asset tier, a gap of 1.44 points (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 111.63% |
| Tier 1 risk-based capital ratio | 111.63% |
| Total risk-based capital ratio | 112.79% |
| Tier 1 leverage ratio | 48.10% |
| Equity capital to assets | 46.84% |
| Tangible equity to tangible assets | 46.84% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | 0.67% |
| Texas ratio | 0.17% |
| Allowance for credit losses to loans | 1.00% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | -0.19% |
| Return on equity | -0.39% |
| Net interest margin | 3.26% |
| Efficiency ratio | 85.86% |
| Yield on earning assets | 4.96% |
| Cost of funds | 3.34% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 97.08% |
| Core deposits to total deposits | 74.29% |
| Brokered deposits to total deposits | 9.53% |
| Deposits to assets | 47.06% |
| Securities to assets | 8.02% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 19.32% | 19.32% | 20.58% | 12.13% | 0.28% |
| Q4 2023 | 18.92% | 18.92% | 20.17% | 11.74% | 0.12% |
| Q1 2024 | 18.79% | 18.79% | 19.99% | 11.11% | 2.38% |
| Q2 2024 | 19.41% | 19.41% | 20.65% | 11.33% | 0.46% |
| Q3 2024 | 19.71% | 19.71% | 20.96% | 11.25% | 0.11% |
| Q4 2024 | 19.60% | 19.60% | 20.79% | 11.18% | 0.22% |
| Q1 2025 | 20.26% | 20.26% | 21.50% | 11.22% | 0.19% |
| Q2 2025 | 20.21% | 20.21% | 21.43% | 11.40% | 0.24% |
| Q3 2025 | 19.22% | 19.22% | 20.37% | 11.64% | 0.44% |
| Q4 2025 | 197.28% | 197.28% | 198.52% | 106.59% | 0.52% |
| Q1 2026 | 155.00% | 155.00% | 156.25% | 51.20% | -0.06% |
| Q2 2026 | 111.63% | 111.63% | 112.79% | 48.10% | -0.19% |
BTG Pactual Bank, N.A. vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock BTG Pactual Bank, N.A., freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full BTG Pactual Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 35154) · FFIEC NIC profile (RSSD 2916534)