Sewickley Savings Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Loan-to-deposit ratio: 3.80 percentage points higher than in Q1 2026, at 30.05%. Within Pennsylvania, Sewickley Savings Bank is 68th of 109 on return on assets, 0.89% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 1.25% on return on assets. Sewickley Savings Bank sits 0.37 points lower, at 0.89% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 45.40% |
| Tier 1 risk-based capital ratio | 45.40% |
| Total risk-based capital ratio | 45.40% |
| Tier 1 leverage ratio | 23.76% |
| Equity capital to assets | 22.94% |
| Tangible equity to tangible assets | 22.94% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 2.73% |
| Non-performing assets ratio | 0.58% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 2.49% |
| Allowance for credit losses to loans | 0.83% |
| Reserve coverage of non-performing loans | 30.35% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.89% |
| Return on equity | 3.90% |
| Net interest margin | 2.58% |
| Efficiency ratio | 56.38% |
| Yield on earning assets | 5.05% |
| Cost of funds | 2.83% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 30.05% |
| Core deposits to total deposits | 84.68% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 70.32% |
| Securities to assets | 67.16% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 65.63% | 65.63% | 65.63% | 33.86% | -0.95% |
| Q4 2023 | 62.12% | 62.12% | 62.12% | 26.83% | -30.23% |
| Q1 2024 | 58.43% | 58.43% | 58.43% | 26.83% | 0.80% |
| Q2 2024 | 59.08% | 59.08% | 59.08% | 26.01% | 0.90% |
| Q3 2024 | 60.00% | 60.00% | 60.00% | 27.51% | 0.69% |
| Q4 2024 | 59.22% | 59.22% | 59.22% | 27.01% | 0.38% |
| Q1 2025 | 57.67% | 57.67% | 57.67% | 26.56% | 0.78% |
| Q2 2025 | 57.03% | 57.03% | 57.03% | 25.80% | 0.94% |
| Q3 2025 | 58.54% | 58.54% | 58.54% | 25.76% | 0.98% |
| Q4 2025 | 52.71% | 52.71% | 52.71% | 25.33% | 0.58% |
| Q1 2026 | 46.03% | 46.03% | 46.03% | 23.96% | 0.76% |
| Q2 2026 | 45.40% | 45.40% | 45.40% | 23.76% | 0.89% |
Sewickley Savings Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Sewickley Savings Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Sewickley Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 30154) · FFIEC NIC profile (RSSD 678070)