Sewickley Savings Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Cash and balances due from depository institutions: 56.9% lower than in Q1 2026, at $8.5M. On loan-to-deposit ratio, Sewickley Savings Bank is 2nd from the bottom among 109 Pennsylvania banks, 30.05% (Q2 2026). Against a median of 80.94% for banks in the $100M-1B asset tier, Sewickley Savings Bank reported 30.05% on loan-to-deposit ratio in Q2 2026, 50.90 points lower.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $8.5M |
| Cash and noninterest-bearing balances to assets | 2.70% |
| Cash and securities | $221.0M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $18.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 5.69% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 30.05% |
| Net loans and leases to deposits | 29.80% |
| Loans and leases to core deposits | 35.48% |
| Core deposits to total deposits | 84.68% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 23.56% | 90.24% | $0 | $4.0M |
| Q4 2023 | 23.46% | 89.36% | $0 | $4.0M |
| Q1 2024 | 22.90% | 88.59% | $0 | $4.0M |
| Q2 2024 | 22.46% | 86.46% | $0 | $0 |
| Q3 2024 | 22.29% | 86.70% | $0 | $0 |
| Q4 2024 | 22.07% | 86.79% | $0 | $0 |
| Q1 2025 | 22.51% | 85.75% | $0 | $18.0M |
| Q2 2025 | 23.44% | 86.04% | $0 | $18.0M |
| Q3 2025 | 23.22% | 86.40% | $0 | $18.0M |
| Q4 2025 | 24.96% | 86.06% | $0 | $18.0M |
| Q1 2026 | 26.25% | 84.72% | $0 | $18.0M |
| Q2 2026 | 30.05% | 84.68% | $0 | $18.0M |
Sewickley Savings Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Sewickley Savings Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Sewickley Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 30154) · FFIEC NIC profile (RSSD 678070)