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Longview Community Bank

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Mount Pulaski, IL $100M to $1B in assets Est. January 1, 1872 FDIC #11319 RSSD #830645 Routing #071124821 FDIC

Data as of · sourced from FFIEC call reports. How we update

Longview Community Bank is an FDIC-insured commercial bank headquartered in Mount Pulaski, IL, established in 1872 (FDIC certificate 11319), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $316.8M, up 21.0% from Q2 2025, the 148th largest of 319 banks headquartered in Illinois. Its CET1 capital ratio was 11.87% at Q2 2026, above regulatory requirements.

Charter
Commercial bank
Regulator
FDIC
Deposit insurance
FDIC
FDIC certificate
11319
Headquarters
Mount Pulaski, IL
Established
1872
Total assets, Q2 2026
$316.8M
Assets vs Q2 2025
+21.0%
CET1 ratio, Q2 2026
11.87%
Domestic offices
8 FDIC institution directory, current count
Routing number
071124821
Asset rank in state
148th of 319 in Illinois
Assets
$316.8M
Deposits
$264.9M
Loans
$225.5M
Equity
$37.8M

Problem loans are rising at Longview Community Bank. Based in Mount Pulaski, Illinois, it had $317 million in assets at June 30, 2026, up 21.0% from a year earlier. Loans on nonaccrual or 90 or more days past due, net of government guarantees, rose to 2.40% of loans from 1.01% a year earlier. It funds 8.50% of its assets with Tier 1 capital, lower than about 9 in 10 of the 2,660 banks with $100 million to $1 billion in assets (median 10.99%). It also carries problem assets equal to 20.4% of the capital and reserves that would absorb them, 7.7 times the median of 2.6% for banks its size.

Earnings jumped: net income for the quarter was $760,000, 34% above the same quarter a year earlier.

As of June 30, 2026, Longview Community Bank reported a CET1 capital ratio of 11.87%, a return on assets of 0.96%, a nonperforming-loan ratio of 2.40% and a Texas ratio of 20.44%. The figures come from its call report filed with the FFIEC.

Longview Community Bank ranks as the 148th largest of the 319 banks based in Illinois, by total assets at Q2 2026. Between Q1 2026 and Q2 2026, its total assets rose 16.8% to $316.8M, loans rose 21.8% and deposits rose 19.1%. The largest part of its loan book on June 30, 2026 was 1-4 family residential loans, at 29.6% of total loans, ahead of farmland and other real estate loans at 19.2%. Its 8 offices in the FDIC Summary of Deposits are in 7 cities in IL; its Gibson City office books 47% of its branch deposits. On its Q2 2026 call report, Longview Community Bank meets every capital ratio test for well capitalized.

Headquarters Profile

Address
130 S Washington St, Mount Pulaski, IL 62548
County
Logan
Metro Area
Lincoln, IL
Charter
Commercial bank, state charter, Fed non-member, FDIC-supervised
Primary Regulator
FDIC
FDIC Region
Chicago (Region 9)
Federal Reserve member
No
Federal Reserve district
District 7, Chicago
Fiduciary (trust) powers
—
Call Report form
FFIEC 051
Established
January 1, 1872
Domestic offices
8 FDIC institution directory, current count
Employees (FTE)
49
Domestic deposits
$264.9M
Allowance for credit losses
$2.0M
Net charge-offs (YTD)
$117K
Average total assets
$317.4M
Average total loans
$222.7M
Average interest-bearing deposits
$208.2M
Tax status
C corporation
Ownership
Stock
Community bank
Yes
FDIC-insured since
January 1, 1934
FDIC Cert
11319
Fed RSSD
830645

Profitability

Q2 annualized
Return on Assets0.96%YTD 0.87%
Return on Equity8.70%YTD 7.59%
Net Interest Margin4.66%YTD 4.22%

Balance Sheet

Total liabilities$279.1M
Cash & balances due$21.8M
Securities, available-for-sale$44.2M
Securities, held-to-maturity$0
Goodwill & intangibles$11.2M

Income Statement

Net income Q2$760K
Net interest income YTD$5.5M
Total interest income YTD$7.9M
Total interest expense YTD$2.5M
Provision for credit losses YTD$190K

Operating & Funding

Total noninterest income YTD$342K
Total noninterest expense YTD$3.9M

Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures

Quarterly trends

Over the 12 quarters to Q2 2026, Longview Community Bank's total assets ran between $95.8M (Q1 2024) and $316.8M (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built

Total assets and total liabilities

$316.8M total assets against $261.8M; $279.1M total liabilities against $231.2M.

Loans and leases against deposits

$223.6M net loans and leases against $182.0M; $264.9M total deposits against $215.9M.

Securities and cash

$44.2M securities against $30.5M; $21.8M cash and balances due against $26.0M.

Interest income against interest expense

$4.7M total interest income against $3.2M; $1.4M total interest expense against $973K.

Net interest income

$3.3M net interest income against $2.2M.

Noninterest income against noninterest expense

$160K total noninterest income against $157K; $2.3M total noninterest expense against $1.5M.

Provision for credit losses

$115K provision for credit losses against $140K.

Net income

$760K net income against $567K.

Return on assets and net interest margin

0.96% return on assets against 0.89%; 4.66% net interest margin against 3.97%.

CET1 and Tier 1 leverage ratios

11.87% CET1 capital ratio against 10.01%; 8.50% tier 1 leverage ratio against 8.31%.

Inside the full Longview Community Bank terminal

21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts

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Banks merged into Longview Community Bank

Quarterly trend: last 8 quarters

From Q3 2024 to Q2 2026, its return on assets ran from 0.58% (Q3 2025) to 1.14% (Q3 2024) and its net interest margin ran from 3.70% (Q1 2026) to 4.74% (Q4 2024).

Quarter CET1 ROA NPL Texas NIM
Q2 2026 11.87% 0.96% 2.40% 20.44% 4.66%
Q1 2026 12.15% 0.77% 3.01% 24.58% 3.70%
Q4 2025 10.37% 1.04% 2.89% 24.32% 3.75%
Q3 2025 9.66% 0.58% 2.47% 22.07% 3.75%
Q2 2025 10.01% 0.89% 1.01% 8.72% 3.97%
Q1 2025 10.47% 0.76% 0.21% 1.93% 4.07%
Q4 2024 10.79% 0.73% 0.04% 0.33% 4.74%
Q3 2024 11.51% 1.14% 0.07% 0.63% 4.37%

Swipe the table sideways to see every column.

Branch Network

View all 8 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.

1–8 of 8
Branch Location ZIP Deposits
Gibson City Branch Gibson City , IL 60936 $125.2M
Longview Community Bank (main office) Mount Pulaski , IL 62548 $73.0M
Middletown State Bank Branch Middletown , IL 62666 $22.8M
100 East Olive Street Branch Chestnut , IL 62518 $18.0M
Latham Branch Latham , IL 62543 $12.0M
Longview Community Bank Clinton Branch Clinton , IL 61727 $9.7M
Greenview Branch Greenview , IL 62642 $4.1M
104 West Cooke Street Branch Mount Pulaski , IL 62548 $0

Events & Regulatory History

Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.

Date Category Event Source
April 27, 2026 Merger Participated in Absorption/Consolidation/Merger FDIC
April 27, 2026 Structure Change Acquired Middletown State Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
March 10, 2025 Merger Participated in Absorption/Consolidation/Merger FDIC
March 10, 2025 Structure Change Acquired Bank of Gibson City Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
June 1, 2023 Structure Change Acquired Bank of Chestnut Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
May 31, 2023 Merger Participated in Absorption/Consolidation/Merger FDIC

Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 6 events.

Regulatory record

Facts as filed or published, not a rating.

Deposit market share
<0.1% of deposits in IL, rank 178 of 379 institutions
Period: June 30, 2026. Source: FDIC Summary of Deposits.
Not on file
Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources

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Longview Community Bank: regulatory capital profile · BankRegReports

Frequently asked about Longview Community Bank

What are Longview Community Bank's total assets?

As of the Q2 2026 filing, Longview Community Bank reported total assets of $316.8 million in its FFIEC call report.

Where is Longview Community Bank headquartered?

It is headquartered in Mount Pulaski, IL, United States.

When was Longview Community Bank founded?

It was established in 1872, per the FDIC institution directory.

Is Longview Community Bank FDIC-insured?

Yes. It is an FDIC-insured commercial bank (FDIC Certificate #11319). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Longview Community Bank?

Longview Community Bank's primary federal regulator is the FDIC.

What is Longview Community Bank's CET1 capital ratio?

It reported a Common Equity Tier 1 (CET1) capital ratio of 11.87% in its Q2 2026 call report, above regulatory requirements.

How many branches does Longview Community Bank operate?

It operates 8 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.

What is Longview Community Bank's Texas Ratio?

Its Texas Ratio is 20.44% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.

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