Longview Community Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Common stock surplus climbed 24.0% in Q2 2026, from $23.5M to $29.2M. It was the largest change from Q1 2026 among the key lines here. Within Illinois, Longview Community Bank is 160th of 198 on CET1 ratio, 11.87% as of Q2 2026, below the middle of the field. Longview Community Bank reported 11.87% on CET1 ratio for Q2 2026, 3.20 points below the 15.07% median for banks in the $100M-1B asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 11.87% |
| Tier 1 risk-based capital ratio | 11.87% |
| Total risk-based capital ratio | 12.77% |
| Tier 1 leverage ratio | 8.50% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $25.9M |
| Tier 1 capital | $25.9M |
| Total risk-based capital | $27.9M |
| Total equity capital | $37.8M |
| Risk-weighted assets | $218.5M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 11.92% |
| Tangible equity to tangible assets | 8.16% |
| Equity capital to average assets | 11.89% |
| Internal capital growth rate | 1.37% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $83K |
| Common stock surplus | $29.2M |
| Retained earnings | $9.2M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$635K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 14.17% | 14.17% | 14.86% | 7.68% | $46.5M |
| Q4 2023 | 14.59% | 14.59% | 15.30% | 8.04% | $48.3M |
| Q1 2024 | 14.82% | 14.82% | 15.55% | 8.29% | $49.2M |
| Q2 2024 | 13.63% | 13.63% | 14.32% | 8.59% | $54.3M |
| Q3 2024 | 11.51% | 11.51% | 12.17% | 7.96% | $66.7M |
| Q4 2024 | 10.79% | 10.79% | 11.63% | 8.00% | $72.6M |
| Q1 2025 | 10.47% | 10.47% | 11.28% | 8.21% | $190.6M |
| Q2 2025 | 10.01% | 10.01% | 10.84% | 8.31% | $201.3M |
| Q3 2025 | 9.66% | 9.66% | 10.41% | 8.01% | $208.9M |
| Q4 2025 | 10.37% | 10.37% | 11.14% | 8.26% | $208.0M |
| Q1 2026 | 12.15% | 12.15% | 13.08% | 8.36% | $180.0M |
| Q2 2026 | 11.87% | 11.87% | 12.77% | 8.50% | $218.5M |
Longview Community Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Longview Community Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Longview Community Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 11319) · FFIEC NIC profile (RSSD 830645)