Longview Community Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 5.25 percentage points higher than in Q1 2026, at 36.11%. Within Illinois, Longview Community Bank is 210th of 323 on return on assets, 0.96% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 1.25% on return on assets. Longview Community Bank sits 0.30 points lower, at 0.96% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 11.87% |
| Tier 1 risk-based capital ratio | 11.87% |
| Total risk-based capital ratio | 12.77% |
| Tier 1 leverage ratio | 8.50% |
| Equity capital to assets | 11.92% |
| Tangible equity to tangible assets | 8.16% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 2.41% |
| Non-performing assets ratio | 1.73% |
| Net charge-off ratio | 0.20% |
| Texas ratio | 21.15% |
| Allowance for credit losses to loans | 0.87% |
| Reserve coverage of non-performing loans | 36.11% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.96% |
| Return on equity | 8.70% |
| Net interest margin | 4.66% |
| Efficiency ratio | 64.62% |
| Yield on earning assets | 6.70% |
| Cost of funds | 2.17% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 85.14% |
| Core deposits to total deposits | 82.71% |
| Brokered deposits to total deposits | 3.02% |
| Deposits to assets | 83.61% |
| Securities to assets | 13.94% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 14.17% | 14.17% | 14.86% | 7.68% | 0.96% |
| Q4 2023 | 14.59% | 14.59% | 15.30% | 8.04% | 0.88% |
| Q1 2024 | 14.82% | 14.82% | 15.55% | 8.29% | 0.85% |
| Q2 2024 | 13.63% | 13.63% | 14.32% | 8.59% | 1.00% |
| Q3 2024 | 11.51% | 11.51% | 12.17% | 7.96% | 1.14% |
| Q4 2024 | 10.79% | 10.79% | 11.63% | 8.00% | 0.73% |
| Q1 2025 | 10.47% | 10.47% | 11.28% | 8.21% | 0.76% |
| Q2 2025 | 10.01% | 10.01% | 10.84% | 8.31% | 0.89% |
| Q3 2025 | 9.66% | 9.66% | 10.41% | 8.01% | 0.58% |
| Q4 2025 | 10.37% | 10.37% | 11.14% | 8.26% | 1.04% |
| Q1 2026 | 12.15% | 12.15% | 13.08% | 8.36% | 0.77% |
| Q2 2026 | 11.87% | 11.87% | 12.77% | 8.50% | 0.96% |
Longview Community Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Longview Community Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Longview Community Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 11319) · FFIEC NIC profile (RSSD 830645)