Longview Community Bank: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
The standout move of Q2 2026 was in CRE concentration (Tier 1 capital + allowance): 3.80 percentage points lower than in Q1 2026, at 109.16%. Longview Community Bank ranks 95th of 323 Illinois banks on loan-to-deposit ratio, in the upper half at 85.14% (Q2 2026). Longview Community Bank reported 85.14% on loan-to-deposit ratio for Q2 2026, 4.31 points above the 80.84% median for banks in the $100M-1B asset tier.
Loan totals
| Line item | Q2 2026 |
|---|---|
| Total loans and leases | $225.5M |
| Net loans and leases | $223.6M |
| Loans held for sale | $0 |
| Loans to total assets | 71.19% |
| Loan-to-deposit ratio | 85.14% |
| Net loans to equity capital | 5.92% |
Portfolio mix (share of total loans)
| Line item | Q2 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 9.53% |
| Multifamily (5+ residential) | 7.75% |
| Commercial and industrial | 5.08% |
| Consumer | 4.42% |
| Credit cards | 0.00% |
| Farm | 19.15% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 1.26% |
Concentration measures
| Line item | Q2 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 109.16% |
| Construction concentration (Tier 1 capital + allowance) | 30.77% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q2 2026 |
|---|---|
| Yield on loans | 7.26% |
| Interest income on loans | $4.0M |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q3 2023 | $49.4M | $81.0M | 9.45% | 13.95% | 6.79% |
| Q4 2023 | $52.0M | $80.8M | 9.64% | 13.84% | 6.51% |
| Q1 2024 | $52.5M | $79.8M | 10.34% | 18.19% | 6.44% |
| Q2 2024 | $58.9M | $83.6M | 8.39% | 11.49% | 5.90% |
| Q3 2024 | $68.8M | $89.1M | 10.79% | 15.06% | 5.03% |
| Q4 2024 | $74.2M | $84.6M | 10.53% | 15.03% | 4.84% |
| Q1 2025 | $180.5M | $211.5M | 8.26% | 14.57% | 5.09% |
| Q2 2025 | $183.6M | $215.9M | 8.67% | 11.71% | 5.30% |
| Q3 2025 | $191.6M | $219.8M | 8.66% | 9.96% | 5.43% |
| Q4 2025 | $189.2M | $217.3M | 9.42% | 6.68% | 5.34% |
| Q1 2026 | $185.2M | $222.3M | 10.69% | 6.81% | 4.93% |
| Q2 2026 | $225.5M | $264.9M | 9.53% | 5.08% | 4.42% |
Longview Community Bank loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock Longview Community Bank, freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Longview Community Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 11319) · FFIEC NIC profile (RSSD 830645)