Nationwide Trust Company, FSB: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Open the full regulatory capital analysis: each ratio's numerator and denominator, the capital stack by quarter, risk-weighted assets by exposure category, and peers.
The standout move of Q2 2026 was in Common equity Tier 1 ratio: 6.43 percentage points higher than in Q1 2026, at 141.82%. On CET1 ratio, Nationwide Trust Company, FSB ranks 2nd highest among the 84 banks headquartered in Ohio, at 141.82% (Q2 2026). Nationwide Trust Company, FSB's CET1 ratio of 141.82% is well above the 15.08% median for banks in the $100M-1B asset tier, a gap of 126.74 points (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 141.82% |
| Tier 1 risk-based capital ratio | 141.82% |
| Total risk-based capital ratio | 141.82% |
| Tier 1 leverage ratio | 36.89% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $60.5M |
| Tier 1 capital | $60.5M |
| Total risk-based capital | $60.5M |
| Total equity capital | $61.7M |
| Risk-weighted assets | $42.7M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 40.17% |
| Tangible equity to tangible assets | 40.17% |
| Equity capital to average assets | 36.18% |
| Internal capital growth rate | -14.46% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $2.8M |
| Common stock surplus | $30.2M |
| Retained earnings | $34.0M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$5.2M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 85.98% | 85.98% | 85.98% | 28.60% | $47.5M |
| Q4 2023 | 89.99% | 89.99% | 89.99% | 30.63% | $48.9M |
| Q1 2024 | 91.23% | 91.23% | 91.23% | 31.35% | $50.3M |
| Q2 2024 | 95.00% | 95.00% | 95.00% | 31.11% | $48.6M |
| Q3 2024 | 98.52% | 98.52% | 98.52% | 32.31% | $48.6M |
| Q4 2024 | 107.52% | 107.52% | 107.52% | 37.32% | $54.5M |
| Q1 2025 | 121.29% | 121.29% | 121.29% | 35.57% | $50.1M |
| Q2 2025 | 122.36% | 122.36% | 122.36% | 35.81% | $48.4M |
| Q3 2025 | 123.81% | 123.81% | 123.81% | 37.94% | $51.2M |
| Q4 2025 | 129.64% | 129.64% | 129.64% | 37.72% | $48.4M |
| Q1 2026 | 135.38% | 135.38% | 135.38% | 38.80% | $46.6M |
| Q2 2026 | 141.82% | 141.82% | 141.82% | 36.89% | $42.7M |
Nationwide Trust Company, FSB regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Nationwide Trust Company, FSB, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Nationwide Trust Company, FSB profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 34710) · FFIEC NIC profile (RSSD 2729677)